Store Directory > Installment Loans Near Me > Michigan > Lansing > Astera Credit Union - Jolly Rd
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Financial institution

Astera Credit Union - Jolly Rd E Jolly Rd, Lansing

3.1
(10)
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Phone:

+1 800-323-0048

Website:

http://www.asteracu.com/

Address:

301 E Jolly Rd, Lansing, MI 48910, United States

Services:

Financial Counseling, Check Cashing, Auto Loans, Personal Loans, Home Equity Loans

    Astera Credit Union - Jolly Rd Reviews

    3.1
    10 Reviews
    • D

      Dan Dowker
      1

      Should be zero stars!! I have been a customer with Astera when it was Auto Body back in the late 80s. I have never missed a payment on any loans have 42 years at the same employer. 34 years at the same address. Good credit score, $250,000 401K and another $80,000.00 in Stocks. But can't get a unsecured loan for $16,000.00. Thanks for nothing!!!! DON'T WASTE YOUR TIME HERE!!!!!!

    • K

      Katrina
      1

      Dont expect your loan officer has all their information correct, just make sure you know and study the "loan" before you decide to wrap up years of your life on someone else's misinformation and unknowing of the loan they are setting up for you.

    • S

      Sparkle Christensen
      1

      They always taking forever to help ppl, idk if they low staff or what

    • R

      Rachel Stergios
      5

      Quick and easy to make a transaction. Very friendly.

    • T

      TP
      1

      The customer service isn’t the best at this specific branch. West Saginaw location seems to always have better customer service. I’ve been a memeber since this was auto body credit union in the 90’s. They aren’t the most helpful “credit union”, I get treated better by my “bank”. Why I don’t come here often. Unnecessary check holds, crude responses, no simple “hello” or “have a nice day” greetings in the drive thru, unwilling to increase lines of credit when the balance is zero and credit is good. Maybe after seeing this review, others will have better experiences in the future.

    • M

      Matt Fryover
      1

      Worse service ever for a bank, I wouldn't recommend this place to anyone

    • j

      josh powers
      2

      Good and bad.their security on your account and debit card are great. I've had my acct hacked twice and both times got my money back quickly and my acct froze for security. But one time recently I was 50 miles from home and someone in Detroit was using my acct to shop online so my acct was froze, but the only problem was I was completely stranded until the next day with no cash. I called the back of my debit card and they couldn't unlock my acct at all. I was low on gas so was stranded. I understand the security concerns but there should be a number to call to unlock it for a short time or whatever. Im just glad I didn't have my children with me in the middle of winter! Plus there after hours ATM on jolly rd is broke a lot, so once again not able to access my money. If you enter a wrong pin sometimes one time it will lock you out. Being locked out of your own acct is a real problem and being stranded. And also a few years ago they turned me and my wife down for a personal loan, so we went to lafcu and they accepted no problem at all. We have good credit and pay bills on time so don't understand why. Im looking into switching banks because being locked out with no options is a serious problem...

    • P

      Phantome_CHANGE
      1

      was lied to about what transferring a loan would do to my credit, they bought a car loan from my other credit union and told me it wouldn't affect my score that much. I'm trying to buy a house and told them that. Well after they took on my car loan it took my score down 75pts. And now I have to wait even longer to buy my house. Will close all my accounts with them and will no longer do anything with them after my loan is paid.

    • Z

      Zayo Fox
      2

      It's nice people but I'm not getting what I need

    • A

      Alexander Lives
      1

      Terrible service and scammy handling of customers

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    FAQs

    • 1. What Can I Do to Reach Astera Credit Union - Jolly Rd?

      They Can Be Contacted through the phone number +1 800-323-0048. You may also check out their website and fill in the application form.
    • 3. What Services Are Provided by Astera Credit Union - Jolly Rd?

      Astera Credit Union - Jolly Rd is known to provide services including: '
      • Personal Loans
      • Financial Counseling
      • Check Cashing
      • Auto Loans
      • Home Equity Loans
      ' If you have a consistent income, you may also apply for a cash advance loan.
    • 5. Is Astera Credit Union - Jolly Rd an Agency or a Lender?

      Astera Credit Union - Jolly Rd is a Financial institution that provides loans of all kinds including bad credit personal loans.
    • 2. What Is the Address of Astera Credit Union - Jolly Rd? How Can I Go There?

      The address of Astera Credit Union - Jolly Rd is 301 E Jolly Rd, Lansing, MI 48910, United States. Get help from an online map for directions.
    • 4. How Can I Get A Loan at Astera Credit Union - Jolly Rd?

      You can fill in the application form on their website to apply for a loan. If you feel like learning about other possible solutions, take a look at US Installment Loans and explore.
    • 6. What Should I Do if I Cannot Pay Back My Loan?

      Reach out to the lender and work out favorable terms for both parties as soon as possible. You should know, however, if it"s a car title loan, your vehicle will be took by the lender when you default. Click here for more information on title loans.
    • 7. Can I Get a Loan From Astera Credit Union - Jolly Rd With A Poor Credit Rating?

      Yes, you can. But pore over the offers as there can be unfair conditions when it comes to bad credit loans.