Summit Funding, Inc. W Catawba Ave, Cornelius

Summit Funding, Inc. Reviews

• G

  Goaia Lee
  1

  First time buying a house and we dont know much about the whole process. We ask so much questions and thought summit funding was a good idea. was told we Got approve for a house and our lender officer, Tyler, said we can go through a program for first time home buyer. And it will help us out with our closing. After a few months we pick out a house but was told we can't do the program! But can still get a loan to get the house. Not knowing much we still stick with them. We turn in all our documents they asked us. Turn out we had to wait addition 1 more month because we wasnt told that we need to work 6month or more. We end up being homless! Once our closing was near we were told to save at least 8k for our closing cost. I was told by so many ppl that was high for first time home buyer. I thought maybe it was because my credit wasnt the best. Two days before our closing date we then was told we didnt have enough for our closing because they are asking for 10k!! We didnt want to look for another loan since we already waited 4months for the house we pick out and turn in all our documents. I then got another call from a home insurance saying they were excited to have us!? I told tyler that I choose Nationwide and he change it. If I didnt get that call I would have paid for two insurance!! We wasnt told that my property tax was on my escrow. I didnt know about this and paid my property twice! I lost my money pretty much because I was told by them again once the money is in your escrow you cant get refund back. Unless I refinance!!! I was also told I should be getting two tax forms before I file my taxes. No!! They were wrong again!!! I only got one and I waited for 1.5months for the second form!! NO FORM. These people lie to me from the beginning. I'm still stuck with them but will deff move to a different loan once I'm able to get my credit up and find a lender that know what they are doing. I really feel like they were just in for the money and didnt care one bit about their customers.

  Response from the owner

  Hi Goaia, thank you for taking the time to write about your lending experience with Summit Funding, Inc. We would like to sincerely apologize that your experience did not meet our high standards of excellence. Your feedback is extremely important to Summit Funding, so please feel free to email us at [email protected] and someone will get back to you directly.

• W

  William Campbell
  5

  I can't say enough about Donna Gofort and Summit Funding. She was always there for questions and very helpful every step of the way. I highly recommend her and Summit to anyone looking to buy a home. She was extremely knowledgeable and helpful with my VA loan.

  Response from the owner

  Hi William, thank you so much for leaving a review about Summit Funding. We're so glad you had a great lending experience with Donna and Team Goforth. Congrats on your new home!

• D

  Dazmine Hall
  5

  Wonderful experience. I couldn't have asked for a better team. Pam was great she was on her A game as well as Aubrey. They are both awesome. I would definitely recommend these ladies.

  Response from the owner

  Thank you for a great review!

• S

  Spencer Schaible
  1

  Highly dissatisfied. Was advised to wait 4 days to lock the loan because the rate would be better. It wasn't, it was worse. Took 3 weeks to get loan to the underwriter even though I specifically told them that time was the most important issue to me as I was staying with a friend at the time and having to drive an hour to work. This ultimately got delayed even further because of the government shutdown. We were 4 days from closing when the government shutdown. Had the process moved faster through their office, I would have been in my house 3 weeks earlier. Ended up costing me an extra $800 to get my rate extended. Worst experience of my life. Would not recommend to anybody.

• b

  brenden childers
  1

  This is the worst lending company I, my Realtor, and grandmother (ex Broker of 21 years) agree with this statement. They have had over 2 months to get an approval or a denial. Leigh and Prany her apprentice are nice, but some of the most incapable people I have ever met. They ask for the same documents over and over expecting me to drop everything I'm doing to resend. I do not comprehend why this company is so slow when there are different avenues such as quicken loans. Overall they obviously do not know how business works or how keeping up with files works. Would not recommend this company or Leigh Ann Bargers team to my worst enemy. Don't waste your time or money here. This team caused me to lose over $1,000.

  Response from the owner

  Thank you for taking the time to write about your lending experience with Summit Funding, Inc. We would like to sincerely apologize that your experience did not meet our high standards of excellence. Your feedback is extremely important to Summit Funding, so please feel free to email us at [email protected] and someone will get back to you directly. Warm regards, Customer Service Summit Funding, Inc.

