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Financial institution

Universal Lenders Lake St, Oak Park

1.9
(8)
Apply Now
Phone:

+1 773-889-1050

Website:

http://www.the-zero-plan.com/

Address:

1140 Lake St #202, Oak Park, IL 60301, United States

    Universal Lenders Reviews

    1.9
    8 Reviews
    • T

      Th de Jesus
      1

      That insurance sucks to deal with. It turns out that our card they used to do auto pay was canceled and we got in touch quickly. But they solve everything through a completed letter and it takes two days to reach them and the answer takes about three days. We were trying to resolve it to pay quickly and we couldn't. They charged a fee of $30.00. And to solve this there is only one person. Horrible. It looks like a backyard company. And on their website there is no login to look at the account or anything. They still charge a fee if charging by debit card.

    • M

      M Hernandez
      1

      I DO NOT recommend this company! Horrible experience and even worse company, I regret so much letting the dealer set up my warranty with this joke of a company. They charge you even for their mistakes. Way of communication is ridiculous, they don't even have a proper website to make payments. They don't even send you a receipt of made payments. I'm so unsatisfied with the whole company. Absolutely everything is an issue. They are only good at charging you extra fees on everything. Don't fall for it! They don't deserve any stars, Google should have that choice.

    • K

      Kristen Smith
      1

      They claim the mail is late and add late fees even if payment is postmarked weeks before the due date. They even add late fees even though the bank showed the check being cashed on time. Customer service is horribly rude.

    • A

      Andrea Castillo Z
      1

      Horrible customer service, the women who answered the phone was aggressive and raising her voice. (Angela if you don't have patience to answer questions you should consider another option that isn't customer service) also I could hear another customer representative yelling over the phone in the same office. Also you have to pay extra 15 dollars for paying over the phone (with such a rude personnel) and they don't even give you the option to pay on-line. If you send a check and they for some reason can't receive it, they won't let you know until you have to pay extra charges or delete the account (which means you lose your coverage but still have to pay full amount to avoid going to collection). If you have an automatic payment and for some reason the check couldn't be cleared they won't try again, they simply cancel the automatic payment and you'll have to pay the amount you owe + late charges ($ 10) + returned check fee ($ 25) + phone payment charge ($ 15) because if you send a check you have no guarantee they receive it on time and you'll end up payment more late fees.

    • H

      Heidi Mindestrom
      5

      Universal Lenders totally came through for me on 3 separate occasions. Helped me when I really needed it and helped me bring my family on vacation.

    • F

      Frank Louie
      1

      Terrible customer service and a terrible experience. IF you have an alternative financing option, I suggest you use it.

    • T

      Tricky Nicky951 A
      5

      I strongly recommend this loan company to anyone. Looking for a solid reputable loan company.

    • J

      Jordan Reeves
      1

      Garbage they racked me for an extra payment after I canceled services.

    Personal Loans in Your Area of Oak Park

    FAQs

    • 1. What Can I Do to Get in Touch With Universal Lenders?

      You may contact them at the phone number +1 773-889-1050. You may also go to their website and submit your personal info.
    • 3. How Do I Apply for A Loan at Universal Lenders?

      Simply submit your personal info on their website. If you feel like learning about other possible solutions, take a look at installment loans provided through a reliable online broker.
    • 5. What Should I Do if I Fail to Pay Back My Loan?

      Contact the lender and reach an agreement in advance. You should know, however, if it"s a title loan, the vehicle will be kept by the lender when you default.
    • 2. What Is the Address of Universal Lenders? How Can I Go There?

      The address of Universal Lenders is 1140 Lake St #202, Oak Park, IL 60301, United States. Open the map app on your phone to guide yourself there.
    • 4. Is Universal Lenders an Agency or a Lender?

      Universal Lenders is a Financial institution that gives different kinds of loans. Click here to learn about various types of loans including online personal loans.
    • 6. Can I Get a Loan From Universal Lenders With A Bad Credit Score?

      Yes, you can. But pore over the offers as there can be unfavorable terms when it comes to bad credit loans.