Prosper Main St, San Francisco

Prosper Reviews

• M

  Mark Warren
  4

  Rates are higher than a conventional bank, but unless you have a 725+ credit score, banks aren't your option. Prosper is great if you're starting a small business. And very flexible on payments. If you have a tough month, just call them. Don't ignore them. I can't say enough about them in their market niche. Great customer service.

• L

  L Johnson
  1

  Talk about a scam, so many read flags. Who in their right mind would hand out their user name and password to their online banking (yes they really did ask for that). Next they'd send the money through Western Union but they wanted a $100 service fee that they wanted payed through gift cards and give them all the information from the front and back of the cards (really once they have that you just lost $100 that you'll never get back). I told them I'd pay the fee out of the loan through western union or a check they send in the mail. This was not what they wanted to hear. DO NOT use this company

• C

  Columba Pineda
  1

  I’ve read multiple reviews on here about the company being racist. I completely agree. Representative said they only speak English and only deal with English speaking customers. Even when I said I was willing to translate, they said they don’t do that. Racist company for sure.

• P

  Pam DeSimone
  1

  I just received an email with details about an online loan that stated I applied for. I have never heard of this company and never applied for a loan through them. I tried to call and got a message they were closed, even though it is before the posted closing time. Is this a legitimate company? I will now have to go through freezing my credit reports and fight with them to remove this inquiry from my credit! Is there legal action that can be taken against this unauthorized loan application???

• L

  Linda Chandross
  1

  I did not apply to you for a loan and resent negative review. Take me off mailing list immediately, I am reporting you to BBB

• A

  Aj
  1

  Never attempted to request a loan through this company. I wonder where they acquired my info from?

• M

  MS AS
  1

  I checked to see my rate, promises of no credit pulls unless I was pre-approved. Everything looked good and i was told id need to submit bank statements once I authorized the credit pull. First credit pull in 3 years with years and years of on time payments of more than 20 accounts (never late since 2017), statements submitted that show more than my reported income. Then they wanted to call my bank...ok, did that. Then they wanted my business bank account info and statements, even though im not even on the account and my 2020 & 2019 tax returns. I could tell my banker was warry of this company cause she asked several times if i was ok with her answering his questions....I hate they did a hard pull before figuring out if they needed my first born child signed over to them in order to get a loan. Ofcourse, instead of responding to my email about canceling my application, they instead send me a rejection. I canceled, I wasnt rejected. Bad service.....

• S

  Sdakslim
  1

  Don't waste your time. The reason for me getting a loan was t get out of debt. And they saw I was -10 dollars overdrawn in my checking account they refused to give me a loan. This is why I needed the loan to begin with is to get out of debt!!!!

• J

  Jamie Demont
  1

  Complete scam . Yes they will give you a line a good great but you will realize that there also using your loan as well there will be random charges on your account and when you get to talk to them about it I barley can understand them . First red flag was when they called he asked for my address I didn't even finishing giving him not even close to half of my hole address before he was carrying on. Then he didn't even know how to spell WISCONSIN. Then all of a sudden they said they are not connected with CHIME BANK. Two min late hes asking for my routing and account number. Be care there are more easier LEGIT loan places even with bad credit

• K

  Kyle W.
  1

  Do not use their product. This company is built to keep you in revolving debt. There are other options such as credit unions who will help you consolidate your debt at a lower interest rate and better monthly amount. Just stay away from Prosper.