Payday America W Division St, St Cloud

Payday America Reviews

• S

  Scot Morgan (FatherGang)
  5

  This location has been good to me for years. I never used the payday loan side until recently. They're Better than everyone else locally as far as loan amounts and fees. Just remember to bring id, your pay statement, and current bank info. I DIDN'T have my very current bank statement and had to come back with it. The lady was nice and professional.

  Response from the owner

  Hello, Scot! Thank you so much! We appreciate you spreading the word and the awesome review!!

• B

  BS98
  5

  I love this place! I have had numerous loans here over the past 2 years. The loan agent lisa is always nice and my last loan was increased due to my promotion at work. This helps me sometimes when im in a bind or need a large down payment for a major purchase. Bank statement must be current to the day your asking for one though, so be prepared! Recommend 100%!

  Response from the owner

  Hello, BeastieBoy79! Thank you so much! We appreciate you spreading the word and the awesome review!!

• B

  BikerScout98
  5

  I was weary of trying a payday loan for the first time because of all the stories you hear of very high interest rates, fees, hidden costs, and the process of it. I chose Payday America because it had the best all around business feel and the website offered some solid information. I went in and approached the clerk (Lisa i believe) who greeted me with a smile and asked if i was in need of assistance for a loan or would like information on how to go about getting one. She was very polite and talked to me in english, and not in legalese. I knew i would probably need my last paystub, id, and current bank statement as that seems standard on loans like these. I was surprised actually at the amount i was allowed to borrow, and the interest really wasnt all that much! Overall the process in total wasnt too long, Lisa was informative and cheerful, and i left feeling like i didnt just go into debt for the next month or two.

  Response from the owner

  Hi, BikerScout98! Thank you so much for sharing your experience! Come on back and see us again soon, ok? :)

• E

  EIRINN ALAN
  5

  Friendly service person, loan was fast and i wanted more but fair to be honest. Would use again.

  Response from the owner

  EIRINN Thank you for taking the time to review our service. We appreciate the 5 star review and look forward to working with you again soon.

• D

  Debbie Oaks
  5

  Lisa did a great job walking me through the loan process and explaining the options I had.

  Response from the owner

  Hi, Debbie! Thank you so much for sharing your experience at our store! Come on back and see us again soon, ok? :)

• M

  M. Omari Grant
  5

  Thanks Lisa for being such a big help with my purchases.

  Response from the owner

  Hi, M.! We're so glad Lisa could help you out! Thank you for the 5-star rating! We hope to see you again soon!

• T

  Tina Schmidt
  5

  There when I needed emergency cash....a life-saver!

  Response from the owner

  Hi, Tina! Thank you so much for sharing your experience at our store!

• J

  Jake Stanchfield
  5

  Lisa is the bomb.com, thanks Lisa!

  Response from the owner

  Hi, Jake! Thanks so much for the great 5-star rating and review!!

• H

  Heidi Tetzlaff
  5

  Awesome service and friendly staff at the Saint Cloud location!

  Response from the owner

  Hi, Heidi! We really appreciate you sharing your experience at our store!!! Come on in and see us anytime :)

• T

  Tessie Lucas
  1

  They will screw you over, rude management.

  Response from the owner

  Hi, Tessie. We are so sorry to hear about your experience at our store. We would like to learn more about what happened. Please email us directly so that we can better understand your experience and address your concerns. [email protected]