Tier One Credit (Attorney Credit Repair) Hawthorne Blvd, Torrance

Tier One Credit (Attorney Credit Repair) Reviews

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  E
  5

  Worth every penny! I loved my experience with Rudy Barba from the Florence, CA branch. I'm new to the process of repairing my credit. He walked me through the process and broke everything down in a way a novice such as myself could understand. He removed everything he said he would in great time. I highly this service!

  Response from the owner

  E, thank you for the review! Rudy is amazing, and we're so glad that you had such a wonderful experience working with him. We look forward to being of service anytime you might need in the future.

• C

  Crypto Universe
  5

  Shiva is an all around Professional, all Credit inquiries were met with concise information. Overall experience was beyond my expectations. Thanks Tier One Credit for all your hard work and amazing results.

  Response from the owner

  It's a pleasure working with you and for you. Good credit repair service is often difficult. Hence our daily training on improving the process. We are so glad we were able to serve you. Please feel free to connect with us or anyone who can benefit from our service. Thank you for your kind words and keep up the good work.

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  Taylor Martin
  5

  I worked with Shiva to answer some questions about some lingering student debt. Even though my debts were settled and being dealt with, it was negatively impacting my credit score and preventing me from opening a credit card, buying a home, etc. Shiva was incredibly helpful and knowledgable. He really took the time to review my situation and give me some simple steps I could take to start building my credit again.

  Response from the owner

  Taylor, it was a pleasure advising you! We're glad it was useful, and are happy to be of help again in the future.

• S

  Susan Jaycox
  5

  Rudy was so very helpful with finding what was dragging my credit down just over night. He gave me a plan of attach on how to build my credit. He had the opportunity to charge me to make my bankruptcy get off of my credit report , but was honest and had integrity to say it’s going to fall of in only a couple of months so let’s leave it alone. I would highly recommend you using this company if you need help. Rudy you’re the best, Thank you.

  Response from the owner

  Susan, we are glad you had such a great experience. thank you for sharing..... Rudy is the best!

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  Aaron DeHaven
  5

  I want to publicly thank Shiva for his help! I had been trying to resolve some credit discrepancies on my own for YEARS without success. On the very first phone call Shiva told me what to do. The process was simple and it worked. The discrepancies were resolved within a month. He personally followed up with me 3 times during the process to make sure I got the results I needed. Anyone with credit issues should be calling these guys.

  Response from the owner

  Aaron, thank you for the review. glad we were able to help!

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  Jacques Menzel
  5

  I am currently in the program and Rudy has been a great help. I have been a client of a couple of credit repair companies in the past and stood with them for about a year or so. My credit score was down in the 500s at one point. I did a lot of research and learned more about credit and even tried to dispute on my own. Recently I was able to get my FICO up to EQ-TR-EX 647-667-627 but no matter what I continued to do, 700s seemed hopeless. I had credit cards that were charged off years ago. I spoke with Rudy and he explained everything thoroughly and also consulted me on what I could do now to hit my goals in the fastest way possible. Credit repair is a long journey, it doesn't happen overnight. If anyone tells you differently - it's BS. Our first goal was 3-6months and the next 12 months. Within 1 month my FICO is now EQ-TR-EX 706-727-707. Everyone's experience will be different. If you want to stop wasting your time and money, call Tier One Credit for credit repair services. It works! I can finally say I HAVE GOOD CREDIT!! And it feels great at 32 after screwing things up in my 20s. 2021 goals - to be able to say "I have great credit" FICO 750s+ here I come!

  Response from the owner

  Jacques, glad you are seeing results already! we are excited to help you get your score up.

• R

  Ruben Leon
  5

  Well if you show up don't be detoured this place is legitimate they will help you. I was helped my Rudy he looked at my case and he felt I could do most of it on my own I love the fact the he was honest and very helpful also pointed me in the right direction to get my credit fixed very good place if you looking for honesty which is hard to find now a days highly recommend

  Response from the owner

  Thank you Ruben! We are glad that Rudy was able to offer you helpful advise.

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  Nate Stull
  5

  Shiva and his team and Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of home ownership. I whole heartedly recommend Shiva and his team. - Nate

  Response from the owner

  Nate, thank you for the kind words. It was an absolute pleasure working with both of you to resolve the student loan issues. We could not be happier that you achieved your dream of home ownership!

• R

  Ryan Gegenheimer
  5

  Last year, as I was making an attempt to find help with debt reduction strategies and with improving my credit score, I very fortunately crossed paths with Tier One Credit. I felt a bit nervous around finding someone honest to work with, being that I got the impression that there were a lot of scammy options out there for credit and debt help. I ran into Shiva from Tier One in an online forum as I was asking around for advice regarding my situation. I immediately formed a good first impression when we had our initial phone conversation. He was very personable and I felt at ease speaking to him. I felt confident that he was a straight shooter and that he genuinely wanted to help. Over the next year or so, that first impression proved to be accurate, as my experience working with him was overwhelmingly positive. I got exactly the advice and help that I was looking for, and then some. My story: Around 2013 I fell upon rough times and ended up hitting a personal 'rock bottom', financially speaking. In the following years, my seemingly insurmountable debt and crashed credit was a source of immense stress for me. My credit score had bottomed out in the low-mid 500s and it was hard to see a clear way out of the hole that I was in. After years of being mostly avoidant to the whole issue, I finally decided to reach out for help. I had a number of negative accounts on my reports, a number of accounts in collections, an account that was still being reported with a balance even though the debt was legally discharged, and an account that was being reported that I felt like I shouldn't be responsible for (the company had originally denied my request to remove it). Being the financially avoidant type for a while, I wasn't aware that negative and collections accounts end up falling off of credit reports after around seven years. Many of my accounts were reaching this seven year point, and Shiva pointed this out to me (instead of trying to bill me for attempting to have them removed). He also facilitated litigation in getting the illegally reported balance off of my reports, and he worked to get the unfair account removed as well. All of this was done at a very affordable price, and all the while with prompt and friendly communication as we went through the steps of the processes. I ended up with a few extra bucks in my pocket from the litigation proceedings and my FICO score is now up to around 750 now. I'd give my strongest recommendation to anyone, including family and friends, to give Shiva at Tier One Credit a call if they are needing help in working through their debt or credit issues.

  Response from the owner

  Ryan, thank you so much for sharing your story! It has been an absolute pleasure working with you, and we look forward to assisting any of your friends or family in the future.

• K

  Kathanial Ramlochan
  5

  I am totally satisfied with the upfront and direct approach this Company has taken to assist in my credit needs. This is a no nonsense company with a reasonable fee to help through your financial needs. I needed help and that is a plus in my book. Progress no Stress while working my credit issues no financial burden. Thanks Next Step was the right step for me.

  Response from the owner

  Thank you Kazi! It was our pleasure serving you. Wishing you all the very best.