OneMain Financial Betteravia Rd, Santa Maria

OneMain Financial Reviews

• C

  Cassi Harrelson
  1

  Worst place ever went for a Loan to help me get out of debt and this place puts you in more debt . Sets u up on only an interest bearing loan which takes 4$ a day in interest after 30 days that’s 120$ so If Ur loan is 196$ a month truly only like 76$ or so is going to the actual loan rest is their interest they are hurting people more in the long run because of this. I tried asking for help from corporate for one month told them I had a financial hardship when I went to go pay the following month guess what .60 cents went to my loan because the entire month I didn’t pay and let them know they still charged me the 4$ interest every day!!! Tried asking for help and they have nothing to help u. Basically u get a 5,000 $ Loan these people are truly gunna get u for about 10,000 $ so look around before going through One Main Financial believe me it’s not worth it. Recently talked to other places like Upstart and so forth and they have many opportunities to help u and to be sure interest like this one doesn’t get u for everything! Also Scott the Manager had no resolution just more like : sorry about ur luck had u been able to pay that month u wouldn’t have all this interest build up. Hence the fact why I asked for help!!!

  Response from the owner

  Hello Cassi. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS

• S

  Sherri Earl
  5

  This place is amazing. The Staff is very friendly and welcoming. They are extremely helpful. Thanks to them my Credit Score has soared. This is a very honest, trustworthy company with the main goal of helping people. I highly recommend them to anyone who needs a loan and help to improve their credit. I went from high 500s to high 700s credit score thanks to their help. :)

  Response from the owner

  Hi Sherri, Thank you for taking the time to provide us with a review of your experience. We are pleased to hear that our team made your experience pleasant, and we look forward to seeing you again soon! – LF

• K

  Katye Simmons
  5

  Blanca Castillo was very helpful and professional in how she spoke to me and treated me. The office was clean, and all the staff were wearing masks. All precautions were taken to make sure my visit was a safe one. The transactions were done very well with a minimum of fuss. I would have no problem using your office in the future.

• V

  Vanessa Luna
  1

  GO SOMEWHERE ELSE! If you have lots a debt, they don't care about how much you make even if you have a private income its not enough, somehow after going 25 times or more because the agent was always out of the office, Still got a loan online through a different agent, it was only a little 2,000 loan and they end up suing you if you don't pay for it, I tried to reason with them going back to school as a nurse but they shame people instead and push other stuff on you to get as your package insurance in case you can't pay, if you are in debt and owe them pay them as fast as possible, don't get interest and try somewhere else.

  Response from the owner

  Late or missed payments can increase the amount of interest you may owe, you should always pay your monthly loan payments on time, to avoid paying additional interest charges or late fees. Please feel free to reach out to your loan specialist to review your account. - CK

• C

  Chris Rios
  1

  I was pre-approved online I gave exact income amounts on paystubs when I called local branch. Blanca assisted me(if you can call it that) she was very rude and asked me to leave as they don't loan to people who don't make enough $. I have over $1500 to spare monthly and I was trying to obtain loan that's monthly payment was a mere $161 monthly. Ridiculous since my job history is 5 years

• H

  Hails
  1

  Every time I call, they say they are busy and promise to call me back once they become available. I never get a call back!!!! I got a loan here for a surgery, but once the surgery fell through I decided to return the check (without it even being deposited to my account yet). They were condescending, blamed me for the situation I was in, and was overall RUDE. I’m surprised they even have the good reviews on here. They have caused me nothing but stress. The manager is just as bad.

• I

  Iral Zetina
  1

  For some reason, even though I read all of the negative reviews, I thought this place was going to be okay, but of course those reviews are for a reason. I was very displeased with the entire loan process. I dislike the fact that they try to push the "optional insurance products" so hard. When I changed my mind and decided to cancel them, the branch was very dishonest and not helpful in assisting me. This branch gave me the runaround, straight up lied to my face, and generally were just very unhelpful. Can't wait to pay this loan off and never deal with these people again.

• R

  Rachel Gonzalez
  5

  It was super easy and Raeanne was so helpful and talked to me like a normal person didn't judge me it was great. I highly recommend one main financial if ur in a bind and need help quick

  Response from the owner

  Hi Rachel: We appreciate you taking the time to leave us a review and are glad to hear about your experience! - RG

• c

  charla dancey
  5

  Everyone in the Santa Maria office were so kind and helpful which made my loan process Easypez. Thank you ladies

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  Henny Barnett
  5

  Very helpfull, friendly and a good company!!