Wallick & Volk El Centro Reviews
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Jesus Machado1Horrible experience! Jennifer LeMasters quoted me an extremely high rate of 4.5% for an FHA loan with a fico over 730. When I questioned her high rate she just simply hung up on me. Avoid! FHA rates are still well under 4%. Avoid Jennifer LeMasters and Wallick and Volk, unless you enjoy overpaying and being taken advantage of. Call Andre Enriques with Anchor Funding instead, he was able to get me a 3.6%.
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Emma Falcon-Maldonado5Sabrina Hernandez was the best, we sold our home and moved to IV over the summer. We met up with her for a consultation, She notified us on what credit areas we needed to work on prior to purchasing a home again. Three months later we were ready to continue. She is so knowledgeable and used her resources to get us the best rate. We feel very blessed and fortunate that our agent recommended her and another person but Sabrina was the perfect person for us. Smart and trustworthy along with her assistant Alicia. Very grateful for them!
Response from the ownerEmma thank you so much for taking the time to leave such a wonderful review for Sabrina! She is an amazing loan advisor with tons of knowledge! Enjoy your new home!!!
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Deborah Wells5Great service! I really enjoyed the loan process with them. Cesar and his team were amazing people along the way. I had gone to Prime Lending on Main Street and they ARE HORRIBLE. But Wallick and Volk really treated us like we didn't expect. I had almost lost hope but hey worked with us and NOW WE ARE HOMEOWNERS! Don't go anywhere else! Eternally grateful...
Response from the ownerDeborah- Thank you so much for the fantastic review! We apprecaite your business and the 5 stars! Looking forward to assisting you, your family and friends in the future!!
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marisa Gutierrez5Awesome team to work with! They are fast and have great communication. Zinnia Sanchez has always helped my clients with their loan needs and in working with her we help make homeownership possible! You can’t go wrong with Wallick and Volk! Thank you again!!!
Response from the ownerMarisa- Thank you for the 5 stars! You and Zinna are an awesome team making dreams come true!
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Ken Taylor5Pamela and Edward definitely made my first time purchasing a home, a delightful experience. Thoroughly explaining the steps and process of the loan, I never felt like I was left out of the loop. I’m definitely recommending them to friends and family.
Response from the ownerKen thank you so much for the 5 star review! CONGRATS on your 1st home!
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Julie Hernandez5Where do I begin?! The service was phenomenal. Going through this was a little scary as it is my first time getting a loan. Cesar and his team were patient, friendly and always there to answer any questions or concerns. We are so excited to be able to initiate our project to renovate our home! This team went above and beyond to make this easy and painless. Thank you all !
Response from the ownerJulie thank you so much for the 5 stars for our Cesar and our El Centro group! Congrats on your first home!
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JoAnne Gomez5Awesome and stress free experience!! Staff made our first time home buying experience very easy with their customer service and great communication skills. We thank Cesar, Pam, and all staff for their help and making us feel like VIP guest :)!!!
Response from the ownerYou are a VIP guest at WV Joanne! Thank you for the 5 stars!
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Matthew Ryckman5I had an excellent experience here. They secured an excellent interest rate, took care of my CFD issue and were always keeping me in the loop for my home purchase. They were very clear on what paperwork they needed to facilitate a smooth home purchase and were always in contact with me. I would recommend wallick and volk for anyone who wishes to purchase a home or refinance. It was my first home purchase and I was great experience.
Response from the ownerMatthew, thank you so much for taking the time to not only give us 5 stars, but to write such an amazing review! It was our pleasure working with you, and congratulations on you 1st home!!!
