Echo Credit Las Colinas Rdg, Irving

Echo Credit Reviews

• B

  Belinda Mitchell
  1

  Echo Credit funds quickly. That is the good news The bad news is that they may give ypu an interest rate of 23% that is not really 23%. They call it periodic interest. The annual APR is actually 200%!!! (199.99%). When I realized this I took my most recent statement, computed the payoff and paid the balance. They tried to charge me another $600 before the next statement was even received. The email I got couldn't explain the discrepancy in numbers. RUN from this company

• S

  Shelby
  1

  No Customer service? I've emailed multiple times in the last 2 months trying to get a hold of someone, but never have heard anything back. Im emailing during their business hours, I get the automatic reply that someone will reply in those hours but nope, nothing.

• S

  ShannonAlison Crox
  1

  They have like to me 2 times trying to get a lone with them first they tolled me it wood tack 24 hr oce I got the email to update my bank info then I called yesterday after the 24 hrs was up then they side it wood tack a 24 to 48 hrs well the 48 hrs was up today and now they side it will be Monday before they can update it well I informed them they are a bunch of lier

• M

  Melissa Bertrand
  5

  When I got robbed last month Echo credit helped me get my bills paid. I wish I didn't need to do this, but in actual emergencies it is good to have the option available. The process was simple and I had the money very quickly. Would recommend in cases of emergency and you can choose when to pay back as well.

• L

  Leslie Hemphill
  4

  I had a great experience with Echo Credit. So far everything has been great with my loan. They were very Professional and Responsive on getting my money to me once I was approved. It was a simple process and didn't take as long as I expected it to.

• J

  John Tripp
  5

  If you need a loan and your credit isn't fabulous, echo is legit. APR isn't crippling and they are transparent af. Do not use advanced financial. Good luck friends.

• c

  chris rex
  5

  Great service and no hassle I'm thrilled with my experience so far All my needs were filled in a timely manner just as described

• S

  Sabrina F
  1

  Worst place ever! I have done loans like this before and I have never dealt with such idiots! The app/website will say one thing about payments, let you modify it, then all the sudden you get emails days later that they took out payment on a date you did not authorize!!! They obviously either flat out lie about payments when you call and make sure everything is correct, or their staff is incompetent!

• J

  June Cooper
  1

  For 3 days I was told they could not verify my bank information and customer service kept saying it was an issue on their side. They then sent an email saying it was resolved and to login and finish my last step and I got the same can't verify . When I called customer service they then said I need to use a different bank. I highly do not recommend this place to anyone.

• D

  Dirk Martre
  1

  This is the worst company I’ve ever done any type of business with. They are of no help when it comes to issues or concerns. They ran my credit and told me I was approved and when I tried to move forward with the process they said my banking was the issue and I have to use a different account also have to wait 10 days to do another application where they will run a hard inquiry on your credit report AGAIN! This is completely unprofessional. There are always no managers available when asked to speak with one. The representatives are very unhelpful when asked to go above and beyond. I’d advise to not do any type of business with this company AT ALL! And the good reviews on here are lies. Do not believe the bs.