White Sands Federal Credit Union Reviews
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Robin Conley1Financing a car loan through White Sands has been the worst experience I have ever encountered with a financial institution thus far. From the beginning, our loan officer has proved to be not only incompetent, but also unprofessional and dismissive of our issues. When explicitly asked if she would be available to approve the transaction of the loan at a certain time (We drove out of town for a specific used car and intended to drive back the same day) she assured us she would be. However, when it came time for her to finalize the transaction, we had to wait over 6 hours for her to do so. When pressed why it was taking so long, she informed us (4 hours in) that her computer had conveniently crashed. Any sense of urgency is lost on this institution. When it came time to register our car with the state, she failed to inform us of the necessary items needed to finish said registration until it had been over a month since our loan approval, which required her to rerun our credit to re-approve us for the loan. When we explicitly told her she did not have our approval to run our credit, she did so anyways. When we went to her manager with intent to redact the credit run, she dismissed it, saying "Well in the past, redacting a credit run actually hurts your credit more." She refused to take blame for the second credit run. When attempting to set up payments for the car loan, I have found the online banking offer by WSFCU is absolutely useless. NO WHERE does it allow me to access my routing number; not online, not on my paper statements, or on any of the previous documents received does my routing number appear. I had to call to receive it. And no where on line does it allow for you to add an external account. This institution is about 15 years behind and clearly refuses to raise their standards, whether it be for their employees or banking in general. If one of your stipulations when choosing a bank is that your blood pressure is raised to unhealthy heights, then by all means, WSFCU is the bank for you.
Response from the ownerHi Robin, thank you for bringing this issue to our attention. I have notified the manager and we are looking into what happened.
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Cristina Holguin1It is sad that I would have to give this credit union a one star rating. I have been banking with them for such a long time, and I encountered some issues with them. I applied for many other loans at the El Paso branch I didn't have any issues, but when I recently applied for an auto loan the loan officer from Las Cruces was very very unprofessional and rude. She withdrew funds out of my account without notifying me and without my authorization. Also, she doesn't keep communication with you, and blames her errors on others. I had to be contacting her a lot times, and it's very obvious she doesn't take any pride nor cares about how she treats her clients.
Response from the ownerHi Cristina thank you for letting us know know about this. Your feedback helps us get better. We are looking into this issue and hope to resolve it promptly and accurately.
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Stephany Gonzalez1Awful people rude no empathy don't know nothing about customer service
Response from the ownerStephany, Thanks so much for sharing your experience with us. We are looking into the situation. If you would like to speak to our management team please contact us at 575-647-4500
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john mills5been a member for many years. Online banking is easy, flawless, and the only issue I have is to remember to change the information on the site if I get a new credit card number (Ok I lose cards sometimes). Never an issue with service, people are extremely friendly and helpful, used them at WSMR Las Cruces and El Paso, had a few loans (couple cars, house, home equity line of credit) great credit card HUGE line of credit with low interest when I have a balance...
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Gilberto Ramirez5Tellers very nice and friendly and good overall service
Response from the ownerThank you Gilberto
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Mark Flores1Horrible customer service. I wouldn’t recommend this Credit Union to no one. If you are in the El Paso or Las Cruces area, I would tell you to run. GECU is the way to go, they have excellent customer service.
Response from the ownerWe suggest you contact the manager at the El Paso branch at (915) 751-9933. We would love the opportunity to resolve any problems you have with us.
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Ivan David Sanchez1It takes at least 15 minutes of hold time to speak to anyone in customer service. Their loan department took over a month to to process a payoff and never responded to any messages left.
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Jake Curl4We have been a member of WSFCU for many, many years now. They are a great Credit Union to work with with really friendly folks!
Response from the ownerThanks for your positive review!
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Jon Caldwell5The customer service is the best in the area. Great credit union.
Response from the ownerThanks for the positive review!
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749davis1HORRIBLE customer service. HORRIBLE website. I hate how their website is completely useless. You can't even make a payment online.. this bank its a nightmare...........
Response from the ownerWe are sorry to hear that your experience with White Sands FCU, was less than adequate. If you would like to discuss the situation further please call us at 575-647-4500. We would be happy to help you with an online payment and more.
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FAQs
1. What Can I Do to Get in Touch With White Sands Federal Credit Union?
They Can Be Contacted through the phone number +1 915-751-9933. You may also check out their website and submit your personal info.3. What Services Can I Get From White Sands Federal Credit Union?
White Sands Federal Credit Union has services including: '- Personal Loans
- Mortgage Loans
- Auto Loans
5. Is White Sands Federal Credit Union an Agency or a Lender?
White Sands Federal Credit Union is a Credit union that gives different kinds of loans including online personal loans.
2. What Is the Address of White Sands Federal Credit Union? How Can Find It?
The address of White Sands Federal Credit Union is 4545 Hondo Pass Dr, El Paso, TX 79904, United States. Open the map app on your phone to find the fastest route.4. How Can I Get A Loan at White Sands Federal Credit Union?
You can submit your personal info on their website to apply for a loan. If you feel like learning about more financial options, take a look at US Installment Loans and see what it has to offer.6. What Should I Do if I Fail to Pay Back My Loan?
Contact the lender and reach an agreement as soon as possible. You should know, however, if it"s an auto title loan, your car will be kept by the lender when you default. Check out our platform for more information on title loans.7. Can I Get a Loan From White Sands Federal Credit Union With Bad Credit?
Yes, you can. But carefully go through the offers as there can be predatory terms when it comes to bad credit loans.