How It Works

The internet has made it easier than ever to access a loan today. However, locating a reliable lender with favorable interest rates is usually the hard part. Fortunately, you can snuff out this difficulty by applying through a good loan broker like US Installment Loans. Zero paperwork is needed and the entire application can be completed online in under five minutes.

Here's how to apply for a loan via US Installment Loans:

Submit Your Information Online

Get the loan request process started by completing a simple application form online. You'll be asked for your legal full name, credit score, zip code, employment status, and current income. Providing these details is crucial to processing your loan. It takes little to no time to enter them into an application form. In three minutes or less, you should be done.

Get Approved

Upon submission, your information will be forwarded to a panel of willing lenders in our network. The lenders will look further into your request and run soft credit checks on your profile to see if you can qualify for and afford a loan. If so, you will be approved for one.

Get the Deals Done

Upon approval, you will receive various offers from the lenders. Be sure to compare their rates, terms, and repayment windows. Once there is an offer that best fits your needs, sign it off to seal the deal.

Wait for Your Funds

Sit back and relax; the cash is on its way. Your money will be deposited into your account as soon as the same day you apply or the next business day if there are any delays.

How You Qualify

There are not so many checklist boxes to tick when it comes to application requirements. Different lenders have various eligibility criteria, however, there are some minimum criteria each lender requires for loan applicants generally.

  • Be at least 18 years old and beyond.
  • Be a resident of the US.
  • Have a verifiable source of income.
  • Have a checking account.
  • Have a valid email address and phone number.
  • Have a government-issued ID.