What Are Instant Cash Advances?
A sudden unexpected expense and an empty wallet make for a terrible combination. But despite our best efforts, these things sometimes happen. If you ever find yourself in this situation (which is increasingly common with the soaring inflation), a quick, easy loan could come in handy.
Instant Cash Advances are short-term loans from online lenders, banks, and other financial institutions. They provide the cash you need at short notice with minimal requirements and fast processing.
Online lenders are typically the quickest way to access instant cash advance, with some lenders funding your account in as little as a few hours or, at most, within the same day.
US Installment Loans saves you time by finding and connecting you to hundreds of reputable online lenders who specialise in instant cash advances. Even better, you'll be able to compare several offers and select the most suitable.
How Quickly Can I Receive a Cash Advance?
Depending on the lender, you can instantly get the cash advance funds you requested into your account within 24 hours at most.
Instant cash advance online lenders understand that prospective borrowers need the cash urgently. So, they streamline the loan approval and disbursement process to enable you to get the money as quickly as possible after signing the loan agreement.
This speed and convenience make instant cash advances an attractive option for those in tight financial circumstances, despite their relatively higher costs. Nothing beats getting money quickly when your circumstances are dire.
How Can I Get Instant Cash Advance Online?
The main attraction to instant cash advances is how conveniently and quickly you can get them. At US Installment Loans, all you need to get started are these four simple steps:
Submit your details online
Input your required details such as full name, email address, phone number, and physical address, on our simple online form to get started.
Our panel of partner lenders will appraise your eligibility with the information you provided and send you offers within minutes. You should compare the offers and accept the one that best suits your particular needs.
Sign the loan agreement
Review the terms and conditions of your preferred offer and accept by signing the loan agreement.
The lender will send the funds directly to your account in as little as a few minutes or within the same day.
How Much Do You Want?
What Are the Application Requirements for Fast Cash Advances Online?
Getting an Instant cash advance online is straightforward. For starters, you must be up to 18 years old and be a US resident or citizen. For most lenders, the basic requirements also include:
- Valid Saving or Checking Bank Account
- Social Security Number
- Valid Government-issued Identification
- Proof of Regular Income
- Verifiable Address and Contact Details
Other supporting documents may be required depending on your state of residence and the lender. Instant cash advance lenders do not typically require a borrower's credit score. This is one of the reasons why you can obtain an Instant cash advance online the same day you submit your details.
Reasons to Choose US Installment Loans for Quick Cash Advance
US Installment Loans offers a hassle-free experience, by linking you with reputable online instant cash lenders. Other reasons why you should choose US Installment Loans include:
When you submit your details on our simple online platform, you’ll receive several offers from our partner lender in a matter of minutes.
Network of Reputable Partner Lenders
We partner with some of the industry's most reputable online instant cash advance lenders. You will get direct access to them through our online portal and have the flexibility of comparing multiple offers.
Our partner lenders understand that customers who seek an instant cash advance need it urgently. Therefore, most companies will credit your account within the same day of approval.
Instant cash advances typically charge higher interest than regular loans. Our partner lenders offer competitive rates, and you have the liberty of comparing several offers to choose the one that most suits your needs.
How Does US Installment Loans Compare?
|How much do I qualify for?||Up to $35000||Competitive rates|
|What's the max loan length?||Up to 36 months||Fast decisions|
|Do lenders check my credit?||Yes||Soft credit checks|
|All credit levels accepted?||Yes||Bad credit doesn't matter|
|Chances of approval||Good||High approval rates|
|When am I allowed to apply?||24/7 online||Easy application|
Should I Get a Quick Cash Advance?
A quick cash advance can be a good way out if you find yourself in urgent need of a few hundred bucks. It can save you a lot of stress when you have temporary financial difficulty. Some instances where you may need an instant loan include:
A quick cash advance could help you pay for healthcare if your insurance coverage falls short and your savings are depleted.
Broken plumbing or a transmission often can't wait till you save up the cash to have them fixed. An Instant cash advance can come in handy.
You may have to take an instant cash advance to cover rent or other utility bills when you are short of cash.
What to Consider When Applying for a Cash Advance?
When shopping for the right instant cash advance, you should watch out for some key characteristics:
Easy Application Process
Instant cash advances are meant for emergencies. So a lender that requires you to undergo a rigorous application process is a definite no-no.
Look for a lender that offers reasonable rates and fees. High APRs could make it challenging for you to repay your loan, further worsening your already stressed finances.
Your instant cash advance lender must be able to deposit the funds into your account quickly. In most cases, an instant cash advance won't be helpful if you don't receive the funds to your accounts instantly or within the same day.
Alternatives To Instant Cash Advance Online
An instant cash advance may not be suitable for every situation. Here are some other options to explore:
Same Day Loans
Same-day loans are typically disbursed by the lender the same day you apply. They are minted for emergency use and come with high-interest rates and fees.
An installment loan allows you to take a more considerable loan amount than a payday loan, with payments split into installments over a period of up to 72 months.
Payday loans are short-term loans that you can use to cover your cash shortfall till your next paycheck.
A title loan might be ideal for you if you own a vehicle with a clear title and have some financial difficulties. Title loans are loans secured with your car title. The best part? Since they are secured, lenders may not consider your credit history or proof of regular income before giving you a title loan.
Can I get an immediate cash loan with bad credit?
Yes. You can get an instant cash advance with sub-par credit as long as other lending criteria check out. Most instant cash advance lenders primarily consider your income to evaluate your repayment capacity.
What if I can't repay a loan by the due date?
If you suspect you may not be able to meet up with a repayment of the loan on the due date, rather than risk default, it's better to ask your lender to roll over the loan for another term. However, you will have to pay more interest and fees.
How much can I get with a cash advance?
You can get an instant cash advance of between $100 to $5000 depending on your income, credit history, employment history, and state legislation, amongst other factors.