OneMain Financial W Main St, Bozeman

OneMain Financial Reviews

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  Courtney Hall
  1

  Pre qualified for loan. Credit score of 821. Gave out all my personal info 3x. Made an account... Drove 75 miles of the 100 mile trip to sign papers that apparently cant be mailed or done online, only to receive message I no longer qualify and they would get ahold of me monday to discuss why. Monday has come an gone 2x. So unless you like giving your personal info out for absolutely no reason keep moving. Horrible customer service.

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  Craftsman
  2

  I’m giving the two stars because the employees are very professional and do try their best. Well with what they have... the company itself is very disfunctional. So the employees essentially do what they can with what they’re given. But a lot of your approval on a loan is a scam. If you get approved, all it is simply saying is “thanks for trying and we will let you know” we got approved for a loan and given our next steps to take, we wanted an auto loan and they told us to have the girl go into a one main financial to get the vehicle inspection... but last minute, after the seller had already headed to the agency for the inspection, we called one main to check if it went smoothly and the lady said our co-signer could not co-sign for us since they were not related. But no where was there any notice that the co-signer HAD a to be family. So the. We applied without our co-signer and we gave them the info and VIN of the car & told them it was out of state and we even filled out a out of state application!!!! and then after it all, they said they don’t do out of state applications!!!!! needless to say we were SOL and went with another company. I was disappointed in the salesmanship there and the hidden rules and ways they jip you.....

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  Micah Mcdowell
  1

  If you want to pay on a $5000 loan for a year and still have $4995 left to pay at the end of the year…go with one main!

  Response from the owner

  Hello Micah. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS

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  Lisa
  1

  35% interest rate is thievery. This is essentially a payday loan corporation preying on the poor. Competing lender with my (good) credit score gave me a 7% interest rate on a higher loan in comparison, so I paid it off and gave my money elsewhere. Hidden fees not explained up front, unapologetic staff seems like they deal with this daily. Go to a bank. This is a scam.

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  Tamsyn Janine
  5

  This was the first time I've applied for a loan, and it was an all-around wonderful experience! The entire staff is extremely cordial and professional, and my loan officer was thorough and straightforward in explaining everything. I can't say enough good about OneMain Financial in Bozeman, and I will honestly recommend it to anyone looking for this kind of financial service.

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  Ryan Howes
  1

  I would have never used them if they had been up front about thier 35% intrest rate even with a cosigner with perfect credit. Dont get me wrong, they tell you but not until I was down to about 3 pages of the contract to sign.The word Criminal comes to mind.

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  Hannah Tucker
  1

  This place is a terrible joke. Don't even waste your time applying here, all they give you is false hope and waste your time. We have good credit and good income and suddenly they switched it and refused to give us a loan when they said they would.

  Response from the owner

  Hi Hannah, thank you for contacting us. Our loan specialists make loan decisions based on a host of variables in the full application. We are happy to send you a statement of specific reasons why your request was denied. Please call this number 855-663-6246 and have handy the reference number which is printed in the letter sent with the decision. - AS

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  akram zahran
  1

  I have received an offer from one main financial for up to $15,000 unsecured ,they asked for documents which I provided,and later they sent me an email to use my vehicle as collateral and I can get few thousands ,the deal was not to involve my vehicle and use it as collateral it was supposed to be unsecured loan,I would never apply at that company because they are not to be trusted ,and will make your loan a nightmare .