Beach Municipal Federal Credit Union Virginia Beach Blvd, Virginia Beach
+1 757-333-7787
http://www.beachmunicipal.org/
Conventional Loan, FHA Loan, USDA Rural Guarantee Home Loan, Veterans Affairs Home Loan, Jumbo Loan, Renovation loans
Beach Municipal Federal Credit Union Reviews
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Rick Esposito2Been a member since 1995 always bosted not a bank a credit union. These days there just a bank the old ways of caring about members has gone to the waist side . I have accounts at wells fargo as well. I see no difference in my banking experience. I got the wells fargo account in 1996 because of my troubles with atm banking when I traveled with credit union system s always going down. Still till this day my wells fargo account has saved me wen I travel. I also have a buisness account at Atlantic union bank, aside from them having the smallest drive thru there good too. I had a rough last few years with retiring disabled then my wife got cancer then covid. My credit unions help was to lock my revolving credit for over use they did this in November making for a great Christmas. There idear was to offer me a refinance plan using an arm loan. I never missed any payments but I did have to borrow back every month. I went to my other bank I refinanced my home with a conventional loan wife's back to work and I'm getting back on track thanks to my other bank .. I filled out that eval card the credit union sends out on how we rate them I voiced my opinion, funny wen I refyed home I got a check from my mortgage company that I have been auto paying from my account. The credit union put a 7 day hold on it not including weekend making none of it available 9 days total. Now just yesterday I deposited a check from my wells fargo account I deposit a check every month from this account nuthing new this was for 1000 dollars it was put on a five day hold . I can't help but to feel like I'm being singled out. I no what your thinking I should just change all to wells fargo then. Easier said than done I have history here and all my auto pays come from this account and yes I'm lazy. So I just decided I do my banking and keep mind set it's just another bank.. by the way the two stars are for my tellers there's a few of the originals left who are great and personable and remember what a credit union is and means most of the newer ones are like every other bank get them in get them out no personable service.
Response from the ownerWe’re sorry to hear about your negative experiences. Our goal is to always meet and exceed our members’ expectations, and we’d be happy to discuss this with you further. Please give us a call at 757.333.7787 at your earliest convenience. We look forward to speaking with you.
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Bill Ham2This review is on the mortgage department. They were very helpful at first but apparently did not listen. We told them we know nothing about buying a house, nothing about mortgages and needed help deciding. They helped alright, helped themselves to a $450 home inspection fee that was never discussed! I could have hired a certified home inspector for a little over $300 to do the same work and give them a report if I knew number one, I was going to be changed and number two, I was going to be gouged. Then the head person over there wants to get snippy with me on the phone when I question the charge - 'it was on the papers you signed'. The cost was not and neither was the fact I was going to get billed for an inspection - all the paperwork says is 'the fees are built into the mortgage' as in no closing costs. I swear I don't think there is a quality mortgage department in Virginia Beach. if anyone has had luck, please send me the name and phone number of who you used!
Response from the ownerWe are very sorry you were unhappy with the service you received! Please give us a call at your earliest convenience so we may discuss this further and see if we can resolve the issue. Thank you!
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Elizabeth Johnston5I am extremely pleased and impressed by the outstanding service Beach Municipal has provided me. I had made a typo when writing an e-check, Beach Municipal found the check and made the correction. This service saved me from an extra charge! I know they have also made this correction for other customers in the past and this kind of effort to help members is not an anomaly. Between that unexpected help, their incredible service with simple checking matters, car loan rates and credit card services for myself and my family, I'll be a customer for life even throughout cross country relocation!
Response from the ownerThank you so much for the kind words! We know we wouldn't be here without the support of members like you, and we truly appreciate the feedback! Have a great day!
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AndreaJ W.5I’ve been a member at this Bank for almost 8 years. They have helped me through the hardest times in my life. From my apartment getting flooded during hurricane matthew. To replacing my car hassle free. Making sure I get the lowest APR rate. Also- they are like family. Rachel, when she was loan officer, she was my saving grace I felt like!!! Of course they are there to do a job. But they don’t make it feel like it’s their job, the genuinely care about their members. And the tellers, Robin. I can’t say how great full I am for her! Of course we have quick convos, but she’s always smiling, bubbly, and very detail oriented. Which I appreciate, I love that she repeats everything pertaining my transaction. Working in the pharmacy we have to be detailed and focused. And that she is every time I talk to her, she greets me by name, along with my husband. I remember breaking down to her one time and she just made me feel like a friend was consulling me, Please, hold on to Robin for as long as you can! Because I don’t get service like that often!!! And Emma, I love her too! She’s super sweet and always friendly! Thank you princess Anne branch! Now that’s rachel is manager at the Vbeach Blvd location, I’m going to have to try and go to both, just to see Rachel! I’m sad we are moving because I won’t be able to see these wonderful people! Thank you beach municipal! You’re more then a bank to this Wolff Family!
