Instant Payday Loans Online Guaranteed Approval

In need of some emergency cash but can’t wait till your next payday? Get in touch with US Installment Loans and let’s connect you to lenders who facilitate same day approval and funding.

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  • Any Credit Score Considered
  • Swift Approval Decision
  • Safe & Secure

Let’s face it; getting a loan these days isn’t so easy, especially if one has a bad credit score. There are often many ‘what ifs' to worry about - What if my application is rejected? What if I do not meet the lender’s credit score requirements? What about those hard credit inquiries lenders typically run on applicants’ profiles? My oh my!

Other times, these worries are almost non-existent. It all depends on the lender. A loan broker like US Installment Loans can connect you with lenders who run only soft credit checks and have high approval rates. These lenders qualify you for an instant payday loan with indicators other than credit score.

What Are Instant Payday Loans?

Simply put, instant payday loans are loans acquired between paydays. They’re typically used for settling financial emergencies like car repairs, overdue utility bills, and rent, and are to be repaid by the borrower’s next payday.

These loans may attract high-interest rates depending on the lender, the loan term, and a few other factors. They may be secured or unsecured and can be obtained without the input of a guarantor or co-signer.

Although their interest rates are relatively high, it’s still possible to get competitively low-interest rates if you know where to look. US Installment Loans can do the groundwork for you by connecting you with reliable lenders around. These lenders also have approval rates in the 90th percentile.

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Are There Guaranteed Instant Payday Loans?

The short answer would be yes. A more wholesome answer would be there are no 100% guarantees. Aren’t taxes and death the only things with 100% guarantees anymore?

But, there’s a higher chance of acquiring a loan when you apply for a loan through some loan brokers.

US Installment Loans’ partner lenders, in particular, have a 97% approval rate. With these partner lenders, you are even more assured of a loan so far you meet the most basic eligibility requirements.

Can I Get No Credit Check Instant Payday Loans?

The answer is; yes, you can! However, soft credit check instant payday loans is what’s advertised as no credit check instant payday loans. These checks are done just for informational purposes and to be on the right side of regulatory laws; nothing else. They are not run via the three major credit bureaus and so can’t hurt your credit score.

Just make sure your lender’s legit so you can get your funds in time. Remember! The internet’s filled with scammers. To avoid getting into their clutches, let US Installment Loans connect you to a good lender.

How to Take Out an Instant Payday Loan Online?

Fortunately for borrowers, loan brokers have made it easy to get amazing loan offers from certified lenders without searching the ends of the internet for one. The entire process can be done in a matter of minutes all from the comfort of your couch.

  • The process begins with you filling out the application form. Make sure to provide only valid information so your chances of getting approved remain high. After clicking the ‘submit’ button, we connect you to lenders who have loan packages for you.
  • These lenders check your application, run affordability and soft credit checks, and cross-reference the results from these checks against the answers you supplied in the form. If on evaluation and assessment of your application, they deem you financially fit to take on more debt, they approve you for the loan.
  • The good thing is; that you get offers from more than one lender. It’s up to you to choose the one with the best interest rates, T&C, and repayment schedule.
  • After this, you’re required to tender an e-signature to finalize the deal. That’s all! Payments usually come within that day or the next.

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How Can I Raise My Odds of Getting Guaranteed Approval Payday Loans?

The first and most important thing to do is to make sure you’re eligible to apply for a payday loan. Play around your lender’s website and find out their eligibility requirements. If you’re eligible, then you can proceed to apply for your loan and follow these other tips to shift the scale in your favour;

Only tender correct info

Submitting the wrong documents would only slow down your application. To prevent this, get acquainted with any and every document you’d need to make your loan acquisition process much faster and get all of them ready before applying.

Bring your credit score up a little bit

It surely wouldn’t hurt if you could pay off some credit card debts after getting your next paycheck. Even if it’s just a little. This would only work for your betterment by increasing your credit score; hence, making it easier for you to get more payday loans approved in the nearest future.

Don’t lose your current job

Most payday lenders look into your employment records to check if you can ‘afford’ to take out the loan you’re applying for. If you’re someone with a stable job, then this shouldn’t be an issue as your monthly payments would be constant. For this reason, don’t lose your job.

Don’t borrow excess cash

This is a no-brainer for anyone looking to take out a loan. We all know repaying loans from your paycheck isn’t exactly convenient. To avoid getting more money deducted from your monthly income, only remove the amount you need. Although there are some lenders who offer loans to people without stable jobs, it’s still better to borrow when you’re gainfully employed.


How much am I eligible to borrow?

Most of our partner lenders typically offer payday loans within the range of $50 to $5,000. However, payday loan lending laws vary from state to state. You may want to read through your state’s lending laws to know the borrowing ceiling there.

Can I get an instant payday loan with bad credit?

Absolutely! As long as you can prove you have the means to repay the loan. Getting one should be very easy. US Installment Loans work with lenders who don’t care too much about your credit score. All they need is proof of your employment status, how much you earn per month, and your employment history.

What are the eligibility requirements for an instant approval loan?

Thankfully, the eligibility requirements for getting a payday loan are easy to meet by the average citizen. Just make sure, you are 18 years old or above, have a steady job at the moment, have a working bank account, and are American.

Are instant payday loans legal?

Absolutely! They are. However, you may want to check your state’s laws on what’s stated concerning payday loans. Payday loans are currently legal in 27 states of the U.S. 9 more states permit restricted storefront lending. However, the remaining 14 states and Washington D.C. strictly prohibit them.

How quickly can I get the money?

Depending on the lender’s cut-off time and bank's processing speed, most payday loans are gotten within the same day. You just need to make sure to apply on time and get the right documents ready so you can get your funds in time enough to take care of that emergency.

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Apply for an instant payday loan via US Installment Loans today. Find loan offers that suit your needs right now.

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