OneMain Financial N 5th Ave, Kankakee

OneMain Financial Reviews

• J

  Jacqueline Laslie (Jax)
  1

  So…. It looks as if I’m paying in principle just shy of what my monthly payment I’m makin is. And I way over pay. Whoever made this up must love their job. I’ll fix that ASAP. Crooks. Do NOT get a loan from them. Go through Mariner. Never had an issue with them.

  Response from the owner

  Hi Jacqueline. There are several considerations that factor into our interest rates, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Please feel free to reach out to your local branch if you have any questions. Your local loan specialist would be happy to address any concerns you may have and determine the best solution for your situation: https://spr.ly/OMFBranches. Thank you. -AS

• D

  Donald Mcneilly
  1

  The staff is incredible but I was very unhappy with how they do interest. Normally you pay interest on what you owe. I had 200 dollars left on my loan and come to find out they were still charging me interest on the full amount as if I didn't already pay 90% of the loan in 3 months. So with 200 left I still had another $120 added on. If you get a loan through them be prepared to pay way more than you anticipated.

  Response from the owner

  Hello Donald. Various factors come into play with our interest rates, including your ability to meet our credit standards, which includes things like your credit history and your income after your monthly expenses. Feel free to reach out to your local loan specialist to discuss interest rates. Here's your branch's contact info: spr.ly/OMFBranches Have a great day. -AS

• w

  wakeelah caldwell
  1

  I have a loan and this location illegally runs your credit twice the if you apply by yourself and add a cosigner after getting a notice that you are eligible for refinance. The only perk is reward program so you can get giftcard of $25 back from $300 in interest charges you normally pay a month. This branch also tried to get me to explain why my check don't have taxes showing on it. None of your business! Use any other predatory loan but this one.

  Response from the owner

  Hello Wakeelah and thanks for reaching out. We'd like to learn more about this situation. Please email: [email protected] with your phone number, zip code, Google username and a few more details about your experience. -AS

• T

  Tricia Anderson
  1

  If I could post this at 0 stars I would! Super friendly staff but when they say there is no penalty for early payoff it's a lie. The penalty is that for the first year all you pay is interest, so if you want to pay it off at 9 months you find out that practically nothing has come off principal! The same interest should be applied monthly throughout the entire term of the loan instead of completely ripping people off by applying 90% of your monthly payments to interest. What a nightmare this company turned out to be!! NEVER AGAIN and anyone reading this should carefully consider what they are signing up for.

• M

  Mary Strope
  5

  Very helpful, very easy to work with. Thank you. 😃

  Response from the owner

  Hi Mary, We love hearing about your experience. Thank you for the feedback. – LF

• C

  Chrissie Moore
  1

  I would not go through this branch, everyone is very incompetent and cannot do their jobs.

• A

  Annie Holliday
  5

  Danna was wonderful! Excellent Service!