Store Directory > Installment Loans Near Me > Texas > Killeen > Heart O'Texas Federal CU
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Financial institution

Heart O'Texas Federal CU S Fort Hood St, Killeen

3.3
(9)
Apply Now
Phone:

+1 254-634-7722

Website:

https://hotfcu.org/

Address:

1612 S Fort Hood St, Killeen, TX 76542, United States

    Heart O'Texas Federal CU Reviews

    3.3
    9 Reviews
    • J

      J B
      1

      Very poor customer service and rude staff. Try another bank.

    • C

      Carmen Moseley
      1

      Not customer friendly. If you have an authorized auto pay with your card and direct deposit prepare for disappointment. You won't get paid if your deposit lands on a holiday or weekend. If it does and you have an autopay, prepare for overdraft charges even if you haven't gotten paid. They won't refund the fees either. Also if you elect to not have courtesy pay, the payment won't go through BUT you will still be charged overdraft fees. If you get irritated or a smidge loud in the lobby, the loan manager will promptly shut her door. I'm done with dealing with this terrible excuse for a credit union. Sorry I live paycheck to paycheck but I shouldn't be treated like I haven't banked there for over 3 years.

    • M

      Madi
      1

      I have been banking with HOTFCU for over 10 years. I started with the Killeen branch where Dave Demel was the manager. He was very helpful and attentive to all his customers and even his staff. Gave off more of a family vibe than business. He helped with tips of how to improve credit and qualify for bigger loans, but in the past year or or so, another branch manger has taken his place. Several times, I have seen customers have to wait while she cleans out her purse, puts on make up and eat food. I don’t even know her name cause she has not cared to meet current customers and truly dive into the lives of the people around her. Good thing the tellers are very nice and helpful to make up for her laissez-faire demeanor and the self centered attitude she puts off.

    • J

      Jen Allen
      5

      I've been a customer since 2012. Great Credit Union. No complaints at all.

    • R

      Rena Kugumdag
      5

      I never had problem with them. They are very nice.

    • S

      Surya Karki
      1

      This is a racist place. Had very bad experience. I hate to give bad reviews but I couldn’t in this case.

    • J

      Jenny 21688
      1

      Terrible bank terrible management all the employees that use to work there left, I've should've know 👎👎👎

    • M

      Miguel Velazquez
      1

      Sorry window service. They take forever to attend customers

    • A

      Agapito Rivera- Santiago
      5

      IT'S MY BANK, FOR OVER 22 YEARS

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    FAQs

    • 1. What Can I Do to Get in Touch With Heart O'Texas Federal CU?

      They Can Be Contacted through the phone number +1 254-634-7722. You may also go to their website and submit your information.
    • 3. How Do I Apply for A Loan at Heart O'Texas Federal CU?

      Simply submit your information on their website. If you feel like learning about other financial services, take a look at online installment loans provided through a trusted online broker.
    • 5. What Do I Do if I Fail to Pay Back My Loan?

      Reach the Lender and come to an agreement in advance. You should know, however, if it"s an auto title loan, your vehicle will be took by the lender when you default.
    • 2. Where Is Heart O'Texas Federal CU? How to Go to Its Store?

      The address of Heart O'Texas Federal CU is 1612 S Fort Hood St, Killeen, TX 76542, United States. Use an online map to find the fastest route.
    • 4. Is Heart O'Texas Federal CU an Agency or a Lender?

      Heart O'Texas Federal CU is a Financial institution that gives different kinds of loans. Visit our website to learn about various types of loans including high-approval-rate personal loans.
    • 6. Can I Get a Loan From Heart O'Texas Federal CU With A Bad Credit Score?

      Yes, you can. But carefully go through the offers as there can be unfair conditions when it comes to bad credit loans.