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Mortgage lender

Novel Home Loans E Main St, Santa Maria

4.2
(10)
Apply Now
Phone:

+1 805-614-7000

Website:

https://www.novelloans.com/home-purchase/

Address:

722 E Main St #105, Santa Maria, CA 93454, United States

Services:

CALHFA, Cash Out Refinances, Conventional Loans, Down Payment Assistance, Equity Lines of Credit, FHA Approved Loans, FHA Loans, Flip Loans, Non QM Loans,

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    Novel Home Loans Reviews

    4.2
    10 Reviews
    • V

      Valerie Guzman
      5

      Knowledgeable, attentive and will provide several options to fit your needs! That was my experience with Nick Fernandez. Nick listened to what I wanted and what my plans were, he knows the business well to offer several options that would work for me. He took the time to explain pros and cons for each option provided, he was available to calculate figures to get me the payment I was looking (for each plan). Nick was in communication with me every step of the way and even called after I signed the loan docs to see how my closing went and let me know when the loan funded. If you are buying a home or refinancing or just exploring options I highly recommend you call Nick, you won’t be disappointed.

      Response from the owner

      Thank you for the positive feedback! We are happy you enjoyed the services provided and the expertise of our staff. We appreciate your business.

    • D

      Diana Aguirre
      5

      I could not be more content with our loan process,. Nick Fernandez makes sure I always receive answers to any questions or concerns I have. I feel like valued friend where customer service is top notch and readily available with Nick. Nick worked around the clock to make sure I was satisfied and updated me constantly with the progress of my loan. If you want competitive rates, commitment, and trustworthiness, Nick Fernandez at Novel Home loans is your go to.

      Response from the owner

      Thank you so much Diana for your positive feedback! We are happy to hear that you were satisfied with the services Nick provided for you. You are a valued customer and your referrals are greatly appreciated :)

    • D

      Danny Ugo
      5

      Nick was so helpful through our home buying process. He definitely was able to calm nerves and ease the stress of home buying. He was very knowledgable with every question we had for him day night and weekend. I have already recommended 3 buyers to him and will continue to recommend more.

      Response from the owner

      Thank you Danny for the positive feedback, we wish the best to you! Your business and referrals are greatly appreciated!

    • R

      Ruby Martinez
      5

      My husband and I purchased our first home together a year ago. Gabriel’s Assistant; Maricela Navarro was very helpful, knowledgeable, responsible and most importantly professional throughout the loan process. She processed our paperwork in timely manner. I would highly recommend going to Equity Reach Inc. If you have any questions, they’ll definitely have answers for you. The staff is very friendly and made us feel welcome. Overall, we had a great experience.

      Response from the owner

      Thanks for the wonderful review Ruby! We were so happy to work with you, and glad that we could help you take the necessary steps to improve your experience with Equity Reach Inc. We hope that we can earn your business later down the line as well!

    • D

      David Gallardo
      5

      They are great and very easy to work with. They go out of their way to make sure that you understand everything. John Balcorta is great and very helpful and goes the extra mile to make sure you get exactly what you are asking for in a refinance. I recommend Equity Reach to everyone..:)

      Response from the owner

      Thank you so much David for allowing us to help you guys acquire exactly what you need in a refinance! We hope to see you again soon!

    • K

      Kyle Gates
      5

      I cant believe how professional and helpful Nick at Equity Reach has been. He truly is a breath of fresh air to be working with! There is no one I would trust more to handle my mortgage in Santa Maria.

      Response from the owner

      We are glad to hear that you had a good experience with one of our professionals Kyle! You can also reach us at www.equityreach.net for a loan application.

    • A

      Alisa Padilla
      5

      Just bought a home! And I couldn't have done it without he help from John balcorta! He went above and beyond to make sure we got our home in a 30 day escrow! Would recommend him to anyone looking to buy! He made it happen for us and cant thank him enough for everything he has done!

      Response from the owner

      Alisa, that is wonderful to hear! It is very rewarding to hear that you enjoyed the experience with one of our premiere agents. Thank you for your business and the wonderful review. we truly value our clients!

    • j

      jesus lua
      5

      Maricela and Gabriel went above and beyond in our purchase for our new home, we purchased a new house at the Pasadera community. We contacted a Pasadera preferred lender and they were not able to make our dream become a reality. We contacted Equity Reach Inc here in Santa Maria, and they ran our numbers and made it happen. It was a seamless experience would definitely recommend them to friends and family. When we contacted Maricela or Gabriel they always responded to our emails right away.

      Response from the owner

      Thank you so much for the great review Jesus! It was great working with you and we are very happy that we could help your dreams come true! We are always 0.25 - 0.375 better on rates than most preferred lenders! Thank you so much for your business!

    • B

      Brian Ramos
      5

      Very Satisfied! Saved me and my family so much money! Definitely recommend them! Got me the loan we needed with an affordable payment plan.

    • B

      Bambie Padilla
      5

      I recently purchased a home and was very pleased with the outcome and the great expertise this company has to offer. I highly recommend them to anyone needing a home, refinancing, credit repair, or a lender.

      Response from the owner

      Thanks for the wonderful response Bambie! We are so happy we could help you out with your loan. If there is anything else you need feel free to give us a call!

    FAQs

    • 1. How Can I Contact Novel Home Loans?

      They Can Be Contacted through the phone number +1 805-614-7000. You may also go to their website and submit your personal info.
    • 3. What Services Are Provided by Novel Home Loans?

      Novel Home Loans offers financial services including: '
      • CALHFA
      • Cash Out Refinances
      • Conventional Loans
      • Down Payment Assistance
      • Equity Lines of Credit
      ' If you have a consistent income, you may also get a payday loan.
    • 5. Is Novel Home Loans an Agency or a Lender?

      Novel Home Loans is a Mortgage lender that has various financial services to offer including bad credit personal loans.
    • 2. What Is the Address of Novel Home Loans? How to Go to Its Store?

      The address of Novel Home Loans is 722 E Main St #105, Santa Maria, CA 93454, United States. Use an online map to find the fastest route.
    • 4. How Can I Get A Loan at Novel Home Loans?

      You can submit your personal info on their website to apply for a loan. If you feel like learning about more financial options, take a look at US Installment Loans and see what it has to offer.
    • 6. What Do I Do if I Can't Repay My Loan?

      Reach out to the lender and come to an agreement as soon as possible. You should know, however, if it"s a title loan, your vehicle will be took by the lender when you default. Visit our website for more information on title loans.
    • 7. Can I Get a Loan From Novel Home Loans With A Bad Credit Score?

      Yes, you can. But pore over the offers as there can be predatory terms when it comes to bad credit loans.