Camino Financial E 8th St, Los Angeles

Camino Financial Reviews

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  Elizabeth De Mota
  5

  Great experience doing business with Camino Financial! Professional and friendly customer service. You get prompt response and process is a breeze. Love it!

  Response from the owner

  Its a pleasure Elizabeth!!💛💛 we are always here for you :)

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  Heriberto Morales
  5

  I can’t talk about the bad reviews they have , but I can talk about my experience with them, they did a great job to approve my loan , they are very profesional and efficient the whole process took 4 days , what I can tell to people is that don’t base on bad reviews, give them an opportunity to find out what they can do for you , I’m very sure in most cases camino financial will be able to help you.

  Response from the owner

  You've made our day with this review! We hope your loan with us is only the beginning of our partnership.

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  Xtreme Mobile Repair
  5

  Working since a couple of moths with this company. Already gave me a loan for my business. Thanks to them, new opportunities are arising for my company. Very easy to work with its members, very kind and friendly.

  Response from the owner

  Ana, it's been a real pleasure working with you. The process was easy because you're super easy to work with.

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  Joshua Mcdonald
  1

  Welp hmm lets see here well I was going to use them but after reading sheilas review i will not be doing business with a company that would have a customer provide all of those documents and still not get approved companies don't realize the power of reviews and the impact it can have on future business I hope they take the reviews seriously and do better with their customers in the near future.

  Response from the owner

  Joshua, I can't blame you. I'd defer to applying for a loan after reading that review. Because we do take your opinions seriously, I replied to Sheila's review to apologize and recognize the lessons learned. As a leader of a passionate and professional team, I can only assure you we're a legitimate company, albeit not free of areas for improvement. Thanks for sharing your concerns. Best, Kenny Salas (COO, Co-Founder)

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  Cachet Johnson
  1

  Ok this is my honest review i applied at 9pm for 40k after hours and i was pre approved 10min later i was so excited their website asked me to upload drivers license 3 bank statements and 2018 return i did all of that the same day then 3 to 4 days later i never heard anything back so i called them no one awnsered so i emailed them and a guy named Soy Rodrigo did not call but texted messaged me the next day by saying hola i told him that i did not speak spanish any way he said that i needed 2017 tax return on top of 2018 return that i had previously submitted so i sent it to him and he said that he would let me know something in 1 hour and he never did 2 more days pass and he called me saying that he needed more bank statements from october 2018 in which i switched banks so i did not have october but i was able to find december 2018 -jaunuary 2019 and november 2018 -december 2018 i also sent them my notarized article of corporation letter on top of my ein letter showing my ein number with my address from the irs and Soy said that everything looked good and it should work that was 4 days ago now today which is april 24 2019 i still have not heard anything so i texted him in his language by saing hola because when i call he doesnt awnser the phone to my suprise he responded back and i asked him what was the status of my application and he said oh i just got a response 1 hour ago and they said because you did'nt provide october that you would'nt be able to be approved .....and then he went further into saying that my credit repair business is a restricted business industry so they dont offer loans to my business smh so let me get this straight he got a response 1 hour ago and did not even bother reaching out to me and then after all being in business 5 years and providing to them all of the requested documents i was told that my business is not a business that they would fund and they decided to tell me this after they get all of my personal documents?????? I think this company is a scam and i do not believe it is a legitimate business not because i did'nt get approved but because of the way they choose to do business from the text messages to the lack of communication to the no english reps ... after he have me the bad news he went further to tell me that i could try again next month.... LOL ...Yeah Right... so good luck to anyone applying because even if you have been in business a long time and have proof they could still deny you if they dont like your business for whatever reason oh i haft to say one last thing the reviews are not legitimate they are from actual employers that work for them camino is a new business that just started a read a review down below from a person that did not get approved due to him being a start up business camino of all people should promote new businesses because they are too a new business smh you guys can apply with them if you want but i DO NOT RECOMMEND THEM there are other companies like loan depot lending club that will give you a chance you dont haft to deal with inexperienced people like this very dirty grimy company.

  Response from the owner

  Thanks for feedback Sheila. Unfortunately, sometimes the best way to learn is by making mistakes and failing. We failed you and we're truly sorry. Your application should have not been pre-qualified because of the industry restriction. In our 2019 Plan, we will update our online application to make it easier for people to search for their industry and the list will include all restricted industries. Also, we'll also better train our Business Loan Specialists to mirror our clients in terms of communication. All our BLS have access to a direct phone line and are not restricted from calling our applicants or clients. As far as lending to start-up businesses, we'd love to help entrepreneurs with capital but it's very risky for both the start-up entrepreneur and the lender to give out a loan. When someone starts a business, cash flow is very unpredictable and we'd hate for entrepreneurs to dig themselves in a hole so early on. One day, we may crack this code but for now we're focused on lending to operating businesses which is still a very underserved market. Again, we apologize for your negative experience applying for a loan with Camino Financial. I can only promise that we'll learn from this, and enhance our process accordingly. Best, Kenny Salas (COO, Co-Founder)

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  Christopher Mills
  1

  Pre approved for 20,000 but only wanted 4,000 and still denied. Sad part is if I had applied for 200,000 dollars in college debt that would take me 30 years to re pay they’d probably be all over that🙄 👎🏻

  Response from the owner

  Hi Christopher, We're sorry we couldn't get you approved for a loan with Camino Financial. Getting a pre approval does not guaranty that a loan will be granted. Once pre approved, we need to go to through several steps and review the applicant information such as identify, cash flows and many more. You got a notice of adverse notification with the details and the reasons why we had to denied you application. Please feel free to reach us if you need additional details.

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  JAVI HV
  2

  You will need minimum of a year with your business and be making at least 30 k. It won't help you at all if you are starting your business like me. Necesitas un anio minimo con tu negocio y hacer ventas de 30 mil o mas. No te sirve si eres un pequeno negociante y estas empesando tu negocio,, asi como yo

  Response from the owner

  Thanks for the review. Unfortunately, we do not offer loans to start-ups. However, we recently launched our Incubator program, where we can give all small business owners a free consultation to grow their businesses beyond capital. #NoBusinessLeftBehind

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  Ruben Martinez
  5

  I had a great experience with Camino FInancial, their personnel and their service were very professional. I Highly recommend camino financial.!! Thanks for all your help.

  Response from the owner

  Ruben, thanks so much for the review. It's a real pleasure when we feel we're moving the needle for businesses like you.

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  AMARO FERRARIO
  1

  my client called and the agent who returned the call seemed to be in a market Not professional, not good information and it seemed that he only wanted information without giving him any proposal

  Response from the owner

  Thanks for the feedback Amara. We're sorry your client didn't get the information they were seeking. Our agents are happy to walk you through our rates and process. We even have a business loan calculator to run any scenario your clients may have: https://www.caminofinancial.com/business-loan-calculator/. After we receive an application, we give our clients an immediate credit decision with the specific terms of their loan. Please let me know if there was anything else your client was expecting to hear from the agent. We're always welcome to feedback.

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  Chagrin Solutions, LLC
  1

  After a turn down and looking at the reviews I'm glad they did! For a company that is suppose to help small businesses, well I guess not.

  Response from the owner

  Hi Chagrin, we are sorry to hear that. We care about your wellness, that why we will only offer you a loan if we are sure that your business has the ideal financial conditions. The good news: once you find out where your application failed, you can do something about it. Some simple actions can remediate the situation and ensure you get that business loan next time you apply. For more information visit: http://bit.ly/2Ugn6Eu. Let us know if you have any other questions. #JuntosAdelante