DATCU Credit Union Reviews
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Jasmine Gonzalez1Financing my car with them, never was aware of the outrageous charges they make for leaving a lapsed of insurance. 2 months is worth $1,985!!! That's a $1,000 each month, way more than my car payment, after talking to representative and she said i should be cleared as longest i provide proof of insurance... here comes a bill for almost $2,000 . This is crazy, i should've stayed with other bank that was financing my previous car, biggest mistake honestly i regret it now. Do the research before doing any kind of switch, the reviews exist for a reason.
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Jason Blosser1Overall, the employees there are polite and friendly. However, whenever you have a issue that cant be resolved through one of their automated systems it will take forever to reach someone by phone. They will have you on hold for awhile. Every call is routed to their main branch in Denton, its not possible to call a different branch directly. 20-30 minute wait time is the norm. Its been this way for along time, way before the pandemic hit and businesses got short staffed. Its one of the reasons I stopped banking here. Too many other banks out there where thats not a issue.
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Mason Carden1Terrible customer service. Not only rude but down right incompetent. I called up last week to have a new card mailed to me and talked to a girl named Lily(after waiting probably 45 mins on hold). It never came in the mail and DATCU deactivated my debit card anyway. When I called them again to have this resolved, they had the nerve to tell me that Im wrong and that I never called to ask for my card to be mailed to me. So I have been completely cut off from my own money because this bank is too incompetent to put a card in an envelope and mail it to the correct address. Unbelievable.
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Joshua T5I came by to make my first car payment and was greeted by Anabel Torres...I must say she has world class customer service skills and is so personable she took the time to walk me through the mobile app and help me sign up you can't teach the level of customer service that she provides
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Elizabeth Goff5We needed a car loan, because we had such a negative experience due to one of your loan officers at the Flower Mound location, I shopped around instead of going through DATCU just to avoid such negativity. Well, no one gave us a better rate than DATCU so we went back for another car loan but at a different location. We went to The Colony location. We were greeted by Kelly V. and given thee best customer service. She went through and explained the paperwork and answered any questions we had. She was patient, funny, and I will definitely follow her to any branch she's at. Thanks you Kelly. You are truly a 5☆ individual.
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Zane Perkins5I see negative reviews and I must admit I have never had to get a loan from them so I am unaware of their characteristics there, but every other experience I have ever had with them has been painless and smooth. When I ran into issues with my gym over charging me, I called DATCU and they immediately filed a dispute, stopped the charge, and transferred me the money from savings to checking (despite being at the REG D limit, they bypassed the charge) to pay it just in case. Love DATCU and love this bank.
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Katelin A.5We had a great experience with Jessika R. while at DATCU. She helped us find the best plan (and a fantastic APR) for a vehicle loan. Thank you so much Jessika!
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B G1Fraud department denied my reimbursement and sided with the scammers. Withdrew all my money and closed my multiple accounts with them. Will NEVER use them again.
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John Culp1Seriously, credit unions are supposed to be more trustworthy and all I've gotten is the run-around I have seen from big banks. If someone has an adequate credit score, how are you going to deny them on a 60 month loan of just $8,000 with a $37k salary? Absolute garbage.
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Aaron Schultz5I see a lot of negative reviews on here but I've been banking with them for over 10 years and love them. Any time there's ever been a problem I've walked away happy with the outcome. Nice people nice service
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FAQs
1. How Can I Get Connection With DATCU Credit Union?
You can call them at this phone number +1 940-387-8585. You can also search through their website and fill out the application form online.3. How Can I Get a Loan at DATCU Credit Union?
To apply for the loan you want, you can search through their website and fill out the application form online. If you are searching for payday loans, you can click here for more details.5. What Can I Do if I Can Not Repay My Loan?
Kindly talk to your lender if you are struggling with the monthly payments. Different lenders have different solutions to payment respite. Remember to check out carefully before signing any loan agreement.
2. What Is the Site Of DATCU Credit Union? How Can I Access This Store?
DATCU Credit Union is situated at 4190 Main St, The Colony, TX 75056, United States. Kindly take a look at the map and find the most convenient way to access it.4. Is DATCU Credit Union an Agency or a Lender?
DATCU Credit Union is a Credit union. To make your lending process smooth and quick, we can link you to more than 100+ lenders over the internet. You can visit our official site to secure a small personal loan with no hard credit check.6. Does DATCU Credit Union Offer Bad Credit Loans?
Yes, but if you want to boost your possibility of getting approved, we can help you out! Just turn to our online service to get a personal installment loan even with your low credit scores.