Prosperity Bank Reviews
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A Smith1Due to prosperity Banks own negligence, they will penalize you when they process your paycheck more than once. Their system is so old that it doesn't catch the issue until 3 months later. Then they put your son's account into the negative 3 days before Christmas. So instead of them admitting they should have never let this happen, they take the unprofessional route... They insult, blame, and penalize the consumer. Shame on you Ebenezer Scrooge aka (Prosperity Bank!!!)
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Sheila Ben5I recommend Prosperity bank to anyone. After being told no so many times, they were willing to work with me and said yes through the entire process. This meant a lot for a hard working person, that just needed a break and now I am a proud home owner and it would not have happen with out that was assigned to me and that was working for my best interest.
Response from the ownerHi Sheila, Thank you for the 5 stars and for sharing your feedback! At Prosperity Bank, we take pride in our associates and the customer service they provide. Thank you for visiting us and we hope to see you again soon!
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Stephanie Pina5Prosperity bank gave us the opportunity to buy our first home with no down payment through a program they have and we qualified for. We had a small closing cost payment and now we have our first home. Thanks Prosperity Bank and thanks to Shelby Means for hekping us throught the process
Response from the ownerHi Stephanie, Thank you for sharing your feedback and congratulations on your new home! We appreciate the opportunity to work with you on purchasing your first home. We look forward to working with you again and providing you with exceptional customer service.
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Robert Crowley4You cannot ask for better service than you will get from Shelby! Top notch! With that being said, I do believe the folks in the background who are writing the loan could do a little better. It required a few changes to get the details correct on the contract and in the end we had an unexpected surprise of overestimated escrow charges the day of close. Much higher than the documents that were presented the day prior which we signed in agreement. Geuss we will have to wait a year being over charged to get it fixed.
Response from the ownerHi Robert, Thank you for your feedback and loyalty. At Prosperity Bank, we take pride in our customer service and value your input!
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Mary Collins1Employees very unhelpful. No one in bank but myself and one person at counter. Waited forever. Finally a lady came out of office to help. Rude employees. Will not do business with Prosperity again!
Response from the ownerThank you for your feedback, Mary. We hate to hear that we did not meet your expectations and will use this as a training opportunity to better serve you and our customers in the future.
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Charles Moster1This bank does not even deserve one star. I unfortunately used them for my business and personal accounts. Horrific mistakes were made and I still can account for funds which were transferred without my consent. When I finally closed my Business account, Prosperity didn’t even realize that I had left. Completely incompetent and you should avoid this bank at all costs. It is my opinion that they could care less about small business regardless of their advertising.
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True Fullingim5Shelby Means is the bank rock star, five tome over. She has helped me. I appreciate her mnk I.am glad to know this bank has the wherewithal to keep her on board for so long. True F.ullingim
Response from the ownerHello, Thank you for the 5 stars and for sharing your feedback! At Prosperity Bank, we take pride in our associates and the customer service they provide. Thank you for visiting us and we hope to see you again at our 82nd Street branch.
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Taylor3I will say I have called, but I haven't received a call back on a few things. Seems to happen a lot. I did miss out on a house because the bank couldn't make a decision on if they wanted to loan me money to move the house to a new location. I'll also say I fell like once I had taken out a loan that I have been pushed off to the side. I have called about getting a better interest rate with development taken place, but never received a call back about it.
Response from the ownerHi Taylor, Thank you for your feedback. We are sorry you had a negative experience. Please contact us at our Customer Service line at 1-800-531-1401 so that we can learn more about your experience and assist you.
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Tamera Stewart5We had a great experience with receiving a home loan. The loan officers all went above and beyond to help us get the things done we needed in time to get our closing done when scheduled.
Response from the ownerHi Tamera, Thank you for the 5 stars and for sharing your feedback! At Prosperity Bank, we take pride in our associates and the customer service they provide. Thank you for partnering with us on your home loan and we hope to see you again soon!
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Taylor Willis1If you need to get a loan I would recommend going somewhere else. I got a land loan which was super easy. Once the time came for me to get a loan to get a home moved out there they beat around the bush for about a month. During this time I was asked to get in touch with a foundation worker, a contractor, Electricion, and a house moving company. Once I was finished I got in touch with Cy Hill who said then he thought it wasnt a good investment. A month in and changes his mind. I lost my ernest money, aswell as a dang nice home. Still have the land with a 6% interest rate that could have been lowered, but hey why would they when they can make more in the long run doing things like this. Also made an extra 200 dollar payment which they put towards the interest instead of my principal. Not happy and haven't been since financing fell through with that home. Go elsewhere.
Response from the ownerHi Taylor, Thank you for sharing your feedback and we apologize for your negative experience. We value our LegacyTexas family and are committed to providing exceptional service to our customers. We hope you give us another opportunity to do so
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FAQs
1. How Can I Reach Out to Prosperity Bank?
You can reach out to them on the phone number +1 806-767-8200. You may also check out their website and submit your personal info.3. How Do I Apply for A Loan at Prosperity Bank?
Simply submit your personal info on their website. If you feel like learning about more financial options, take a look at high-approval-rate installment loans provided through a reliable online broker.5. What Should I Do if I Can't Repay My Loan?
Contact the lender and come to an agreement in advance. You should know, however, if it"s a car title loan, your car will be kept by the lender when you default.
2. Where Is Prosperity Bank? How Can I Go There?
The address of Prosperity Bank is 5120 82nd St, Lubbock, TX 79424, United States. Open the map app on your phone to guide yourself there.4. Is Prosperity Bank an Agency or a Lender?
Prosperity Bank is a Bank that gives different kinds of loans. Click here to learn about various types of loans including high-approval-rate personal loans.6. Can I Take Out a Loan From Prosperity Bank With A Poor Credit Rating?
Yes, you can. But peruse the conditions and terms as there can be unfavorable terms when it comes to bad credit loans.