Reliable Credit Association Inc. S Eagle Rd, Meridian

Reliable Credit Association Inc. Reviews

• S

  Stephen Tuttle
  1

  Used them to finance our second vehicle after we paid off the first one. The transmission went out three days after the purchase told them about it they said take the car back so i did. Its been 7yrs and there trying to sue me for more than 12,000 the cars worth 6,000 be careful with them very fraudulent group. If ur late 1 day there at your house for any reason.

• D

  Daniel Hanson
  5

  For someone with bad credit that's on the mend, being able to work with Reliable has been a refreshing change. Gabby and Mike have been incredibly polite and helpful, and when life got in the way of making a payment on time, they were able to work with me to get back on track. As long as you keep them informed about what's going on, they're able to help! My interest rate is painfully high, but that was to be expected at my current stage in credit. But the courtesy and communication from Reliable has definitely lessened the sting of interest!

• D

  Darrick J
  1

  This place is a joke!! I have financed 4 vehicle in 2 years from then. My last truck unfortunately caught fire last month. I have been trying to get into another vehicle. They say they go off of history with the company as well as credit, I have never missed a payment and in fact I always pay more than what my payment is. Their reasoning behind turning down the loan Is because it took me 6 months waiting for me to get a vin inspection when I moved states. However i have verifiable logs showing that as a long haul driver I was not in the state for a lot of that and when I was it was after hrs. As well as weather conditions including cave in and being trapped on town due to flooding. Go somewhere else, goodwill, any of those. Don't even waste your time.

• C

  Charles B Dexter
  1

  This is a company full of liars and thieves!!! A 87 yr old senior citizen (veteran) with low credit after a year and a half of making on time payments, was told that if he rolled over his current auto loan for another vehicle that they would lower his interest rate which was 29.9%. They lied!!! Their encouraging promises are lies!! Refinancing through someone else now is not an option...BUT A DESPERATE NECESSITY!!! PAYING 29.9% ON A $7000.000 VEHICLE?????? That's a $2300.00 profit on the interest alone!! This is complete insanity!!! Look....If you want those with no credit/low credit to make their payments....make the payments lower, NOT raise them to insane amounts. That's just common sense. This company is obviously in desperate need and losing customers. To stay afloat they are ripping off those who are in need. It's only a matter of time before thieves like this go out of business!!!! Word travels!!!

• K

  Kara Taylor
  1

  I applied for a loan there and was approved with a 30% interest rate. The guy said "it looks like you have some credit but no payment history built up." That is the best part of my credit! I have 100% payments on time! When I told him I would pass he got off the phone then came back to say "since you're putting $2500 down we can approve you for 20% interest.".. I have decent credit, was requesting the amount in loan that I put down, and they think I'm going to pay 20% interest? This place prays on those in desperate situations. Luckily I wasn't, and I had the other half in savings to buy the car. So thanks Reliable Credit, I will not be back!

• v

  voncorn
  1

  AVOID AT ALL COSTS!! My grandma had multiple car loans over nearly a decade with this company. Aside from the unreasonably high interest rates, they were fine for years. Then my grandma got into an accident that totaled her car. She had GAP insurance, so we were pretty confident that after a year of payments, the value of the car + GAP should easily cover the loan amount. This is where Reliable became not so reliable. It took Geico one week to send their funds to Reliable. In that time Reliable came up with a $200 charge. I happened to be with my grandma when they initially told her this, and I got on the phone and asked what this is for. They said it is for her payment, but it was less than her normal payment, and at a different time. I told them they can't make up charges, and I asked for documents saying that this charge is valid. They asked my grandma to take the phone off of speaker. That was the first sign, they like to take advantage of people who won't let them steal their money. They called at a different time and coerced her into paying the money when no one else was there to watch out for her. My grandma could certainly be better at saying, "no, this doesn't sound right." However, just because she can't say no, doesn't mean a company should take advantage of that. It didn't stop there either. They refused to give her any information on the GAP insurance. They kept saying that they had no details, but then when it came time to submit a claim, we couldn't do it. Reliable had to. How could they submit a claim without any details? Then they determined, without sending any paperwork, that my grandma still owed $370ish. We asked for paperwork showing exactly what was covered, and what wasn't. We never received it, so she called again. Now the total was $320ish. We asked why, and they said they weren't sure, but that was the amount owed. They said they would resend the document. That brings us to today. She called again, two weeks after the original request, and I wasn't with her this time. they told her she now owed over $400 to them. Of course, she didn't question it, and she payed it. We also finally received the document we asked for, and again, it wasn't even what we asked for. It was a bill for her normal car payment including a late fee, even though they said the $200 supposedly covered that. They won't send her any information that she asks for, and when they do send something, they wait two weeks to do it. I have not seen a valid charge yet, which looks like they stole over $600 from my grandma, who is barely surviving as it is. We plan to send all of this to a lawyer that has agreed to look at the information pro-bono. If any of you who make it this far have run into similar issues, let me know. I can refer to you a lawyer.

• J

  John Southworth
  1

  Outrageous interest rates. Awful customer services. Will threaten to repo your vehicle if you are late on your payment in any way whatsoever. If you choose to refinance through another company they will make the process as difficult as possible.

• K

  Kari Sinclair
  5

  I think out of all the loan options there are , this company stands way above the rest!! Their integrity, diligence, patience, respect and over all customer service is by far , the best! I highly reccomend Reliable Credit for any loan need!!

• C

  C.M. Dexter
  1

  If you want better reviews....change the way you do business!! This company has 22 complaints filed against them with the Better Business Bureau. Don't look at their overall rating because companies PAY to have the BBB maintain an A+ rating. The proof though, is in the reviews of their ripped-off customers. Mr. Lee Holzman you should be ashamed of the way you do business. Good business ethics are proven with repeat customers and good reviews. It's your name and your integrity that is being ruined! Don't think you can maintain a business with it being run into the ground by lying, cheating, being greedy and taking advantage of people....it's just a matter of time. Everything we do catches up with us!! Oh thought you'd be interested in knowing...your employees are apologizing to customers for you ripping them off.

• B

  Brad Paasch
  1

  Had an over payment and when I refinanced the truck and paid them off they kept giving me the run around after a week they said they sent the check another week with no check I called and they said that they were going to send it out tomorrow! We are what keeps you guys in business. I understand things happen but a little comunication helps