Credilife® ... A Financial Wellness Company Co Rd, Burnsville

Credilife® ... A Financial Wellness Company Reviews

• D

  D. Washington
  5

  I would highly recommended credilife to anyone who’s trying to repair there credit and gain more knowledge doing so. Every encounter I have they have been positive and respectful. The coaching calls provided great feed back as well. My scores started out low 500’s and it’s the 700’s in less than a year . They also taught me how beneficial owning credit cards are when you use them the right way . I feel more prepared and knowledgeable in my credit journey and will make smarter decisions in the future.

  Response from the owner

  Thank you! It means so much to be recognized for the care attention we strive to provide, resulting in the experience and success you’ve described. Wishing you nothing but continued success! You deserve it!

• M

  Michael Lykowski
  1

  Don’t do it. They’re a bunch of scammers. I hired them to fix my credit over 3 years ago and they ended up getting me sued. Their letters are unethical and all they care about is the money. You have to pay an additional onboarding fee and then a monthly payment, and after you cancel they still charge you for months at a time. They are currently trying to have a collection company collect a payment that they wanted AFTER I canceled!!!!!

  Response from the owner

  At Credilife® we use a factual technical investigation strategy focusing on aspects within each account that may be inaccurate, incomplete, or unverifiable as of today. We do not implement unethical investigative strategies such as claims of "not mine", the filing of police reports, and other unscrupulous methodologies. Ignoring past due financial obligations may result in lawsuits. We never advice our clients not to pay their debts. In fact, a larger part of our program revolves around credit and financial education, credit building, savings, debt and money management. Our records indicate this account was suspended for non-payment and we were not given the respect of a return call or response to efforts to resolve the $135.00 open invoice. Most of our clients come to us demanding more from themselves... motivated and ready for change. If you are sick and tired of having bad credit, if you find yourself in a forever cycle of living paycheck to paycheck and being held back from your credit and financial related goals, Credilife® is the company for you. If you're looking for a quick fix, and you think credit repair alone is the answer, it is important to understand that there is so much more to your credit score than the history of lent money. The number of active accounts, the types of active accounts, the management of active accounts, and your relationships and mindsets surrounding money are all far more important than any mistakes you've made in the past. You must take action and be committed to real positive change, otherwise history is destined to repeat itself. Michael, if you're still caught in the same spiral you came to us in back in 2018, I would encourage you to reach out to us and connect with a coach. Your success is our #1 priority. "The best time to plant a tree was 20 years ago, but the second best time is today!"

• B

  Barbara B
  5

  Highly recommend! The coaches are very knowledgeable and I’ve only been in the program 1 month and have already seen drastic results. I work with Jeremy and highly recommend him, you’ll know your in good hands after the consultation!

  Response from the owner

  Thank you Barbara! You're review is the talk of the team this morning. We appreciate you taking the time to share. It means so much to us! You're friends at Credilife®

• L

  Lena Smith
  1

  Great in the beginning but hard to communicate with. My “credit counselor” changed 3 times. I got the most contact and attention when I tried to cancel. Great in the beginning but hard to communicate with. My “credit counselor” changed 3 times. I got the most contact and attention when I tried to cancel. Seriously—-more contact from them after leaving this review than when I was paying the every month. I would love a refund of everything I paid. Jerrad said he couldn't help me with the situation with the credit reporting of my current mortgage which was pretty much the entire reason I wanted to use credilife. I was told by the first guy in the initial consult that they could help. Jerrad said they couldn't and told me it would be best for me to call my mortgage service directly about the reporting. Well I followed Jerrad's advice and my credit score TANKED. All that changed in the long run with credilife is I have you guys over $1000.

  Response from the owner

  Hi Lena, I apologize for the difficulty you've described in connecting with your coach. We work very hard to make ourselves available to our clients. In addition to direct to coach Text and Phone availability, we provide our clients the ability to book appointments using individual booking links unique to each coach. This method of pre-scheduling calls allows the coaches to set aside time to not only prepare, but to also give our clients their full attention without distraction. That said, we know that pre-scheduled calls are not a fit for everyone in every situation so we also accept inbound calls Monday through Friday from 9am to 6pm CST, use a support ticketing system for emails to support and billing, a Facebook Group for posted questions, and a personal and private communication dashboard that is hosted individually for each client. I'm sorry that we didn't have the opportunity to connect sooner, but either way, I appreciate you sharing your experience as we are always striving to do better. I’ve reviewed your file and am happy to see the very positive investigative results, but I also see where you were up against a unique situation that we were trying to assist you with. It is challenging when someone is struggling with a scenario that is not common because we don’t have the systems in place to address them as efficiently, but it is through these challenges that we learn to set better expectations of time frames and potential outcomes. I’ll be reaching out by phone if you are willing or interested in discussing your experience in more detail. I am interested in the current status of the problem in the event there is any further value I can offer. As I mentioned, getting involved in unique situations help us to not only help you, but to help other client’s that may come to us for services in the future with similar circumstances. Wishing you all the best, and again, my sincerest apologies.

