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Mortgage lender

1st Financial Inc Miracle Mile, Coral Gables

4.2
(10)
Apply Now
Phone:

+1 305-747-7707

Website:

http://miraclemile.ffiloans.com/

Address:

220 Miracle Mile Suite 221, Coral Gables, FL 33134, United States

Services:

Line of credit

    1st Financial Inc Reviews

    4.2
    10 Reviews
    • F

      Frank Pena
      1

      In regards to the review my mother leydi Sosa left. Let me start off by saying Robert and Diego are both super unprofessional. Took over 2 months to close my mom’s refinance. Not only did it take 2 months. They gave her a high interest rate and locked it without my consent. While I was working for him all the other clients he had in the pipeline were always disappointed and complaining to the other loan officers that worked in his office. Do not recommend this company.

      Response from the owner

      Ok Little Franky we understand you are mad because you would never show up to the office. The loan closed over a year ago and if your mother was so dissatisfied with your lack of knowledge and ability to work, then she shouldn't have wrote a review when she closed over a year ago. P.S. the loan officer was yourself, nor Diego or Robert are Loan Officers, they are management.

    • E

      Elizabeth Espinoza
      5

      Amazing team. I am a first time home buyer and I have been a train wreck as it can be very complicated and I did try big banks and other parties along with 1st Financial, and I am happy I found 1st Financial. I got to work closely with my loan officer and they were ALWAYS readily there for me when I called and the process was not as stressful as I thought it would be. They held my hand every step of the way and explained everything to me (even twice, some things 3 times lol and they had a lot of patience with me as I promise I am not that easy to deal with, my husband would agree). I loved working with Mr.Vizcon & Mr. Padron and Daniella. Great office and atmosphere. When I would go into the office the office was ALWAYS so welcoming and I loved their hospitality from their other employees (Alessandro I believe was his name) always offering me coffee and or a drink and at times they even has pastries. I love this office and would definitely use them again if I ever do need to buy another house or any mortgage needs I would need. HIGHLY RECOMMENED!!!!!!!

    • J

      Jamie Hallman
      5

      As a Transaction Coordinator for the listing agent on a recent deal with them, I really appreciated their communication and updates throughout the transaction. They followed up regularly and ensured we all got it to closing. Appreciated their team approach.

    • K

      Krystalyn Herrera
      5

      I've been sending my clients to get prequalified with Ronald for some time now. Im super happy with how fast they work and the environment my clients enjoy. The service always impeccable and at any time of day my clients were assisted. Amazing team overall, highly recommended.

      Response from the owner

      Thank you so much!

    • V

      Vicki Pino
      5

      Miguel and his team really helped me and my husband. It was a smooth process. They were always in contact and kept us updated daily.

    • Y

      Yaylem mir
      5

      The best lenders out there!!! I use them to get all my clients approved, best rates and the branch manager Robert padron knows what he’s doing since he has being in the business for over 20 years of experience !!! Highly recommended!!!

      Response from the owner

      Yes! We appreciate your kind words and take pride in maintaining our amazing relationships with our realtors.

    • M

      Maria Carballo
      5

      My experience with the most important and the biggest transaction of my life was great with Robert Padron and the whole team. They guided me and informed me of every step and transition that was occuring. The whole process was smooth and quick. Thank you 1st Financial!!!!!!!!!!!!!!

    • D

      Daril Aldana
      1

      Worst service ever... Me and my wife start re-financing our house in August 2019 by the owner's promise (Robert) that with our income it was everything OK. On October they ask us for a $450.00 check for appraisal, and told us that after that we could close the re-financing but that never happened. On January 2020, they said that we were not qualifying. When my wife called them, to ask them why, one of them (Gabriel) told her that she wouldn't understand because she doesn't know about laws... In total, since August we spoke with 6 different workers, any of them less prepared than the preview one. When we tried to talk to Robert, they always said that he went on a trip out of Miami (Business or Vacations)

      Response from the owner

      Unfortunately he did not qualify. We do not refund appraisals as it’s a third party service. His employer took over 2 months to get us the information in order to calculate his bonus and once recieved he did not qualify. We even refunded the appraisal which we do not do since we have to pay the appraiser for his service.

    • F

      Frank Pena
      5

      Honestly the best mortgage lender in Florida. Great service. Highly recommended.

    • A

      Andy Gonzalez
      1

      horrible customer service. over-promise and never delivered. absolutely no effort towards all the selling they initially offer.

      Response from the owner

      This may be a mistake and confused from an other branch. I have looked through our pipeline and I could not find a borrower by your name.

    Personal Loans in Your Area of Coral Gables

    FAQs

    • 1. How Can I Reach Out to 1st Financial Inc?

      You may contact them at the phone number +1 305-747-7707. You may also go to their website and submit your information.
    • 3. What Can I Get From 1st Financial Inc?

      1st Financial Inc is famous for its financial services including: '
      • Line of credit
      ' If you have a consistent income, you may also apply for a cash advance loan.
    • 5. Is 1st Financial Inc an Agency or a Lender?

      1st Financial Inc is a Mortgage lender that provides loans of all kinds including personal loans.
    • 2. Where Is 1st Financial Inc? How Can I Go There?

      The address of 1st Financial Inc is 220 Miracle Mile Suite 221, Coral Gables, FL 33134, United States. Get help from an online map to find the fastest route.
    • 4. How Do I Apply for A Loan at 1st Financial Inc?

      You can submit your information on their website to apply for a loan. If you feel like learning about other financial services, take a look at US Installment Loans and dig deep.
    • 6. What Am I Supposed to Do if I Fail to Pay Back My Loan?

      Reach out to the lender and come to an agreement as soon as possible. You should know, however, if it"s a title loan, your vehicle will be took by the lender when you default. Check out our platform for more information on title loans.
    • 7. Can I Take Out a Loan From 1st Financial Inc With A Poor Credit Rating?

      Yes, you can. But pore over the offers as there can be predatory terms when it comes to bad credit loans.