Bank of the James Mortgage Reviews
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Ed Parker5Bianca and the team at Bank of the James Mortgage consistently provide exemplary customer service to my Real Estate clients. Their level of service helps provide a great home buying experience.
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Mary Lu Clark5Rayetta Webb has proven her worth over the years. She's an informed, dedicated professional who cares about her clients! We've know Rayetta for almost ten years. All these years later, after arranging our reverse mortgage we feel free to call on her with questions and concerns. And she is always available with answers. Who could ask for more? Bob and Mary Lu Clark Roanoke, Virginia
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Joe Nigro5Thank you to the folks from BOTJ. It’s pretty rare these days to get the honest and tireless service they provided. From the inception, where we established the construction loan, to our eventual conversion to permanent mortgage, my wife and I were gifted with knowledgeable and insightful representatives, that never tired of making us comfortable.
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Melanie Furlough5Bianca was amazing to work with. She looks out for her clients best interests and will get you the best deal possible! I highly recommend Bank of the James!
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Stacy Meeks5Exceptional communication & her knowledge is beyond impressive regarding home loans. I would highly recommend Bank of the James Mortgage and Bianca.
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Marsha Miller5Rayetta Webb was our representative and was so knowledgeable and helpful throughout the process. She answered all questions in a timely manner and guided us through the process in record time!
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Kimberly Counts5Andrew Beverly made my first time buying a house so easy! He was very knowledgable and helped me every step of the way. I’m so thankful to have worked with him and highly recommend reaching out to him for help in securing a mortgage!
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Sara Valente5We just purchased a home in Lynchburg and our experience with the Bank of the James was very positive. Our mortgage loan officer, Bianca, was responsive, smart, efficient, kind, and easy to work with. We would definitely recommend using them if you are buying a house!
Response from the ownerThank you, Sara!
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L Je2I have been waffling about whether to share this review for some time, but decided that it was worthwhile to notify other potential home buyers so that they can make an educated decision. I would not recommend Bank of the James and am disappointed in our choice. The below situation was the straw that broke the camel's back on top of an otherwise marginal experience. 2 stars simply because they did get us through closing on time, which we appreciate. We were (accidentally) shared on an email chain in which our broker spoke very poorly about us to another professional. The email message that we were shared on by accident involved name-calling and the broker expressing her displeasure about answering our questions. I will not state the name of the broker because I don't wish anyone to lose a job, but the lack of professionalism was disappointing to say the least. To provide context, we were first time home buyers and had asked on several occasions for clarifications about the documentation that we were being asked to sign. Our broker was unwilling to speak with us outside of normal business hours (which are our working hours) without significant pleading. Even during business hours, she was short and displayed visual impatience at answering our questions.
Response from the ownerGood afternoon. Thank you for your feedback. Our goal is to make the mortgage process as seamless as possible for the buyer. We apologize for not giving you the best experience. We will use your comments to examine our program, and make improvements where possible. We wish you the best with your new home, and truly appreciate your business.
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Katie W5Great experience with Debbie at Bank of the James! We had one thing after another come up with our home purchase and she was always there to answer questions and help in any way she could. She was someone I could count on to give me honest and accurate information. She really went above and beyond and made a stressful home purchase a little less stressful!
Response from the ownerThank you, Katie!
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FAQs
1. How Can I Contact Bank of the James Mortgage?
You can reach out to them on the phone number (434) 534-8090. You may also visit their website and fill in the application form.3. How Can I Get A Loan at Bank of the James Mortgage?
Simply fill in the application form on their website. If you feel like learning about other possible solutions, take a look at instant installment loans provided through a trusted online broker.5. What Should I Do if I Can't Repay My Loan?
Reach out to the lender and reach an agreement in advance. You should know, however, if it"s an auto title loan, your vehicle will be took by the lender when you default.
2. What Is the Location of Bank of the James Mortgage? How to Go to Its Store?
The address of Bank of the James Mortgage is 17000 Forest Rd # B, Forest, VA 24551. Use an online map to guide yourself there.4. Is Bank of the James Mortgage an Agency or a Lender?
Bank of the James Mortgage is a Mortgage lender that gives different kinds of loans. Click here to learn about various types of loans including bad credit personal loans.6. Can I Get a Loan From Bank of the James Mortgage With A Poor Credit Rating?
Yes, you can. But carefully go through the offers as there can be unfavorable terms when it comes to bad credit loans.