Installment Loans
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What Is An Installment Loan?
An installment loan is a type of loan that is repaid in installments. The installments are typically equal, and they are usually paid monthly or quarterly.
Installment loans were originally designed to help people purchase items like furniture, appliances, and electronics when they didn't have the cash to pay for them all at once. But today, installment loans can be used for a wide range of purposes including paying off credit card debt and consolidating high-interest debt.
What Are The Common Types of Installment Loans in the US
Installment loans are a very popular loan type in the United States. They are most commonly used for the following purposes:
Auto installment loans – Auto installment loans are loans that are given to people who want to buy a car but don't have enough money for the full purchase price. These loans usually last for a few years and require you to make monthly payments on the vehicle.
Mortgage installment loans – Mortgage installment loans are a type of home loan that is used to purchase property. It is a type of mortgage where the borrower only pays interest and principal on a monthly basis.
APersonal installment loans – Personal installment loans are a form of small amount installment loan that is typically provided to an individual. They are usually used for anything from paying off medical bills to buying new furniture.
Where Can I Get an Installment Loan?
There are many places offering you installment loans – banks, credit unions and online lenders.
Only some banks offer unsecured installment loans. You can find and go to one of these banks and apply for the loan in person. You may need to provide a lot of documentation in order to get the loan approved.
Credit unions are another option if you want to get an installment loan but they typically require membership in order to apply, which can be difficult if you don't meet their eligibility requirements.
The third way, also the one we recommend, to get an installment loan is through online lenders. It is usually a more convenient way and requires less effort and time to get you the loan. Finding a loan lender can sometimes be difficult, but it's not the case when you do that with USInstallmentLoans.
Why USInstallmentLoans?
Getting installment loans can be a simple process with our help.
Reputable Lenders
USInstallmentLoans partners with the industry-leading installment loans lenders in the US.
24/7 Service
Whenever you're trying to find installment loans, our service is available for you.
Fast & Easy Process
Nothing in our process is complicated, and you can get money as soon as the next business day.
Excellent Customer Feedback
We strive to provide the best service possible, and receive a lot of positive feedback from our customers.
How USInstallmentLoans Helps Me Find Installment Loan Lenders
The process of using the USInstallmentLoans service to get an installment loan is simple:
- 1
Submit Your Information
Fill out our form to provide your information.
- 2
Get Decision Quickly
Our lenders will check your submission and decide as soon as possible.
- 3
Receive Fund
Once approved, you'll get money transferred to your account swiftly.
Can I Get Installment Loans With Bad Credits?
Some lenders will still accept your request for installment loans if you have a poor credit score (a FICO score less than 630). Your information will have to go through a careful process of review by the lenders. The lender will then decide if they want to grant you the loan or not. But note that a lot of the time, the amount you'll be able to get is significantly less than other loans.
Other Types of Loans on USInstallmentLoans
In addition to installment loans, we're also offering services that can help you obtain the following types of loans.
- Payday Loans
- Title Loans
- Personal Loans
- Cash Advance
- Loans for Bad Credit
- Quick Loans
- Same Day Loans
FAQs
How much can I get with an installment loan?
The amount you can get ranges from $50 to $5000, but it's up to the lenders to decide how much you can get after they review your personal information and credit history.
When can I get the money when the lender approves my submission?
After approval, the money will be transferred to your account as fast as the same or next business day (depending on how quickly your bank can process the transfer).
Do I need to go through a credit check to get an installment loan?
Most installment loan lenders require a credit check if you want to borrow money from them. When you've submitted your application, they'll usually carry out a hard credit check on you, which may slightly affect your credit profile.
What is the difference between an installment loan and a payday loan?
Installment loans can be repaid in multiple monthly payments, and have lower interest rates, while payday loans come with shorter terms and smaller loan amounts, and need to be paid back in one lump sum.
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