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Mortgage broker

Hometown Loans Research Dr, Irvine

4
(10)
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Phone:

+1 888-399-1256

Website:

http://www.hometownloans.com/

Address:

9920 Research Dr, Irvine, CA 92618, United States

Services:

Home purchasing assistance, Mortgage loan application assistance, Mortgage loan shopping assistance, Mortgage rate shopping assistance, Mortgage refinancing assistance, Property closing assistance, 3% Down Payment Loan, Cash-Out Loans, Debt Consolidation Loans,

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    Hometown Loans Reviews

    4
    10 Reviews
    • L

      Lauren Juve
      5

      Just completed my refinance process for our primary and investment properties with Jonathan at Hometown. He's awesome & the entire process took roughly 3 weeks. Extremely professional, positive, friendly, responsive, and communicative throughout the process. All questions & concerns were answered and attended to expeditiously. I would recommend Hometown and definitely recommend Jonathan! 100% coming back.

    • L

      Lars Christiansen
      5

      Karina was amazing to work with. Our situation was challenging & tedious, but Karina stuck with us and made sure we were taken care of through the entire process. I have bought several homes through local lenders and have never experienced the level of service as Karina and her team provided. I appreciate her for taking the time to explain everything to me! It was also fun connecting over our love for the gym! I will be sure to recommend and use them in the future.

    • N

      Nichole Gharibe
      5

      I really appreciate Nikki working hard for the last 3 months to help me close a jumbo cash out refi. I am self-employed and my situation is considered complex with C and S corporations. She skillfully provided solutions for several difficult conditions & was available to us whenever necessary. Nikki has been great from day one & is extremely knowledgeable, patient, and punctual when it comes to numbers and how lenders determine the cash out amount for refinancing. I highly recommend! She truly had our best interests at heart!

    • R

      Rodney
      5

      I got the mailer and wasn't sure if it was a phishing scam, so I researched it and decided to at least talk to them. I already refinanced last year with my existing loan company and got the best rate they had at the time. I didn't really expect anything better than what I had but I was surprised after talking to and decided to explore it further. We filled out the preliminary paperwork and things just went so smoothly we decided to use them. We got an even better rate than last year and so much faster! The loan officer has to call me a couple of time to remind me to check my emails since I hadn't expected it to go so quickly. Anyway, I recommend them as a very professional and helpful company that answered all of my questions and made me feel very confident about refinancing just a year after the last time.

    • K

      Kristin Volkman
      5

      Had a wonderful refinance experience with Hometown Loan. The people were fantastic to work with. Honest place to work with, we are self employed and have had a hard time getting our home refinanced, but they did for us. They are amazing.....

    • D

      Daniel Sanchez
      5

      Had a great time working with Mike and Kiana here at Hometown Loans. They both took their time explaining the details associated with our loan and we felt very confident that they were in it to help us and not just to make a buck. We appreciated to professionalism as well as the responsiveness of Kiana. We really appreciated how quickly they could close on our refi and would definitely be looking to give them business in the future.

    • D

      Dr. Jaime Milstein
      5

      This refinancing has been the smoothest and professional experience that I ever had, and I had several. The team is very professional, they are very responsive with the intentions to help, the financing rate that I accepted, was the best at that time, they are very cordial, efficient, and they listen. An excellent refinancing experience. We worked with Everett Weston, a very happy father of a beautiful girl, and a great professional. I worked with Mike and Shannon Jarvis, extremely knowledgeable and kind. All very professional with a strong desire to help rand succeed in the refinancing goal. Kudos to them and to the excellent team behind them, efficient and prompt. We definitely recommend this company for the extremely well managed service. We had an excellent experience👏👏👏👍‼️ Dr. Jaime Milstein.

    • S

      Stephanie Drake
      5

      We worked with Lisa and Tara and could not be happier! As first time home buyers in this market, we were overwhelmed, to say the least. Lisa gently, and quickly, walked me through mortgage lending after hours and bent over backwards to get our loan funded and close escrow in 14 days! She was an absolute rockstar!

    • X

      Xin Zhou
      5

      Yes, the soliciting letter was misleading. But the result was wonderful. I hired LRH to refinance my mortgage. Brian is my broker. Although I have excellent credit scores, my employment history was not flawless. Interest rate was locked on 1/11, closing docs were signed and notarized on 1/25. Money was disbursed on 1/29. My mortgage rate was lowered from 4.1+% to 2.2+%. It's almost a half off. I don't care how it started. It ended well. And it was stress free as Brian promised.

    • C

      Chris Graham
      5

      Just completed a refi of an investment property with Hometown. And I was very pleased with the professional and efficient manner of the Loan Assistant Kate and the Loan officer Heather. Everyone on their team was professional and very responsive in communicating to me the status of the loan. The rate quoted to me was excellent and I ended up lowering my monthly payment by 20%. The entire process took less than 3 weeks. Excellent performance by the Hometown team.

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    FAQs

    • 1. What Can I Do to Get in Touch With Hometown Loans?

      You may contact them at the phone number +1 888-399-1256. You may also check out their website and submit your personal info.
    • 3. What Services Can I Get From Hometown Loans?

      Hometown Loans has services including: '
      • Home purchasing assistance
      • Mortgage loan application assistance
      • Mortgage loan shopping assistance
      • Mortgage rate shopping assistance
      • Mortgage refinancing assistance
      ' If you have a consistent income, you may also apply for a cash advance loan.
    • 5. Is Hometown Loans an Agency or a Lender?

      Hometown Loans is a Mortgage broker that provides loans of all kinds including personal loans.
    • 2. Where Is Hometown Loans? How to Go to Its Store?

      The address of Hometown Loans is 9920 Research Dr, Irvine, CA 92618, United States. Open the map app on your phone for directions.
    • 4. How Can I Get A Loan at Hometown Loans?

      You can submit your personal info on their website to apply for a loan. If you feel like learning about other financial services, take a look at US Installment Loans and dig deep.
    • 6. What Am I Supposed to Do if I Can't Repay My Loan?

      Reach out to the lender and work out favorable terms for both parties as soon as possible. You should know, however, if it"s a car title loan, the vehicle will be kept by the lender when you default. Check out our platform for more information on title loans.
    • 7. Can I Get a Loan From Hometown Loans With Bad Credit?

      Yes, you can. But carefully go through the offers as there can be unfavorable terms when it comes to bad credit loans.