LAFCU Reviews
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SUSAN FRENCH5LAFCU in Charlotte is the most informative credit union that I have ever dealt with. Always friendly people willing to listen and help out. I get all my loans and credit cards through LAFCU. Automatic payment withdrawals make my life so much easier! And the people treat me as a loved customer, always understanding that life is not always easy. LOVE LAFCU!
Response from the ownerThank you for your feedback regarding our Charlotte branch, Susan! We are happy to assist you with your financial needs.
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Arriannah Baisden5I have banked with LAFCU for 7 years and my family banked with them before that. I have never had an issue and they helped my husband and I build our credit when we were just starting out and we were able to purchase a home. My family is where it is now because of the caring staff here. I’ve never been on hold longer than 2-5 minutes (5 was during initial COVID lock down) if I email them I get a response within 24 hours. If it tells you how amazing LAFCU is we now live over an hour away and still bank here.
Response from the ownerThank you for your feedback, Arriannah. We happy to hear about your experience banking with us from afar. Thank you for your membership!
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LB Pepper5Went into the Charlotte branch as the branch that my personal banker is at is not currently open to the public. I wanted to pay off my car loan. The folks there were very friendly and helpful, as I had never done a pay-off before. Quick, easy and successfully completed in a very short period of time. Love dealing with LAFCU!!
Response from the ownerThank you for your review Lisa. We appreciate you and your membership!
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john hickling5years ago I used to be with a bank and then they changed their rates so I joined a credit union and liked it a lot better until they moved there branch location far away. So I moved to Charlotte and lucky for me there was a LAFCU which has been like Heaven for the wife and me, credit union for life.
Response from the ownerWe appreciate your feedback for our Charlotte branch, John! Thank you for being a member of LAFCU.
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Ron Colson5I’ve been a member of LAFCU for several years. It’s always a pleasure to go into one of the branches and be recognized and greeted by my first name. They are there to help, a lot like family except they won’t ask to borrow money, but I’ll guarantee they will most likely help you get the cash you need for your next “whatever”project... #❤️Mycreditunion
Response from the ownerThank you for your feedback for our Charlotte branch, Ron! We are happy to assist you with your financial needs. Thank you for your membership at LAFCU.
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Seth Walker3You will have constant issues with this bank. Although the new website is amazing. Also their debit cards are ridiculously low quality. They feel and look like something out of the toy isle compared to MSU. I still bank here even though I hate then and I don't know why. Don't even think about calling them on the phone or you will be in hold for way to long. Use the app to message
Response from the ownerHi Seth, we apologize for your experience. We will be reaching out to you to assist you further. Thank you for your membership with LAFCU.
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Coni Parker5I have been with LAFCU for over 10 years and have been completely satisfied. Since Covid I was able to make a name change for 3 accounts, have a release of lien sent to me and order new check, all over the phone. Without any hassle!
Response from the ownerThank you for your feedback Coni and thank you for being a member for over 10 years!
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Rex Van Guilder5The employees at the Charlotte LAFCU are great. Most all of them are very friendly and know their regular customers by name. Plus the rates beat banks rates hands down.
Response from the ownerWe appreciate your feedback for our Charlotte branch, Rex! Thank you for being a member of LAFCU.
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Richard Martin4Usually good service, but I was left out in the cold when the new computer service was installed. I got numerous NSF charges because I wasn't told about the change. My old account was frozen, and I was unable to do anything with it online.
Response from the ownerHello Richard, we apologize for your experience with fees and online banking. Thank you for your membership at LAFCU.
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caleb5if you are responsible with your credit this place is amazing. they gave me a small personal loan with terrible credit and thanks to where that loan lead me i went from a 530 credit score to a 740 in just under a year. was able to go from not being able to afford a used car to buying a new car with very low interest rate and nice low payments. chances are anyone giving this credit union a bad review manages their credit poorly and pays their bills late.
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FAQs
1. How to Get in Touch With LAFCU?
You can call them at this phone number +1 800-748-0228. You can also enter their official site and submit the loan request form online.3. How Can I Get a Loan at LAFCU?
To get the loan you need, you can enter their official site and submit the loan request form online. If you are searching for same day payday loans, you can visit our website for more details.5. What Happens if I Fail to Repay My Loan?
You may consult with your lender if you feel it hard to repay the loan on time. Different lenders have different solutions to late payment. Please go over all details before signing any loan agreement.
2. What Is the Address Of LAFCU? How to Access This Site?
LAFCU is situated at 1553 E Lansing Rd, Charlotte, MI 48813, United States. Just refer to the map below and find the best way to access it.4. Is LAFCU an Agency or a Lender?
LAFCU is a Credit union. To make your lending process smooth and quick, we get you connected with more than 100+ lenders over the internet. You can turn to our website to secure a small personal loan with no hard credit check.6. Does LAFCU Offer Loans for People With Bad Credit?
Yes, but if you want to improve your likelihood of success, we can help you out! Just turn to our online service to get a personal installment loan even with your low credit scores.