Loantopia Barranca Pkwy, Irvine

Loantopia Reviews

• J

  Jason Smith
  1

  The good reviews are from the employees that work there. Their apr are always over 200 percent so your loan will cost 4 times the amount. Go somewhere else instead of dealing with these inexperienced people that do hard credit checks multiple times. Its not like their rates are competitive, they have one of the highest.

• T

  Thess Calderon
  1

  Stay away. Do not consider getting a loan from this company. My spouse and I were promised that all they needed was my credit information to approve our application since his credit score was not high enough even though he has a good income. This company deliberately lied to us and now wasted an inquiry on my credit for nothing, denied us even though their email specifically stated, "pre-approved". Incompetent and poor business practice obviously. Filing a case to the Consumer Financial Protection Bureau for deceptive practice and Fair Lending law violation.

• K

  Kate Lena
  1

  No clear indication of rates and fees, upon sheer curiosity and investigation 145-215%!! One heck of a scam if I ever saw one. No legitimate business would take advantage of people who would need to use this. On $5k that’s $10,750 in the first year! Think about that. They double their money using you. If you can afford to lose that much then you don’t need a loan!

• A

  Alexis gaiter
  5

  I got a couple loans with them already. Its really easy to apply and they waive the application fee after the first loan. Quick easy cash

• A

  Albert limon
  1

  No star review the only reason it gets one review it made me I'm writing this review to let people know..before you try with any place read reviews this place has really blows there underwriters are unexperinaced have no idea what they are doing I encourage you look somewhere else before you try these guys acutlly don't even give them a try look somewhere else and if that fails still don't go thru loamtopia they told me my income was not enough without even seeing my recent check stub like I said unexperinaced I applied a month ago and they told me they could not help then they sent me a email 5 days ago and said they could and without the rite documents I got turned down that tells me one thing they do not know what is going on at all don't not use lametopia hopefully this place will not be around much longer..

• S

  Sonya Montoya
  1

  I got a 2,500 $ loan and had me pay back over 10,000 don’t get a loan from here it really bad smh I wouldn’t even give a star but I had too I should look them up but I was in a bad place at the time and needed a loan ASAP stay away

• A

  Alex Dorn
  5

  Very pleased with the service provided by Loantopia. Staff was very knowledgeable and the funds were in my account within a day. Thanks again!

• P

  Phillip
  1

  Not good loan company to apply for bad credit loan.175% rate is a bad but still dont approved.Dont apply here try other loan co is much better .👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎👎

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  John Connor
  1

  This company is owned some of the biggest crooks in Orange County. Dont use them....better off calling Tony Soprano

• J

  Jennifer Facio
  5

  Love these guys they helped me when i was in a Jam thank you Loantopia you guys are great