Pacific Capital Finance Reviews
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Camille Douglas5Our business had an excellent experience with Pacific Capital Finance. The finance manager, Diane, did an amazing job. We were in need of some capital to pay for upfront expenses before our busy summer season. Diane and the Pacific Capital Finance team provided us with a very competitive program. The whole experience of applying for funding to receiving the funds was smooth and conducted in a very professional manner. I definitely felt valued as a customer. I recommend them to any business looking for funding.
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Kelly Wesniak5I've been working with Pacific Capital Finance for about a year or so now. Whenever I have any questions about my account, Carter is always quick to address them, whether it has to do with billing or I just want to know what my remaining balance is. I always enjoy talking to him as he seems to show genuine care and interest in my business and even my family. I would recommend them to any business.
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R Schmidt5They actually impressed me with their service. My company accepted an offer from Pacific Capital Finance. My business has been growing rapidly over the past 2 years, so I was in need of some money to buy inventory in bulk because of a sudden high demand. The paperwork was easy to understand and the application was simple. I couldn't have asked for better customer service throughout the whole process. They understood my needs and provided my business with a much better term and rate than my bank and other finance companies I’ve worked with before. Thanks again for your efforts guys.
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Jon Schuster5Pacific Capital Finance is a great establishment to work with for financing equipment. I was referred to them by the establishment I was purchasing a dyno tuner from. I personally worked with Colin Thatcher, and he was very knowledgeable and friendly. They were on top of our loan, and kept us updated throughout the transaction. I would recommend them to anyone.
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Mary Patterson5We needed to do some remodeling on our franchise location, to stay up to date with the franchise image as a whole. We were in the middle of a lengthy and tiresome process with our bank, and with no final decision from our bank after 2 months, we felt it made sense to start looking around for another lending source. We received an email newsletter from Pacific Capital Finance and submitted a simple online application. We were contacted by our account manager, Christine, shortly after. The application was quickly approved at a competitive interest rate AND they wired funds to our account only a few days after initially applying. The paperwork was simple and Christine was very responsive, polite and informative. Best customer service I've seen in a while. Thank you!
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Deana Miller5I have worked with Carter and Pacific Capital Finance for a number of years now. They always check in with me every once and awhile to make sure I’m happy with my loan. It’s been a positive experience throughout. Recommended!
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Mike Ray1My grandparents responded to a fax they received from Pacific Capital Finance stating that we had been "Pre-approved" for a business loan. They contacted Pacific Capital Finance, and spoke with Adrian Rojo. An advance fee of $2700 dollars and 3 months later, they have received nothing but paperwork and fast talk. They protect themselves from refunding your money within the original agreement you sign at the beginning of the deal. I BELIEVE Pacific Capital Finance nothing more than a scam, preying on small business owners from around the country. I would advise anyone reading into PCF to educate themselves in advance fee loans before signing any paperwork.
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Shirley Whitaker5I'm used to dealing with rude and pushy salesmen whenever I apply for a loan. This time it was different. My experience with Adam Braham has been wonderful. He is not at all pushy, and I felt like I was working with a friend the whole time. Whenever I have any questions about my loan, he is always on it and shows that he cares about my needs.
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Marline Gonzales1Fraudalent company who did not keep there end of the deal after our deposit was sent in, they make things look as if you are doing something wrong once you give them deposit and hassle you with more paperwork to be completed and they need more money etc. I have yet to get my equipment that they were suppose to finance and it's been months. DON'T TRUST THEM
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Brian Lewis5Thank you Pacific Capital Finance. You have been such a great help, the funds allowed me to purchase some materials for some upcoming jobs! I will be back!
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FAQs
1. How Can I Contact Pacific Capital Finance?
You may contact them at the phone number +1 949-424-6200. You may also check out their website and submit your personal info.3. How Do I Apply for A Loan at Pacific Capital Finance?
Simply submit your personal info on their website. If you feel like learning about other financial services, take a look at installment loans provided through a popular loan platform.5. What Do I Do if I Fail to Pay Back My Loan?
Contact the lender and come to an agreement in advance. You should know, however, if it"s a car title loan, your car will be kept by the lender when you default.
2. What Is the Address of Pacific Capital Finance? How Can I Go There?
The address of Pacific Capital Finance is 15333 Culver Dr #340-744, Irvine, CA 92604, United States. Get help from an online map to guide yourself there.4. Is Pacific Capital Finance an Agency or a Lender?
Pacific Capital Finance is a Corporate office that gives different kinds of loans. Check out our platform to learn about various types of loans including high-approval-rate personal loans.6. Can I Get a Loan From Pacific Capital Finance With A Poor Credit Rating?
Yes, you can. But pore over the offers as there can be predatory terms when it comes to bad credit loans.