On-Track Credit Path Belmont Rd, Downers Grove

On-Track Credit Path Reviews

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  leslie debes
  5

  I want to thank Ontrack Credit Path for helping improve and increase my credit scores. I was struggling for 5 years with poor credit. The Ontrack Credt Path service through their investigations with the credit bureaus andeducating me on good credit habits for the future, was able to get my credit score in the high 680. My credit score is now high enough that I can sell my existing home for a profit, I could never do that because I couldn't qualify to purchase another home. Now I qualify to buy a new home. Ontrack Credit Path taught me that I didn't have to do this alone. I did everything the company required to be done throughout and learned so much in the process. Their service changed my outlook, my credit score and my life and I didn't have to have the service for my whole life to achieve better credit. Everyone should use them. Thank you again! Leslie

  Response from the owner

  Congratulations on your success! We always strive to help the client reach their goals. We thank you for all your hard work in completing everything required as a client. We look forward to your referrals. We wish you luck in your credit future!

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  Erica Estrada
  5

  Amazing experience with ontrack!I needed work to my credit and I was really surprised to find out all the things they could help me with. And in just 5-6 months my score went up immensely! I was at a 675 and now I’m at 757! I couldn’t be happier!!! Now that my credit is in great standings I’m able to do so much more! Thanks team from ontrack!

  Response from the owner

  We are always so excited when people find success through our service. While we work to address the negative issues, we want to thank the client also, while in the service, for her dedication to working hard and doing everything asked and required, in a timely manner. By following the education throughout the process, the client will add a lifetime of good credit behaviors to herself and family. The client now moves with a full credit education and can look forward in their future at all the possibilities better credit brings. Good Luck!

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  Emmett Schulte
  1

  Only one guy to talk to. If you wanted information he would talk circles. Nothing improved and we were with this company for six months. Almost 1k down the drain and not a single point of increased credit. Do not use. You will seriously regret it. My wife used their services and I can verify that I did work with them. The person we worked with was named Jeff and the experience was horrible.

  Response from the owner

  We want to apologize that we have no record of an Emmett Schulte having used or spoke with our service. We would like to to acknowledge that a person who uses our service will always have their own Account Manager to assist and answer all questions while a consumer is working with our service. This allows a client to always have a personal direct contact.

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  Kevin L
  1

  Jeff Igel can talk a big game as I did business with him off and on for years. I went in to buy a car I had a 527 credit rating. I did more without Jeff in two months on my own than he did in three years. Dishonest sits on your money and does very little. Save your money.

  Response from the owner

  We wish the consumer good luck in their credit future, as they moved on from our service 4 months ago. We are not a lifetime service. Our service is only a month to month service with no extended commitment for the consumer. As we helped this consumer successfully a few years back, we rarely see any consumers return needing our type of service again. We are immensely proud of that fact. We do understand life happens and if a consumer does fall back into a damaged credit reporting situation, even helping with scores as low in the 400’s, we will do our best to help them with their credit issues, re-educate them on better credit behaviors and get them back on track again. Since our service is a shorter period service, we strive to educate the consumer with the best future credit behavior options, such as, do not refuse payment to creditors, pay all bills on time-no late payments, do not apply for new credit and excessive inquires and pay your balances down below 30% when possible. These are great guidelines for the consumer to follow in their credit future, but we cannot make someone follow these suggestions. Credit can change everyday and it will be present for our entire life. We are happy the consumer, as they stated, is having excelled success after our service and education. This is what is supposed to happen. They are now on their own moving forward. This makes us hopeful they will not need this type of service in the future. Good Luck and be safe.

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  Bob Reese
  5

  Very fast process to increase credit rating. Helped us immensely. Got rid of data on reports that was wrong. Reports had us living in towns we never even visited.

  Response from the owner

  We want to wish our past clients unlimited success after our services. We are always excited about our clients future as they move on. We are not a lifetime service and work very hard to educate the consumer consistently during the process on the best required credit behaviors, during the service, and after as they take it into their real life. We hope you continue your path of success in credit, education, and life.