Guardian Savings Bank Reviews
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Andy Bathje5I am a realtor and Guardian is in my top go-to list when I recommend lenders to my clients. Ben Montoya at Guardian has handled both my personal re-financing and about a half dozen home purchases for clients. He has gotten them lower interest rates and lower closing costs than any other lender I know of could have. More importantly he is informative with quick response times and clear communication from start to finish.
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Joshua Martin1This bank is simply not upfront about their loan application fees when applying for a home loan. The rather hefty application fee of $350.00 was never disclosed to us during the beginning of the application process and was not even mentioned until the day before the application was processed and then denied, which is when we thought we were pretty far along in the process. Had we known about this risk in the beginning we would have likely chosen another more transparent and "up-front" bank. Our realtor also expressed that he thought that the loan originator's methods were questionable and dishonest. When I asked the originator, her response was both flighty and rather condescending. Based on this experience, I would not recommend this bank to anyone seeking a home loan.
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Greg Grayson5We have been with Guardian Savings Bank for a couple of refinances and each time, it's been incredibly easy and low maintenance. And they always have the lowest rates! Really the only issue we have is their antiquated online presence. But it's not such a big deal to us that we'd take a star away. :)
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Logan Blevins1GSB has incredibly low refinance fees. However, they are incredibly slow and overwhelmed with high workloads. From start of application to anticipated closing, it would’ve been 76 days for a refinance. We ended up pulling out of the deal and didn’t close. GSB didn’t refund the $250 application fee despite the delays.
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Will Buckles1Went in to get a roll of quarters and was turned away lol. Not gonna be banking here that’s for sure. Never seen a person work so hard to be unhelpful either :/
Response from the ownerWe apologize if your experience was less than adequate. Your comments will be forwarded to Branch management
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FAQs
1. How Can I Contact Guardian Savings Bank?
Simply dial this phone number +1 859-899-1936. You can also enter their official site and submit the loan request form online.3. How to Secure a Loan at Guardian Savings Bank?
To get starterd, you can enter their official site and submit the loan request form online. If you are searching for online payday loans, you can visit our website for more details.5. What Happens if I Can Not Repay My Loan?
Kindly talk to your lender if you are likely to fall behind on the monthly payments. Different lenders have different standards to deferred payment. Please always read meticulously before signing any loan agreement.
2. What Is the Location Of Guardian Savings Bank? How to Access This Site?
Guardian Savings Bank is situated at 2541 Sir Barton Way, Lexington, KY 40509, United States. You may check out the map and find the most convenient way to access it.4. Is Guardian Savings Bank an Agency or a Lender?
Guardian Savings Bank is a Bank. To make your lending process smooth and quick, we allow you to get access with a large network of trusted lenders over the internet. You can turn to our website to get a fast personal loan with no hard credit check.6. Does Guardian Savings Bank Offer Loans for Bad Credit?
Yes, but if you want to improve your likelihood of success, we are here to help! Just turn to our online service to secure a long-term installment loan even with your low credit scores.