Electrical Federal Credit Union Reviews
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Jennifer Barnes (Jen)1They allowed my son who is a minor to open an account with an adult who has no legal guardianship over him. This credit union is a scam and I would not trust them. I try to talk them about the situation and instead they said it’s fine as long as it’s his grandma. How do they know that is his grandma. How do they know she won’t take his money. They don’t. I can not take my minor son to close this account with out his “grandmas” permission. She has full control over his money! My son who is a minor and was told to do this had no choice. My son has a disability and does not understand what he signed. This should be illegal. Instead of helping me they spoke to me rudely and hung up on me!
Response from the ownerHi, Jennifer. We are sorry to hear that you had an unpleasant experience with EFCU, but our staff does not tolerate profanity. A minor account can be opened at EFCU with an adult joint account holder who is of legal age, but if your son would like to close his account, he can do so without the joint account holder's permission. We apologize for any misunderstanding.
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Jasper Garcia1This has been the worse banking experience I ever had. They block debt cards all the time. The customer service is horrible. And the loan I received ended up being negative to my credit. Please save yourself from the frustration. Do not go with this bank. Not worth a single star.
Response from the ownerWe are very sorry that you are not satisfied with the excellent service we feel that we provide for you. Our debit cards are monitored for fraudulent activity as a security feature for our members and most of our members are very happy with this service, as it does help protect our member's accounts from fraud. When you try and make purchases from websites which are known as fraudulent websites, this will be verified by our fraud department. You simply have to respond to the text or email you receive. Regarding negative credit, If you would like to speak with a loan officer about how to keep your credit in tip top shape, please call us and we will be happy to give you some advice. If you would like to close your account instead, please visit our website, fill out an Account Closure Form and we will be happy to assist you with that, as well.
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Joshua w5Catrina went out of her way to help me over the phone with documents needed for closing on a house. She was very professional and quick to get me the document. Really saved the day, Thank you Catrina!
Response from the ownerAwesome! We are glad that Catrina was able to help!
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Thomas Knight5They are always giving me good options on ways to save my money. They also help when i need questions answered when it comes time to spend my money..But they make me feel like they put me first
Response from the ownerThank you, Thomas! We are happy we are able to help!
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Tim Allport1Just closed an account I had for many years. Nothing about EFCU is much different than any CU or bank. I was hoping for better customer service when I opened the account. Instead I got the usual impersonal numbers game.
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Rose Fariss5I have been with this bank for 55 years and they have always been wonderful, helpful, they are the goto banking institution!institution
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Brian Frawley5They are very friendly knowledgeable and professional. I was very pleased with my experiences very comfortable
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Alex Hull5Loan Department is top notch and always goes above and beyond for me.
Response from the ownerThank you, Alex! We are happy we are able to help!
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Isabella Valdez1Poorly ran by very disrespectful people. Don’t trust them with your money.
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Wm Bla5This is a great small credit union!
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FAQs
1. How Can I Reach Out to Electrical Federal Credit Union?
They Can Be Contacted through the phone number +1 303-428-5080. You may also go to their website and submit your information.3. How Can I Get A Loan at Electrical Federal Credit Union?
Simply submit your information on their website. If you feel like learning about other financial services, take a look at instant installment loans provided through a popular loan platform.5. What Am I Supposed to Do if I Fail to Pay Back My Loan?
Contact the lender and reach an agreement in advance. You should know, however, if it"s a title loan, your vehicle will be took by the lender when you default.
2. What Is the Location of Electrical Federal Credit Union? How Can Find It?
The address of Electrical Federal Credit Union is 5080 W 60th Ave, Arvada, CO 80003, United States. Open the map app on your phone to find the fastest route.4. Is Electrical Federal Credit Union an Agency or a Lender?
Electrical Federal Credit Union is a Credit union that gives different kinds of loans. Visit our website to learn about various types of loans including online personal loans.6. Can I Take Out a Loan From Electrical Federal Credit Union With Bad Credit?
Yes, you can. But carefully go through the offers as there can be unfavorable terms when it comes to bad credit loans.