John Thomas- Loan Officer Ogden

John Thomas- Loan Officer Reviews

• i

  isaac garza
  5

  Very professional! As a first time home buyer I was fretting the experience of the whole process. But from the very beginning John made every step of the way straightforward and very simple. Knowing that he was with me, available and willing to answer any and all of my questions, and even help me fill out some of the forms that seemed confusing via zoom or over the phone eased my nerves and made the home purchasing process interesting and actually enjoyable.

  Response from the owner

  Thanks for your kind words, Isaac! Thank you for your service to our country and for the opportunity to serve you and your family. It was my privilege to work alongside you all on your journey into home ownership!

• a

  amarilis malone
  5

  My experience with John as a lender was really amazing, everything very clear, even though english is not my first language he always gave the extra mile for me to understand everything . I will recommend him and his team 100%. Also very honest and patient.

  Response from the owner

  Thanks so much for your kind words, Amarilis. It was a great privilege to serve you and your family! I am so happy for you and look forward to seeing all the good things ahead for you.

• J

  Jason H
  5

  John was a tremendous help to us when we recently refinanced. He kept us informed during the entire process. He was up-front about fees and how rate locks worked, and he worked very hard to get us the best rate he could. After working with a different mortgage company for our initial purchase loan, and not having a great experience with them, working with John was like a breath of fresh air. Cannot recommend him and United Independent Mortgage enough for those looking for assistance with a new mortgage or for refinancing options!

  Response from the owner

  Semper Fi, Jason! Love working with my veteran/USMC friends. you and Mandy were a joy to work with. Thanks so much for your kind words. So glad we earned your trust and made your experience enjoyable!

• R

  Russ Robinson
  5

  John is incredible. As a small business owner, refinancing can be a little difficult as there is a lot of paperwork to juggle. John and his team made my home refinance smooth and fast. I have referred everyone I know who is thinking about buying or refinancing to him and there has not been one disappointed person. You won't be disappointed either.

  Response from the owner

  Thanks for your kind words, Russ. I am so glad we were able to serve you well and we consider it an honor that you refer folks to us so often. We appreciate you!

• B

  Bernadin Guerby
  5

  I’m so grateful to have independent mortgage by my side during the process of buying our house, they know what to do to make the process going easy and smoothly, thank you for making the process easy for us, for a fist time buyer John Thomas and his team make sure you have the approval from the lender easy. If you planning to purchase a house don’t hesitate to contact Independent mortgage because they’ll make sure you have a good and easy experience to purchase your dream home…

  Response from the owner

  Thanks so much for you kind words, Guerby! It was our privilege to work with you all.

• C

  C
  5

  We refinanced with John after looking at rates from homie, better, rocketmortgage, loandepot, quickenloan and 2 other local companies. I went with John for a few reasons: 1) THE LOAN - he helped me think differently about the mortgage process and ultimately chose a different loan type than I originally considered (standard refi) 2) THE RATE/BUY-DOWN/CLOSING COSTS - He provided significanlty better rates, buy-downs and closign costs than even these online clearinghouses. I had previously gone through loandepot and had a great experience but the cost of this loan through John was significant. The fact that JOHN is a really great person is a HUGE bonus. Here is what I liked: 1) HONEST - he was very upfront and honest, he kept his commitments 2) VIDEO WALKTHROUGHS- he woudl send video walk-throughs to review mortgage rates - saved me time, but gave me the detail i needed 3) STRONG TEAM - his team followed up with me consistently to make sure everything was on track. He is WAY better than the online mortgage brokers because iti s PERSONAL and focused on the best solution for you - not just giving you a menu to select. He is WAY better than the local 'MORTGAGE BROs' because he is honest and down-to-earth. Would do business with him again, and would recommend him to friends and family

  Response from the owner

  Thanks so much for your kind words, Cameron. It was our pleasure to serve you and Sarah. I am so glad our passion for providing a great experience combined with excellent pricing came through! Looking forward to working with you again.

• B

  Brendon Scoggin
  5

  John and his team were top-notch. They were personable, informative, and punctual. Through every step they communicated diligently with us to ensure we understood the process. I will eagerly recommend them to anyone buying a home!

  Response from the owner

  Thanks so much Brendon! So excited to you have you and your family in Utah. We are grateful for your trust and look forward to serving you, your family, and friends in the years to come.

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  Ben Long
  5

  John was helpful, kind and hard working. He was quick to respond to messages and kept us updated on the progress of the loan. We were grateful to get to work with him!

  Response from the owner

  Thanks Ben! Loved working with you and Amanda. So grateful for your trust and the privilege to help you with your home mortgage needs.