Store Directory > Installment Loans Near Me > Texas > Beaumont > Education First Federal Credit Union
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Federal credit union

Education First Federal Credit Union Laurel Ave, Beaumont

3.3
(3)
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Phone:

+1 409-898-3770

Website:

https://www.educationfirstfcu.org/

Address:

4350 Laurel Ave, Beaumont, TX 77707, United States

Services:

Auto Loan, Credit Card, Financial Advice, Financial Advisors, Financial Education Resources, Home Equity Loan, Loan Calculator, Mortgage Loan, Personal Loan,

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    Education First Federal Credit Union Reviews

    3.3
    3 Reviews
    • T

      TIFFANY HEBERT
      2

      I've been banking with EDFCU for 15 years and I am now considering switching banks. They updated there website on 9/29-10/2 and now I can't access one of my accounts. I called and requested a place in the Queue for a call back. I was called back after an hour to be placed immediately on hold by a lady for another hour. They never answered and you can't just walk in due to covid. I can't make an appt because the hold time is over an hour just to speak to someone and there is no way to bypass it. This is very inconvenient since I am at work and can't just leave to try and talk to someone at the bank.

      Response from the owner

      Hi Tiffany - we're very sorry to hear about your experience. With the new system going live, our call and chat volumes have been higher than usual. Please note that all of our branches are open to full capacity, so any of our staff members would be happy to assist you at your earliest convenience. Our Member Service representatives are available by phone M-F 8-5, and Saturday 9-12. Branch hours vary slightly by location. We are also available to address certain concerns via social media if you send us a message. We value your membership and will do our best to get you back online as soon as we can!

    • c

      cwslsj
      2

      Nice staff poor business practices. We found out our account was being debited for a membership that was not ours. Contacted bank they admitted to putting the wrong account #. I filled out all the paper work went through there legal process, there were five different charges going back four months. They only reimbursed us for one payment. After contacting them again they said they would not reimburse us some 60 day policy ( never heard of anything like that). While closing our account they wanted us to go through the legal process again NO THANKS.. We decided to take the loss and move on before it happens again.

      Response from the owner

      Hello, we never want anyone to feel disappointed with our quality of service, and we apologize that you were disappointed. Please direct message us directly at [email protected] and we can help assist you with the matter further. Again, we do apologize and would like to remedy the situation if possible.

    • K

      Kayy A
      4

      My mom LOVES this credit union. They took a chance and gave her her 1st financed auto loan at 6.25 rate, that helped her establish credit. She had no credit before then. They also approved a personal loan, and a polar express loan. She had paid them all in full and on time, which help boost her credit score to 717,687, and the other one is unknown; but I'm sure its pretty decent as well. They were there for her when the government shut down, natural disasters hit, and during the pandemic. During these unexpected times, the allowed her to skip payments without charging fees or being pentalized. Even when she was uncertain about how she will continue to pay her loans after lost of certain finances, they were there to help her as much as possible with compassion. Everyone speak so highly of other credit unions like Neches, who she also banks with, but no other credit union have been there like EDUCATION FIRST CREDIT ONION! People were trying to deter her about doing business with them from the beginning, but it has been a blessing to choose Educational First. Thanks to all staff. You all rock!!

      Response from the owner

      Thank you, Kerenay! We're honored that your mother chose us, and look forward to continuing to serve your family in the future.

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    FAQs

    • 1. How Can I Reach Out to Education First Federal Credit Union?

      You can reach out to them on the phone number +1 409-898-3770. You may also check out their website and fill in the application form.
    • 3. What Services Are Provided by Education First Federal Credit Union?

      Education First Federal Credit Union is famous for its financial services including: '
      • Auto Loan
      • Credit Card
      • Financial Advice
      • Financial Advisors
      • Financial Education Resources
      ' If you have a consistent income, you may also take out a cash advance.
    • 5. Is Education First Federal Credit Union an Agency or a Lender?

      Education First Federal Credit Union is a Federal credit union that provides loans of all kinds including bad credit personal loans.
    • 2. What Is the Location of Education First Federal Credit Union? How Can I Go There?

      The address of Education First Federal Credit Union is 4350 Laurel Ave, Beaumont, TX 77707, United States. Get help from an online map for directions.
    • 4. How Can I Get A Loan at Education First Federal Credit Union?

      You can fill in the application form on their website to apply for a loan. If you feel like learning about more financial options, take a look at US Installment Loans and explore.
    • 6. What Should I Do if I Can't Repay My Loan?

      Reach the Lender and work out favorable terms for both parties as soon as possible. You should know, however, if it"s a car title loan, the vehicle will be kept by the lender when you default. Visit our website for more information on title loans.
    • 7. Can I Take Out a Loan From Education First Federal Credit Union With A Bad Credit Score?

      Yes, you can. But peruse the conditions and terms as there can be predatory terms when it comes to bad credit loans.