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Charles Saunders5We would like to Thank Ms. Terri at Beach for taking the extra steps to come outside to assist my Elderly Aunt who has trouble walking. It really makes a difference to our seniors. Please take a moment to show her the credit union's appreciation. From our family thanks so much!
Response from the ownerThank you so much for the kind words, Mr. Saunders! We're happy to help in any way we can, and we will certainly recognize Terri. Thanks for letting us know!
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A H1I am tired of hearing everyone I know complain about this credit union. Their website is always down, payments can't be viewed, and their customer service makes me feel like I accidentally called McDonalds when calling with questions about my account.
Response from the ownerWe're so sorry you've experienced issues! Please give us a call so we can review the situation and look for a solution. Per our records, our website has only seen downtime once in the past eight months, and that was only for a very brief period, so it may be a browser issue. We would also like feedback on the poor service so that can be addressed as well. Our goal is to provide exception member service at every level. Please call 757.333.7787, and ask to speak with the Vice President of Member Service. Thank you!
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Zachariah Lloyd1I am an employee of the city of Virginia Beach, and this banking institution was recommended to me, so I went there to open an account.... This proved to be a MAJOR mistake, as these people seem to be incompetent, and provided me with incorrect account numbers, leading to me being unable to setup online banking.... Also, there idea of customer support is laughable, and there is absolutely NO WAY to ask anything after their branches close, except to call a useless robot, so I must now wait until Monday morning to get some explanation of this.... I personally despise businesses that make themselves nearly impossible to get in touch with, as they are generally bad companies, and this is one of those.... It would not be so bad, if they just did their jobs correctly, but they do not.... PLEASE STAY AWAY, they are too inept, and lazy to be trusted with your money!!
Response from the ownerMr. Lloyd, we are very sorry you had issues logging into home banking and getting started with everything. Our branch manager will be in touch this morning to walk you through the process. We value each and every one of our members, both new and old, and truly apologize for your inconvenience.
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Nathan Simmons5This place is great. I used them a lot to make payments to co-op credit unions out of state. Staff was always very competent at this which isn't always the case.
Response from the ownerThanks, Mr. Simmons! We appreciate the kind comments and the opportunity to serve you!
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Garth Wheeler5Been with this CU since 1978. Service has always been excellent. The staff always try to accomodate you and help with your needs.
Response from the ownerThanks, Mr. Wheeler! We truly appreciate your membership and the opportunity to serve you and your family. Happy New Year!!
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Troy Tripamer5Fantastic employee credit union. Fast and understanding and usually good rates.
Response from the ownerThank you so much! We truly appreciate your membership and the opportunity to serve you!
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FAQs
1. How to Get in Touch With Beach Municipal Federal Credit Union?
Just ring them at this phone number +1 757-333-7787. You can also search through their website and fill out the application form online.3. What Services Are Available In Beach Municipal Federal Credit Union?
Beach Municipal Federal Credit Union allows you to get access with a long list of services which include: '- Conventional Loan
- FHA Loan
- USDA Rural Guarantee Home Loan
- Veterans Affairs Home Loan
- Jumbo Loan
5. Is Beach Municipal Federal Credit Union an Agency or a Lender?
Beach Municipal Federal Credit Union is a Federal credit union. To make your lending process fast and easy, we can link you to a large network of trusted lenders over the internet. You can get a fast personal loan as quick as 24 hours.
2. What Is the Location Of Beach Municipal Federal Credit Union? How Can I Get There?
Beach Municipal Federal Credit Union is situated at 4164 Virginia Beach Blvd #204, Virginia Beach, VA 23452, United States. You may check out the map and find the best way to access it.4. How Can I Get a Loan at Beach Municipal Federal Credit Union?
To get starterd, you can search through their website and fill out the application form online. If you are looking for same day payday loans over the internet, you can visit our platform for more details.6. What Can I Do if I Can Not Repay My Loan?
You can communicate with your lender if you are likely to fall behind on the monthly payments. Different lenders have different policies of overdue payment. Please always read meticulously before signing any loan agreement.7. Does Beach Municipal Federal Credit Union Offer Loans for People With Bad Credit?
Yes, but if you want to boost your possibility of getting approved, we can help you out! Just turn to our platform to get personal installment loans even with bad credit.