Title Loans

Secure a loan in thousands of dollars with that vehicle today using USInstallmentLoans

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  • Any Credit Score Considered
  • Swift Approval Decision
  • Safe & Secure
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What Are Title Loans?

These days, your car doesn't only drive you around. It can help you get loans in the thousands of dollars too. You can get some money in exchange for handing over your car title to a lender until the loan is repaid. This type of loan is known as a car title loan.

With our partner lenders, you can get car title loans online to finance your dreams and settle emergency bills that pop up. The offers and interest rates from our lenders are fair, and they also consider you even if you have a bad credit.

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When Title Loans Can Help?

Have bank loans eluded you? Or have family and friends been unable to come through for you?

Here's something you may not have tried yet - car title loans. It may just be the missing piece in your jigsaw puzzle. Let's help you with that. We partner with lenders who give people - including those with bad credit scores - small loans when they can turn in their vehicle as collateral.

The vehicle may be any of motorcycles, trucks, boats, wagons, vans, or sedan cars. Get started with us now and get funded as soon as the next business day.

How To Apply for a Car Title Loan

Applying for a car title loan is easy with USInstallmentLoans. No queues; no stress.

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  • 1

    Submit Necessary Information

    On visiting our website and showing your interest in getting a loan, you will be required to fill and submit a form. Tender all relevant information to us via this form.

  • 2

    Receive & Accept Offer

    On receiving this form, we connect you with a potential lender who evaluates your qualification for a loan. You are then sent an offer if they consider you fit and qualified. Go through the offer and accept it if you are fine with its contents.

  • 3

    Get Your Money

    Accepted the offer already? You're only one step away from sorting out that cash emergency. Your lender can fund your loan as soon as the next business day. Easy as a pie.

We are the Right Choice for your Car Title Loans

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    Better Offers, Rates & Terms

    Our partner lenders' offers, rates and terms are not exaggerated or overboard. They are instead fair and set with prospective clients in mind.

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    Trusted Title Loan lenders

    Our partner lenders are reliable and can be trusted. It helps that they are SEC-accredited. So, their activities are regulated by the Securities Exchange Commission (SEC).

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    All Credit Types Considered

    Bad credit? Come along. We are not biased against people with bad credit. The bank may not admit you because of your bad credit, but we'd rather take a risk on you than leave you buried deep in a mess.

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    No one needs to know you just filled a form for a loan. Nor should they have access to your personal data. That's why we use industry leading security to protect your information. We also do not share or sell your data to survey sites and platforms.

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    Quick Transfers from Lenders

    Just like us, our partner lenders are committed to helping people out of their debts and emergency costs. So once your loan is approved, you should expect to see your loan in your bank account as soon as the next business day.

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    Extensive Networks of Online Lenders

    We have an extensive network of registered and accredited online lenders near you. Through us, you can access tens of car title loan lenders who are willing to lend you up to thousands of dollars with fair interest rates.

What Are the Strengths and Weaknesses of Title Loans


When placed side by side with other financing options, car title loans are relatively easier to get. A plausible reason is because there's a collateral involved. Here are some other pros of title loans.


This loan option is recommended for borrowers who need their money quickly. Once the lender sends in a quote and you show consent to their terms and conditions, you should get your loan as soon as the next business day.

No complicated approval process

The selection process isn't difficult either. In fact, they are easy to qualify for since a collateral is involved. The value of the car would usually dictate how much loan is approved for you.

Bad credit score considered

You can get a title loan even if you have a bad credit. All you have to do is to fill the simple form on the site and submit. The value of the car and the reliability of your income is considered way before your credit score is.


The risk of losing your car on defaulting is one that scares potential borrowers away. However, if you're sure you'll pay within the loan window, it's a good option to consider.

High interest rates

The interest rates on car title loans are high, especially in reference to credit cards rates. So, you may want to consider getting credit card loans and loans from family and friends first.

Possible trap of debts due to non-payment

Default on payment and you risk getting into a vicious cycle of debts by paying additional fees; money you could have used to cater to other needs. You also risk losing your car to cover the borrowed funds plus interest that has accrued.

Title Loans vs. Other Loan Options

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    Payday loans

    A payday loan is a short-term borrowing used to sort out emergencies between paychecks. It is usually non-secured and should be repaid once the borrower gets their next paycheck.

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    Personal loans

    Personal loans are loans borrowed to settle an individual's emergency expenses like medical bills, fulfilling burial rites, furnishing a house etc. They are usually non-secured, that is, don't require collateral.

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    Installment loans

    With Installment loans, the money borrowed can be repaid over a fixed number of payments usually known as installments. For instance, a $2000 loan can be repaid as $400 over five(5) installments.

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    Bad Credit Loans

    Bad credit loans are emergency cash lent out to borrowers who have bad credit and would usually not qualify for bank loans. Do you fall into such a category? There are bad credit lenders who'll fund you.


  • Is USInstallmentLoans a Direct Lender?

    No, we're a loan broker instead. When you fill our simple form for loan, we connect you with one of the several lenders in our network who's willing to take on an applicant with the exact or similar details you filled in your form.

  • How can I be eligible for a title loan?

    The requirements for a car title loan may vary by lender and state. However, the general criteria that cuts across board are that you must be a resident of the state, be at least 18 years old, have a steady income, and have car insurance.

  • Will title loans affect my credit score?

    Most often than not, title loans do not have any negative influence on your credit score. This is especially true because many title loan lenders do not run a credit check on your profile.

  • How much can I borrow from a title loan?

    You can typically borrow between 25 to 50% of the car's value. While some lenders can't borrow you more than a thousand or two in dollars, we give car title loans up to $5000.

  • What if I can't repay my loans?

    Usually, defaulting on a car title loan means you lose your car or have to pay additional charges. However, our partner lenders are more interested in your paying up than taking over your car title. They therefore work hand-in-hand with you to make repayment easier.

  • Do I have to bring my vehicle over for you to inspect it?

    Some lenders require you to bring the vehicle you are dropping as collateral for inspection. For some others, clear pictures of the vehicle will do. You can't bring the vehicle over? We'll connect you with a lender who can make do with pictures.

  • What documents do I need to submit to your title loan lenders?

    In general, our partner lenders will require you to submit pictures of the vehicle in question, bank statement, proof of income, proof of employment and proof of residency.

Deal with that Emergency Today With USInstallmentLoans!

We are committed to helping millions of people get through their hard times with our car title loans, and you are not any different. Get that loan today via USInstallmentLoans!

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