Commonwealth Financial Systems, Inc Main St, Dickson City

Commonwealth Financial Systems, Inc Reviews

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  heather graham
  1

  Received a call from a process service agency stating someone was coming to my home with court papers. This individual could not tell me the specifics because he said it was sealed...knew then that they were trying to scam me. He gave me a number to call and a case number. I called the number and the individual stated it was a debt collection agency. They were attempting to collect a debt from Kohls. He stated I owed Kohls almost $3000 but he could try to talk to his boss to get that amount lowered. After being on the phone with him for more than 30 minutes, he said I could pay it off for $1300???? I knew this wasn't correct because I only owed Kohls $700. I contacted Kohls and they informed me THEY DO NOT USE THIS AGENCY TO COLLECT DEBTS!!!! AND THEY DO NOT SEND SERVICE PROCESSORS TO YOUR HOME!!!! SHAME ON YOU GUYS! I am so thankful I was smart enough to contact Kohls before giving them money!!!!

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  Christopher Duarte
  1

  After paying off a medical bill through another collection agency these scum bags opened up a new collection for the same debt that I just paid off. And like clockwork they close and reopen the account on the 15th of every month, driving my credit lower and lower. I’ve contacted them countless times and they pretty much tell tough s*** and won’t accept any receipts from the legitimate collection agency i paid my debt through.

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  Christine S
  1

  I just saw this company in my credit report twice, literally back to back! I don't owe anyone money, so how was an account in my name opened through this company?! Also, don't you need my SSN for this? I did not give permission for any "collections" company to obtain and use my SSN number. I want this off of my credit report. Especially since you can't open two separate accounts and post it to my credit report. What the hell!!!

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  Jacob Hernandez
  1

  Dear Commonwealth Finance, If you continue to falsify claims on my credit report I will continue to report them. I have nothing but free time and will actually get my lawyer involved. Thank you for helping me build a case. Sincerely Jacob out of Dallas, Texas.

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  Mark Sosebee
  1

  I only hope people will read this review. For months I have been doing research on Credit Repair . Collection agencies should be closed down .I realize they are "only trying to collect on a bad debt" but I truly think the Original Creditors should be responsible for this. Here is how collection really goes. You owe XYZ Company $1,000. The bill goes unpaid for a certain amount of time and then gets SOLD NOT TURNED OVER .That's a bit of a miscommunication in this field. Yes some creditors sub out collections and can "Pull it back in" at a later date but most are SOLD and they are sold for PENNIES ON THE DOLLAR. So the collection agency might have only paid $75+- (just guessing) on your $1000 debt. And if you settle with the Collection Agency for $1000 they hit the lottery and your the one paying out . Most debt collection agencies will take what is a"Paid for Delete' meaning you offer to pay them what you feel is fair or what you can afford and they will delete it from your credit file. Be very careful and get it in writing. If your reading this then go ahead and do a GOOGLE search for "Pay for/to Delete" there are lots of examples you can get. Never I mean NEVER offer to deal over the phone. Do everything in writing and NEVER admit to the debt. It should be referred to as "alleged debt". If you have had battles with them and are at your witts end you can easily contact the Consumer Financial Protection Bureau. Obama started this to protect consumers from crooks and thieves in the collection business. It's extremely easy to file a complaint (I actually did mine on my smartphone) Just have your information in front of you. That's the original creditors info and the collection agency information along with any documents you have to support your claim. If you do have docs it's Best/easiest to take a photo before you get started. I filed one against a collection agency who after disputing it multiple times with all 3 agencies for reporting wrong information. The collection was removed from all threr (Experian Equifax and TransUnion) within days .I actually got a response to my complaint within 3 days. The last thing a collection agency wants to do is have this agency CFPB coming down on them like they did Midland Funding making them pay $$$ MILLIONS $$$ In fines and settlements . So please don't worry .You do have rights but you just have to exercise them. #GiveEmHell Good Luck

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  Benita Dilley
  1

  Consistently fails to comply with the Fair Debt Consumer report lega protections. If this company has contacted you, immediately write and DEMAND a written copy of all records and copies of payments on those accounts. When they ignore your letter, you are entitled to damages.

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  Amanda Bunch
  1

  They added a debt to my credit that was INVALID, which I proved and they removed the debt. I went on to continue building my credit, which I successfully did. On the VERY DAY I was applying for my home loan, they placed the SAME ACCOUNT BACK ON MY CREDIT and took my credit down nearly 40 points. After disputing it AGAIN and proving it is INVALID, the credit reporting company has informed me it is being removed AGAIN. This company literally ripped my family's chances at home ownership away. We have to start over and rebuild our credit to fix what they did and there's no way of getting this time back. We were supposed to buy the house that we are currently living in and now it is being sold out from under us because we couldn't qualify for the loan in time. We had so much arranged and were working so hard, and their mistake has absolutely devastated my family. THIS IS A DIRECT RESULT OF THE FRAUDULENT ACTIONS BY COMMONWEALTH FINANCIAL. THEY SHOULD NOT BE IN BUSINESS AND NEED TO BE SHUT DOWN!

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  Iam Panjwani
  1

  I would give this company NEGATIVE 5 stars, Infact they don’t deserve any negative stars either. They put fraudulent medical charges on my credit which was not even mine or under my name. I also called the hospital regarding about the bill and they didn’t had no record of it at all. Please be ETHICAL !!

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  Don Kee
  1

  One star is too high a score. They go after what's refered to as zombie accounts that were settled but still floating around, put them on your credit to reflect negative then hold you hostage for payment. Never had any contact with them till it appeared on my credit report. Totally illegal. Theyl also tell you no effort will be made by them to see if account is paid or not. What a scam!!

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  Carlos Cardenas
  1

  Do Not trust this company! I settled a dispute with an Arkansas Medical company about "services provided" and I presented a identity theft report and this guys still had the stupidity of buying that fraudulent debt and are trying to make me pay it, they even lowered my score because of it. Dont give them a penny!