Community Bank, N.A. Reviews
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Matthew Nesbitt2Their systems seem to be outdated and unreliable, and their customer service is disgraceful. The branch set up an automatic monthly transfer from my checking account for a loan payment, but the amount doesn't match the amount due on the loan. I'm unable to update the amount online; their customer support team says only the branch can manage the transfer, and the branch has no idea what's going on and responds with "it's only, like, a dollar, does it really matter?" Appalling. I'm sure if I underpaid by a few dollars, I wouldn't get out of the late fee with the same response. I was told by the customer support team that if I made a manual transfer of the correct amount, then that payment would supersede the automatic transfer. Kind of ridiculous, but it at least worked for a couple of months. Until it didn't, and my account was overdrawn due to a double transfer. The branch declined to refund the overdraft fees, calling the whole situation my "error." They were able to reverse the transfer (eventually), but then didn't call me back until a day afterwards, causing yet another day of overdraft fees. I gave up about the fees and at least got them to say they would look into why the automatic transfer is incorrect and call me back in a day or so. Ten days later and still haven't heard anything.
Response from the ownerHi, Matthew. We sincerely apologize that you’ve had these reoccurring issues with your monthly payments. We’d like to connect you with a member of our senior management team to address this further. Are you able to please reach out to us at [email protected] and provide the best phone number to reach you on? In addition, we’d like to thank you for sharing your feedback with us about our operating systems. We’ll certainly take your situation into consideration when assessing future updates.
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FAQs
1. What Can I Do to Reach Community Bank, N.A.?
You can reach out to them on the phone number +1 518-762-7700. You may also go to their website and submit your information.3. How Can I Take Out A Loan at Community Bank, N.A.?
Simply submit your information on their website. If you feel like learning about other possible solutions, take a look at instant installment loans provided through a reliable online broker.5. What Do I Do if I Cannot Pay Back My Loan?
Contact the lender and reach an agreement in advance. You should know, however, if it"s a title loan, your vehicle will be took by the lender when you default.
2. What Is the Location of Community Bank, N.A.? How Can I Go There?
The address of Community Bank, N.A. is 311 N Comrie Ave, Johnstown, NY 12095, United States. Get help from an online map for directions.4. Is Community Bank, N.A. an Agency or a Lender?
Community Bank, N.A. is a Bank that has various financial services to offer. Check out our platform to learn about various types of loans including high-approval-rate personal loans.6. Can I Take Out a Loan From Community Bank, N.A. With A Poor Credit Rating?
Yes, you can. But carefully go through the offers as there can be unfair conditions when it comes to bad credit loans.