Store Directory > Installment Loans Near Me > California > Encinitas > SDCCU Encinitas Branch
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Credit union

SDCCU Encinitas Branch N El Camino Real, Encinitas

2.5
(9)
Apply Now
Phone:

+1 877-732-2848

Website:

https://www.sdccu.com/credit-union-branch-locations/encinitas-branch/

Address:

501 N El Camino Real, Encinitas, CA 92024, United States

    SDCCU Encinitas Branch Reviews

    2.5
    9 Reviews
    • J

      Josh Mehl
      1

      I'm really frustrated with them. I've banked with them for years and the last year has just been a horrible experience. Hours 10-4 really? How am I supposed to do my banking? I work for a living. Now trying to call them and you can't even get ahold of a human without entering account information. Just feels so corporate and dispassionate. I guess I'm in the market for a different bank or credit union.

    • R

      Ron Caruthers
      1

      I've banked with SDCCU for years....and this branch still insists on putting a hold on my checks when no other branch does... even after I spoke with the manager. They are always friendly, but I am depositing money to make sure I meet my obligations, being told they're putting a hold on funds doesn't help me. If you are a business owner, you have been warned.

    • S

      SNAZZY est
      1

      Transfers come out more than once damaging my back account status, no solution from bank. Atm machines NEVER WORK, won't take cash. Crummy inconvenient bank. Don't make the mistake of taking out a car loan with them, they make it the most painful difficult experience of your life. Thank gosh I'm years ahead on my loan payments, and nearly done so I can close my accounts. They get my money but I dont get service. Nice bank huh?

    • K

      Karen Brow
      2

      They do try hard. But I really don't want to be asked "how's your day goin?" and "got any plans for the weekend?" every time by a twenty-something. I'd just like a professional transaction minus the trite chit chat. I'm not there to visit and, as an adult, I feel a little put off by the overly-friendly obviously scripted stuff. A little more professionalism and a little less "fluff?"

    • C

      Cooper Hoffman
      1

      Impossible to contact monthly transfer charges, monthly charges for too little money ect. Predatory shifty app and phone system. Impossible to contact the physical business ect.

    • M

      Melinda Vásquez
      5

      Great group of people who make you feel like a star each time you walk in. I have never gone to the branch as often as I do now that SDCCU has opened a branch in PQ. Their involvement with PQ locally has touched the community; PQ Banners, PQ Fiesta and thinking locally! The branch is now apart of our community, not just a business.

    • B

      Barbara Whalen
      5

      So much better than WF ever was. They never try to rip you off. Great service every time. The car buying service is super useful.

    • A

      Alexander
      3

      Friendly staff, if you are able to get ahold of them...

    • J

      Joy Campanaro
      1

      Can't get through -ever. By phone.

    Personal Loans in Your Area of Encinitas

    FAQs

    • 1. How Can I Contact SDCCU Encinitas Branch?

      You may contact them at the phone number +1 877-732-2848. You may also go to their website and provide your basic information.
    • 3. How Do I Apply for A Loan at SDCCU Encinitas Branch?

      Simply provide your basic information on their website. If you feel like learning about other financial services, take a look at online installment loans provided through a trusted online broker.
    • 5. What Should I Do if I Fail to Pay Back My Loan?

      Contact the lender and reach an agreement in advance. You should know, however, if it"s an auto title loan, your car will be kept by the lender when you default.
    • 2. What Is the Address of SDCCU Encinitas Branch? How Can Find It?

      The address of SDCCU Encinitas Branch is 501 N El Camino Real, Encinitas, CA 92024, United States. Open the map app on your phone to find the fastest route.
    • 4. Is SDCCU Encinitas Branch an Agency or a Lender?

      SDCCU Encinitas Branch is a Credit union that provides loans of all kinds. Visit our website to learn about various types of loans including high-approval-rate personal loans.
    • 6. Can I Obtain a Loan From SDCCU Encinitas Branch With Bad Credit?

      Yes, you can. But peruse the conditions and terms as there can be predatory terms when it comes to bad credit loans.