IC Federal Credit Union - Worcester Branch Reviews
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Monika Gibbons5The staff here are very friendly, efficient and a pleasure to work with. It’s always a positive experience.
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Deirdre Souza1I always have a checking and savings account at one bank. I put most of my money in my savings and when a check/debit comes in I can just make a simple transfer. I just opened both accounts here and if the money isn’t in your checking account they will charge you 30. Even if you have it and transfer it the same day!!! They don’t care. They said it’s ‘live’. Whatever that means. I never heard of such a policy. I will be closing my accounts as I cannot live under that regime. I don’t make much money so 30 bucks is a lot. I don’t like to keep all my money in my checking as it’s easier to spend it. I have a lot of debits and can’t keep track of them all so it’s easier to transfer the funds. I wish I had known this prior to opening my accounts
Response from the ownerHi Deirdre, we apologize that this happened. Our system is “live” which means in real time. If you use your debit card, the funds come out of your checking account only. The system does not look at your savings account totals. It is an automated process so if the funds are not there, and you have courtesy pay, the system automatically charges a $30 NSF fee (Non Sufficient Funds). I will send your message to our operations department on Monday and maybe they can waive the fee this time, as it’s your first time and you didn’t understand the policy. Again, our apologies. We do value our Members and hope you consider staying with us.
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Becky Rushford5We just got the mortgage for our new house after having IC for our previous mortgage. My husband was the sole owner of our previous house so I had never experienced the mortgage process before. DawnMarie, Hillary, Sara and their team were incredible. They were responsive and answered all my questions and made getting a mortgage seem downright simple. We don't plan on buying a new house anytime soon, but if we did we'd be using IC again for sure.
Response from the ownerThank you Becky! We love hearing about great experiences. We wish you luck in your new home!
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Dan Petrie1Don’t try to call during the lunch hour or 15 minutes before, you will be ignored
Response from the ownerOur apologies for the inconvenience. One of our representatives will reach out to you soon.
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Kim English5Very nice and informative staff. There are willing to work with you when setting up accounts and getting a credit card
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Rafael Torres5Great banking experience EVERY TIME!!! Love this bank....
Response from the ownerThank you Rafael!
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FAQs
1. What Can I Do to Get in Touch With IC Federal Credit Union - Worcester Branch?
You can reach out to them on the phone number +1 800-262-1001. You may also go to their website and fill in the application form.3. How Can I Get A Loan at IC Federal Credit Union - Worcester Branch?
Simply fill in the application form on their website. If you feel like learning about other financial services, take a look at online installment loans provided through a trusted online broker.5. What Should I Do if I Can't Repay My Loan?
Contact the lender and reach an agreement in advance. You should know, however, if it"s a car title loan, your car will be kept by the lender when you default.
2. Where Is IC Federal Credit Union - Worcester Branch? How to Go to Its Store?
The address of IC Federal Credit Union - Worcester Branch is 947 W Boylston St, Worcester, MA 01606, United States. Get help from an online map to find the fastest route.4. Is IC Federal Credit Union - Worcester Branch an Agency or a Lender?
IC Federal Credit Union - Worcester Branch is a Credit union that gives different kinds of loans. Visit our website to learn about various types of loans including bad credit personal loans.6. Can I Take Out a Loan From IC Federal Credit Union - Worcester Branch With A Bad Credit Score?
Yes, you can. But carefully go through the offers as there can be unfair conditions when it comes to bad credit loans.