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Paul Young1I would not use these guys again, and I cannot recommend that anyone else use them either. There were several issues that I need to bring up. 1) 19 hours before we were supposed to close on the home, I got a phone call from my realtor saying that Wallick & Volk had backed out of the loan because of a mobile home on the property. 19 hours is not much time to try and figure anything else out. 2) Wallick & Volk knew about the mobile home 3 WEEKS before closing, and they never mentioned it would be an issue. 3) As we scrambled to find another lender, Wallick & Volk agreed to forward all our personal information to a new lender to expedite the pre-approval process. They had 24 hours to do this. They did not do it until 3 hours before the deadline, and I had to send my wife in to personally get the paperwork. If I hadn't sent my wife in, we would have lost the home to a backup offer. 4) Throughout this whole process, I could not get the loan officer at Wallick & Volk to talk to me. I would leave messages for her, and I emailed her several times, but she refused to answer my questions directly. She would only speak to my agent, who she had a relationship with. 5) After getting a loan approval from the new lender, I compared the two loans. Wallick & Volk were quoting me a 4.75% interest rate, which seemed very high. Sun Community (which I highly recommend, by the way) offered me a loan at 3.1%. I will be saving over $400/month, just by switching lenders. I am sure other people have had good experiences with these guys, but for me it has been very stressful, and it was going to cost me a lot of money over the course of my loan. In a way, I'm glad they backed out so I could compare them to Sun Community, but really there is no comparison.
Response from the ownerDear Mr. Young, My deepest apologies for your experience during your home purchase and for also taking so long to respond to your review. We value being the Imperial Valley's preferred lender and my intention in no way, was to ever make this memory of buying a home an undesirable one and I am embarrassed it was. I completely understand that you feel I did not communicate with you enough, and I will accept that as constructive criticism. I am very glad that another lender was able to help you close the transaction because the last thing I would ever want is to have families lose the home of their dreams or money vested in an escrow. I wish you guys the best always and am glad that at the end everything worked out perfect for you. Also, as a small token of sympathy, I will be sending you a letter by mail, in which you and Mrs. Young can enjoy. This is just my way of saying sorry and I understand. At the end of the day, I hope you are able to accept my apologies and know that my intentions were never to cause you or your family stress. Also, my manager or I will be reaching out to you by phone within a week of mailing out the letter, just to confirm you received it. Sincerely, Zinnia Sanchez NMLS#274295 / CA-DOC#274295 / Licensed by the Dept. of Business Oversight under the California Residential Mortgage Lending Act. Licensed #4130785 / Corp NMLS #2973
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Juan5Zinnia Sanchez and Pamela de la Peña were excellent to work with during my first home purchase. As a first time buyer, the process seemed daunting and complex, but Zinnia and Pamela made sure everything was seamless and worry free for me as their client. I would highly recommend them as well as Wallick and Volk to anyone looking for a lender in the Imperial Valley.
Response from the ownerHI Juan! Thank you for the 5 stars and the shout out the Zinnia & Pamela! They love working with first time home buyers! Hope you are enjoying you home!
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FAQs
1. What Can I Do to Reach Wallick & Volk El Centro?
They Can Be Contacted through the phone number +1 760-235-4444. You may also check out their website and submit your information.3. How Can I Get A Loan at Wallick & Volk El Centro?
Simply submit your information on their website. If you feel like learning about more financial options, take a look at online installment loans provided through a reliable online broker.5. What Am I Supposed to Do if I Cannot Pay Back My Loan?
Contact the lender and reach an agreement in advance. You should know, however, if it"s a title loan, the vehicle will be kept by the lender when you default.
2. Where Is Wallick & Volk El Centro? How Can I Go There?
The address of Wallick & Volk El Centro is 3205 S Dogwood Rd Suite B, El Centro, CA 92243, United States. Get help from an online map for directions.4. Is Wallick & Volk El Centro an Agency or a Lender?
Wallick & Volk El Centro is a Mortgage lender that gives different kinds of loans. Click here to learn about various types of loans including bad credit personal loans.6. Can I Take Out a Loan From Wallick & Volk El Centro With A Poor Credit Rating?
Yes, you can. But peruse the conditions and terms as there can be predatory terms when it comes to bad credit loans.