• M

  Mike Smith
  1

  Do not waste your money with this lender. Quite literally go to anyone else for a better funding option. I contacted them just days after closing about something that they changed with my home owners insurance with ZERO INPUT FROM ME and they never returned my call after numerous attempts. Within days the loan was sold off to another bank. Seriously, 10 seconds of google searching will find you better options for your first home loan. I would give them ZERO stars if I could.

  Response from the owner

  Dear Michael - It appears that there's been a mistake . . . we haven't served a client named MICHAEL SMITH here at our firm / is the closing you are referring to possibly listed in someone else's name? Or perhaps you meant to leave this review for another firm? Nonetheless, we are standing by ready to help you if your comments reflect your experiences with anyone from our firm (the Cornelius NC location of Summit Funding, Inc) or any other branch of our company across the nation. Please don't hesitate to call and ask for me directly at the number below so we can address your concerns. Warm regards, Sandy Dickinson Branch Manager for the Cornelius, NC office Summit Funding, Inc. 704-895-8770

• M

  Michael Raines
  5

  Tyler my mortgage agent was a huge help for me every step of the way as a first time buyer. The quote I got from summit was pretty much spot on for the loan I got a couple months later.

  Response from the owner

  Thank you Tyler for this wonderful review of Tyler and his team. We are thrilled that you had such a positive experience. Thank you for choosing Summit and congratulations on your new home!

• A

  Alaysia Parker
  1

  I see a lot of people rated this company with 5 stars with very little details. Well i will rated 1 star with a lot of details. These people lie to you waste your time and waste your money. My husband and I were under contract for 2 months to different contracts for the same house. We had a USDA loan which is 100% financing. Our original close date was October 10th 2017. On October 9th 2017 my husband and I did what we thought would be our final walk-through of our new home. Well our realtor decided to call Summit Funding in Cornelius North Carolina to make sure that everything was set to close on October 10th, that's when we found out that we were not going to be able to close on that date. No one from this company communicated with myself my husband, or my realtor, or the lawyer that we would not be able to close on October 10th 2017. We later found out that they assumed that we knew we weren't going to be able to close on October 10th. Please note that we are first time home buyers and did not know the process. We had to continuously call to get any form of communication from Sandra Dicksons team. So we had no choice but to reach out to USDA. This was an ongoing process by November 19th 2017 we finally received a letter from Sandy stating why we were denied, but we were confused because that paperwork didn't have anything on it in regards to USDA. On November 20th 2017 USDA finally sent us a letter stating that USDA did not deny us a loan, Summit Funding withdrew our application they also stated that they asked Summit Funding if they if they would like to repeal the application because they did not review the application that Summit Funding had sent to USDA. USDA also stated that they had issues getting in contact with Summit Funding in regards to our case. My husband and I have put together a case against Summit Funding for false documentation and discrimination. P.s we did infact contact corporate and someone was supposed to call a month ago within 4 hours, well 816 hours later, and still counting, no one has called. Sign Alaysia M Parker

  Response from the owner

  Thank you for taking the time to write about your lending experience with Summit Funding, Inc. We would like to sincerely apologize that your experience did not meet our high standards of excellence. Your feedback is extremely important to Summit Funding, so please feel free to email us at [email protected] and someone will get back to you directly. Warm regards, Customer Service Summit Funding, Inc.

• c

  cookerealtypartners
  5

  Our experience with Donna Goforth and Summit Funding were exceptional. Donna was very knowledgeable and communicated throughout the process. We appreciated your willingness to work hard for us and exceeding our expectations!

  Response from the owner

  Hi, Thank you for a great review!

• A

  Ashley Troxler
  5

  Purchasing a home can be stressful because there are so many moving parts. Working Sandy Dickson and her team took a huge weight off. Everyone I worked with along the way was very professional and knowledgeable.

  Response from the owner

  Thank you for the great review!