• S

  S Merc
  5

  I haven't had the money to hire the professionals yet but plan to once I'm back working from maternity leave. In the free group I've learned about settlement techniques, not to offer even dollar or percentage amts start lower than what you actually are willing to pay to leave room to negotiate. I've learned about credit mix and utilization percentages. I've learned about investigating vs disputing and how there is more hope of fixing my credit than I ever thought possible before. I have hope that one day we will no longer be stuck in a motel and can have a home.

  Response from the owner

  Thank you for sharing S! I guarantee this message resonates with so many. You don't need hope. Picture your dream home. Really see it. Wake up in it! Make decisions today with that goal in mind. There is no place for a plan B. Plan B assumes Plan A will fail. You've got this!

• J

  Jbarrera 281
  5

  What a great investment in myself. Chris always took the time to explain credit and how it works. I learned so much and Read the benefits of having good credit. I went up nearly 200 points from when I started to the end. I was able to buy a new home on acreage. I was able to get approved for credit cards and credit lines that I was never able to do before. Thank you Credilife

  Response from the owner

  Amazing! Thank you for sharing. Every member of the Credilife® team is passionate about helping others. It's your success that drives us every day. It means so much. Thanks again!

• f

  foxtrisha48
  5

  I'm doing credit repair myself by getting tips and listening to your live videos about collections on Facebook. I had a total of 4 collection on my credit report and successfully have had 3 removed from my Credit report.. I'm in the process of removing my last collection. Thank you so much for all the helpful tips ❤ I couldn't have done it with out yall.

  Response from the owner

  Thank you so much for sharing! Be sure to join our Credit and Financial Wellness group when you are ready to take things to the next level! Keep up the good work!

• B

  Brittany Meyer
  5

  I literally knew nothing about credit before this. I was able to send out all my investigation letters, validation letters, opened up two secured cards, a Fingerhut, and a installment loan. They help you learn how to do it on your own but also have a great step program to follow as well. My score is slowly going up but I love that I have a reliable source. I watch all the lives now in their free Facebook advice group and I’m just so excited that I’m learning and now able to help other friends from what I’ve learned.

  Response from the owner

  Thank you for sharing Brittany. You've begun to establish the foundation for a healthy credit profile. Be sure to join our Credit and Financial Wellness group if you haven't already. We have some exciting announcements to come. Congrats!

• B

  Breana Garcia
  2

  I joined the Facebook group and it was good at first. Then I kept getting private messages from people trying to sell me stuff. I even got a message that if I did a good review I would be paid 20.00 and I did not do it!!! I got out of the group and will leave any questions to a professional not a group of people who act like they know what is going on.

  Response from the owner

  Thank you for your review Breana. My apologies for your experience on Facebook. We work hard to enforced the Group Rules, among those being NO PRIVATE MESSAGING and NO UNAUTHORIZED SELLING OR SOLICITING. Employees of Credilife® volunteer their time to provide education, information, and advice to members driven to improve their credit and financial wellness, unfortunately not all of the members' intentions are honorable. The moderators and administrators do their best to enforce the rules however Facebook does not provide controls to police the behaviors specific to your concern. We depend on members like you to report these types of infractions so they can be addressed promptly. I would appreciate if you would email us with additional details at the email address found on our 'Contact Us' page at https://www.yourcreditlife.com/ It is essential that we remove and ban members found to be operating outside of the Group Rules in order to maintain a community where its members feel safe to explore, share, and grow. Thank you in advance.

• J

  Jorge Romero
  5

  Credilife has helped me a lot. I was with them for a short duration but within that time frame, i learned alot. This isnt one of those "wham bam, thank you ma'am" credit repair services. They take their time to work with you as well as teach you. Their credilife coaches make the process very smooth and they not only tell you what theyre doing they show you the process every step of the way. Thanks to credilife i not only have better credot but i have the knowledge to maintain it and keep it growing! Thank you credilife!!

  Response from the owner

  Hi Jorge, your review is a true testament to what we are working so hard to achieve. Much like that age old adage,... "if you give a hungry man a fish, you feed him for a day, but if you teach him how to fish, you feed him for a lifetime". Thank you so much for the kind words! Stay mindful, and be well. Your friends at Credilife®