OneMain Financial Blossom Hill Rd, San Jose

OneMain Financial Reviews

• S

  Sonny Zaragoza
  5

  Going through the application process was very streamlined. Practically the entire process was done online!!! It was great. Nevertheless it was even a better experience working with Gladis D who helped me in completing the application process. A very BIG kudos to Gladis!!!

  Response from the owner

  Hi Sonny, Thank you for sharing your OneMain experience. We're happy to hear that Gladis provided excellent customer service. We look forward to seeing you again soon. – LF

• S

  Shalen Kumar
  1

  They don't tell you that if you pay your loan in full before due date you still have to pay interest in full for the life term of the loan.

  Response from the owner

  Hi Shalen. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS

• T

  Tommy James
  1

  This company is polite at first but as time turns the interest rates stay extremely sharply at 35% if your credit doesn’t improve. During COVID 19 I also found this was one of the only companies that did not lower the APR or even offer a deferred payment. Very disappointing and sad. When times get difficult another technique they practice is to put your car up on collateral for a tittle loan putting people into more crazy 40% APR debts. I truly pray folks don’t get involved with these folks.

• L

  Lindsey Guzman
  1

  This is place is unreal! I got approved on their website. Called to make an appointment and was told again that I was approved. I go in person to finalize everything and bring all my documents only for the guy to tell me, oh sorry we cannot give you the loan after all. He said it was because my monthly income on the application didn't match my paystubs. That's because I put what I made gross before taxes. Then I was told it might be my credit and other things. They give you false intentions and information! All it took was a simple fix on there part with my income. I feel like he wasn't honest in the first place after my denial. I regrets even applying here!

• C

  Chrissy Vaught
  5

  I got approval for a,loan very quickly on the phone within 2 days I had my money direct dep into my account and the website is easy to use so you can set up auto pay. Very good cust serv also. People are always polite and helpful answer all questions.

• J

  Juan alcala
  1

  Horrible place to go for a loan. I have a perfect credit score of 745 and they completely denied my application. I went to Wells Fargo right after finishing up with them and got approved on the spot.

• A

  Aprim Ebrahimi
  1

  Don't get loan from here they mixed our auto loan and personal loan together and we tried to sell our car no one bought our car and we already bought another car becouse the promised us they will seperated the loan after 2 weeks they didn't we got 2 cosigner they didn't approved it too do not get anything from One Main

  Response from the owner

  We apologize for your frustration. We understand that working to improve your financial situation can be challenging, and we try our best to accommodate. Thank you for considering OneMain, and if you'd like to learn more about your application, please call 855-663-6246 and have the reference number (printed in the letter sent with the decision) available. You may also obtain a free copy of your credit report from the credit bureau listed in the notice within 60 days of receipt of the original notice. Thank you – AS

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  Fatima Dias
  2

  Stop!!!! If ever need any help please don't go to this please. They are the most arrogant and fake people in the business. What they want is all your information but they do not have the decency to send an email saying you are not approved. When you call them over the phone everything is easy. However, when you are in front of them is another story. The horrible manager look at you as you are a criminal.I don't even know how people do business with them.

• Y

  Yezennia Obeso
  5

  Best customer services! Fast loan i have ever received on the spot! Easy! Online payments is a big plus! Highly recommend this location!

• D

  Diane Soto
  5

  I highly recommend OneMain Financial. The folks there are Awesome Just got back from seeing my daughter who was in a accjdent. Im back and glad i still could give them the best raiteing.