Same Day Loans Online

If you're in a temporary financial fix and can't get a bank loan or help from family and friends, you should consider getting a same-day loan. Choose your desired loan amount below to get started.

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  • Any Credit Score Considered
  • Swift Approval Decision
  • Safe & Secure
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What Are Same-Day Loans?

Same-day loans are instant decision loans similar to cash advances that allow you to borrow against your next paycheck. And so, they're also called same day payday loans.

If you apply for one via US Installment Loans, you can get funded as soon as the same day or the following business day. The best part is you don't need a guarantor, collateral, or stellar credit score to get one

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Benefits Of Same Day Payday Loans

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    You do not need to be physically present at any bank hall or fill that pile of forms to apply for a same day payday loan. From the convenience of your couch and with your mobile phone, you can get the same day loan online.

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    Quick decision

    Since these loans are to be disbursed the same day or the next, lenders will handle your loan request fast. With the information tendered, they assess your eligibility for a same day loan and make loan decisions quite quickly.

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    Has no defined use

    Same-day payday loans can be used for virtually any unexpected and unavoidable expenses. Do you need extra cash to make a machine repair, or pay off some contractors? A same-day payday loan suffices

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    Bad credit still permissible

    People with bad credit can still obtain same-day loans. Unlike with bank loans, you do not need a perfect or stellar credit score to get the loan. Same day online loans lenders are more concerned about your creditworthiness.

Eligibility Criteria for Same Day Payday Loans

The hurdles you have to get over to land a bank loan can make you lose your marbles. Luckily, same day payday loans aren't so. Their eligibility requirements aren't too hard to meet.

To obtain a same-day loan, the borrower must:

  • Be at least 18 years old
  • Show proof of stable income
  • Have a valid government-issued identification
  • Have an active checking or savings account
  • Have an active and working email address
  • Have a social security number or an individual taxpayer identification number
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What Are The Process Of Obtaining Same Day Loans Online?

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  • 1

    Fill out the form

    On visiting US Installment Loans, you will be required to fill a form. The details include your personal information like name, age, contact and details about your income. Simple and easy to fill!

  • 2

    Receive quote

    On submitting the form, we connect you to one of the 100+ lenders in our network. The lender will send you a quote as soon as they deem you fit for the loan. It shouldn't take long to get a decision.

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    Sign quote and get funded

    Sign the quote should you be content with the approved loan amount and the terms and conditions. Once this is done, you will typically get funded as soon as the next business day.

Advantages Of Using Our Services for Same Day Loans Online

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    Easy Loan Approval from Lenders

    Our borrowers can attest to the high approval rate with US Installment Loans. Our partner lenders approval rate is as high as 97%. Since our lender requirements are not too difficult to meet, most borrowers satisfy the basic requirements so have access to our loans.

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    Quick Funding

    Unexpected costs are stressful enough on their own. Adding extended loan wait periods only adds fuel to the fire. That is why you require the services of a loan broker such as US Installment Loans. Our lenders' payouts are processed in as little as 24 hours. Get accepted and financed as soon as possible!

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    Top-notch Security

    We employ industry leading security standards in ensuring that your data and personal information are kept private and confidential. We, unlike many other direct lenders and loan brokers, do not sell or share your data to survey sites or any such entities.

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    Lenient Requirements

    Bank loans are not only complicated to process because of the huge paperwork involved. Some of the requirements are also way too difficult to meet. We understand how worrying it is not to be able to meet up with your financial obligations so have set only attainable requirements.

Useful Tips for Choosing the Best Same Day Payday Loan

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    The higher the interest rate, the more the cost of the loan, especially in the long term. The ideal lender is the one with the fairest interest rates, not necessarily the cheapest. This is because a lender can draw you in with low interest rates and cheap loans but have in them numerous hidden fees.

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    It's foolhardy to sign a lender's quote without reading through the listed terms and conditions. When are you expected to repay the loan (short or long-term)? Are you expected to make a deposit before accessing the loan? Compare the offers by different lenders and go only with the lender whose terms are most favorable.

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    Eligibility Requirements

    The eligibility requirements of the lender can also dictate whether they are the best for you. Do they have a minimum credit score requirement? Is there an income limit, say $1k you must make every month to qualify? Stick with the lender whose basic requirements you satisfy.

What Are Different Types of Same Day Online Loans?

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    Payday loans

    Payday loans also known as a cash advance is a short-term credit for people who need to take care of unbudgeted expenses between paydays. They are expected to be repaid by the borrower's next payday.

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    Quick Loans

    This loan can be used to sort out virtually any financial emergency you might be in. Usually, you can get disbursed in as quickly as 15 minutes.

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    Bad Credit Loans

    Don't have an impressive credit score? Don't fret. You can still obtain a bad credit loan. The lender, rather than focusing on your credit score, is more concerned with your monthly income and debt-to-income ratio.

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    Installment Loans

    This is perhaps the best option for long term borrowing. The borrowed sum is distributed evenly over the loan term, so that the borrower pays back bit by bit (installments).


  • How much can I expect to borrow with same day loans online?

    Prospective clients can borrow up to $5000 online same day loans. But not everyone qualifies for that amount. Your credit ceiling is determined by the lender's evaluation of your income status, and debt-to-income ratio, among other criteria.

  • What if I can't pay back my loan by its due date?

    Depending on the lender, you may be given a two weeks grace period post-deadline. If you fail to pay up, you may incur some penalties in form of high interest rates and fees. We recommend contacting the lender beforehand if you are going to be late on repayment.

  • When will I receive my same day loan?

    Our partner lenders make decisions on your loan request quickly and disburse funds twice as fast. Putting things in perspective, if you submit a request today, you should get funded as soon as the next business day or even earlier.

  • Can I get same day loans with no credit checks?

    No. Our lenders will need to run a credit check. However, the credit check is a soft credit search and so won't hurt your credit score. Since it is mandated by regulatory bodies to run credit checks, any lender that promises loans without a credit check is likely a scam.

  • How will my amount be determined?

    So many factors come into play to determine how much you can get in loans. First, is the credit limit in the state. Others are your employability status, value of monthly income, and your debt over time.

  • Can I get approved for same-day loans with bad credit?

    Yes, you can. You should be accessible to same-day loans with bad credits as long as you meet the eligibility requirements. These requirements include you must be at least 18 years old, not be in the military, have an active deposit checking account and a resident of the United States.

  • Are Same-Day Payday Loans Risky?

    Unbudgeted expenses sometimes come up, yes. They also do so when you least expect them, yes. But should getting a same-day payday loan be your next point of call? To begin with, the interest rates are very high; as high as $15-$30 on every $100 borrowed. Also, because of the short turnaround time, many borrowers fail to pay up when due and so opt for a renewal. This continuous renewal often leads to an endless cycle of debts.

Sort Those Emergency Bills With Same Day Payday Loans!

With US Installment Loans, you can obtain same day loans in thousands of dollars to sort your financial obligations.

Get Started Today
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