Advantage Financial Services LLC W Sunrise Rim Rd, Boise

Advantage Financial Services LLC Reviews

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  Marques Bleu
  1

  The the rudest, most hateful, disorganized, unprofessional bunch of folks I've ever had the displease of coming in contact with. All of their reviews are net. No idea how they are "legally" staying in business.

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  HAM UP
  1

  Horrible, They tell me that my mail was return back to them and they still reported it on my credit

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  Stephanie Ahlborn
  1

  I just found out today that I had been turned over to this company for $20.00 and I was already past the grace period. They never contacted me until today. The only reason this bill had been turned over was because they sent it to the wrong mailing address and I know I originally gave the hospital the correct one. I was spoken to very rudely on the phone and told that this was all my fault because I had chosen to take my daughter to the doctor. What a horrible company.

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  Steve Allison
  1

  I have found the staff to be very unhelpful. The company has garnished my wages, and still have not received payment although the money has been withdrawn from my checks. They know about this conflict, but continue to try to garnish my wages. I cannot help but feel that they are doing more harm than good. I am working with about 7 creditors right now to pay medical debt and Advantage Financial Services is the only company not working with me. I have to wonder if the fault is not on my side, but on their side. Even if they could accept $25.00 per month now with the understanding I could pay more when I get one of the other creditors settled, that would be helpful. Stop acting like jerks - I'm trying to work with you.

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  Tricia Gillaspy
  1

  I wouldn't even give this company a 1. They are absolutely horrible and unprofessional, let alone violate the law in their collection practices. I have no idea how Karma even is a Business Owner.. Probably a simple case of money and no brains. I tell her today she violated the FDCPA with their inability to keep agreements, as well as misrepresenting the amount owed, as well as illegally not reporting payments made to employers, Ada county sheriff, or the Credit Bureau's! I see a class action lawsuit with everyone else saying the same things. Funny thing about it is her and her office manager (Both are a joke), OBVIOUSLY have no education as to the Business they are in, or the laws they are required to follow, which absolutely baffled me, and made me laugh at them. I received paperwork of a lawsuit and called them to ask if I made an arrangement, if they would drop the garnishment. I was first told not without it being PIF $2k. I called them back a couple days later 6/7 explaining I borrowed $1200, and could pay the remaining balance 6/14, but only if they agreed to stop the garnishment! They put me on hold, and came back saying it was approved. On 6/12 I was able to see my pay stub to find they did not in fact fax over the request to my employer or Ada County to stop it. Also they did not follow the law per Ada County Civil Department, whom stated that once the court orders garnishment, they are REQUIRED to send a request to stop it before EVER accepting a payment from the individual! I then called Debbie on 6/26 noticing with the next check they garnished OVER what I owed, because they failed to complete due diligence on their end, by not reporting the $1200 I paid them. Debbie stated she'd take care of it, and I'd be getting a check back. I again look at my check again today..guess what?! Low and behold..they take another almost $500. I call her and calmly try to talk to Karma..she not only hung up on me twice, because she didn't want someone telling her the many mistakes her Business had made (as a previous debt collector, I'm fully aware of the violations they have made), or the fact that Ada County Sheriff's stated they followed incorrect procedures, in addition to me informing them they are conducting unfair practices, as well as violating the FCRA by not reporting to the credit bureau correctly, in addition to violating the FDCPA by misrepresentation of the balance owed and not reporting what I paid them. They now owe me just under $700, and Karma had the audacity to scream at me telling me to SHUT UP, then hanging up on me a 2nd time (I never cussed, or disrespected her)..Yes she said that, and stated they are not required to report that I paid them $1200 directly, and on top of it she stated she would not be reporting my $1200 to my employer or Ada County, and would continue to garnish me until I paid another $300. Ada County says with fees included, I owed $2014. I paid $1200 6/7, and they garnished the following: 6/14 $553.45, 6/28 $454.17, and just took another $468.27. I would have to say that's well over what I owe, and can you believe she threatened to continue garnishing me!? Also, record every call you have with them, because they don't record their calls... I wonder why... maybe so they can lie, cheat the system, and steal hard earned money that is NOT owed to them?! I have now filed a formal complaint with the FTC, and the CFPB, next is a meeting with the Attorney General's Office, the BBB, and once all is formally documented with these offices, a lawsuit will be filed. Wanna join in for a class action? Karma & Debbie, all I asked you to do was to make it right, do the right thing, and contact my employer, as well as Ada County to report the other $1200 I paid you directly and see exactly what has been taken from me, as you were over paid. Not only did you refuse to do anything, but you are now stealing money out of my kids' mouths, and very unprofessionally screamed at me, telling me to SHUT UP, threatened to STEAL more of my kids' food money, and hung up on me twice. Good luck in Court!

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  Jeremy Fawcett
  1

  Called for months only to get a voicemail that they never check. Today I spoke a with the worst sales people. Calling to pay my debt in full and the women there just argue with you. Maybe you should hire qualified customer friendly employees. Not idiots that give you a one star rating on Google and terrible feedback with the BBB. The incompetence with this organization is truly amazing. If you are contemplating to hire this company to collect bad debts. They deserve the lowest dollar because they cannot even collect on debt that is literally calling them every single day to pay. No one will even collect on the debt that they buy because they already paid the lowest dollar for it! LMAO your employees suck as does your entire organization. Have fun working for the man again, Carma.

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  M
  1

  The Mountain home image department recruited this agency. The agency called me in Xrismas time while I was in bed still sick and suffering complications of my back surgery, ask me to pay or they will report me to credit bureaus. They told me I had 30 days it turn, they lied and they already reported me and they send me to court. The court ofcourse found that I am default and made me pay the full amounts plus lawyers dispite the fact the agency lawyer admitted of miss inform me. Nothing I can do, with my broken back, finance, and dignity put comply and pray to God to get them back good.

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  ALEX RAMIREZ
  1

  This place, is the worst. They are rude and condescending. They called my wife and DEMANDED payment. My wife let them know that we were in the process of filing bankruptcy and offered our lawyers information. The manager said that he didn't care to reach out to our lawyer and stated that he would continue to call until a payment was made. All other creditors were very easy to work with when we explained our decision to file bankruptcy. Very unprofessional, Harassing Calls, and a blatant disregard for the law.

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  Tori Jewett
  1

  This is the RUDEST company that I have ever talked to. I live on a VERY limited income right now. The gentleman marked me as a refusal to pay when I clearly insisted I am not refusing to pay I simply can not pay at this time. Instead this gentleman insisted I find ways to pay this by other means because I get government assistance right now to help take care of my 3 children. Very poor and little respect for anyone expecally with health issues, children, and no care for anything but the all mighty dollar.

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  Randi Lowe
  1

  Processed a payment over the phone on the first call I received, received a receipt, and got a letter almost a month later stating that the payment was returned for an invalid account number. They processed it incorrectly and then assessed a $20 fee. Called in today and they were not willing to fix their error - If you have to process any payments with this company do it online and pay the extra processing fee - its cheaper than the $20 they are trying to get out of you later! Worst customer service I have ever experienced - She didn't even know the website address for me to process my payment online and she was the manager!