Store Directory > Installment Loans Near Me > Illinois > Alton > 1st MidAmerica Credit Union
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Credit union

1st MidAmerica Credit Union College Ave, Alton

2.9
(8)
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Phone:

+1 618-258-3168

Website:

http://www.1stmidamerica.org/

Address:

3553 College Ave, Alton, IL 62002, United States

Services:

Checking accounts, savings, home loans, retirement planning, credit cards, loans

    1st MidAmerica Credit Union Reviews

    2.9
    8 Reviews
    • s

      she buyhouses
      1

      This credit union needs to be audited. They offer NO loans to qualified minorities. If your white they will approve you with a 550 the same day. If you are black with a 700 they will have to call you back after 72 hours and still deny you. Their entire staff with multiple locations are whites only! This should be investigated.

      Response from the owner

      We would like to speak with you directly. Can you send a message with your contact information to our member service team at [email protected]?

    • J

      Jake Lampe
      1

      This was the first account I had ever opened, back when this was Olin Credit Union. Since then, they've changed to 1st MidAmerica and their service and online banking has been abysmal since. For over 10 years, they've put zero effort into updating their online interface, which looks like it's from the 90's. The fact that their passwords can't even allow special characters should speak to how up-to-date their system is. They started withdrawing dormant fees from my account without any notification. The only way to close the account was to submit a written letter, upon which I asked for all necessary info that needed to be included, which they couldn't get right the first time either, requiring me to send an additional letter. Would not recommend in any way.

    • T

      Teri Jordan
      1

      They are closed Why do we have to hit a number to tell me when you open. I am pulling my account asap You stay where your are Thanks to you all never again

    • S

      Sun Shine
      1

      Will not give you transaction slips. They make you yell your acount number through the speaker and everyone in line can hear it. Then tellers ask you what you want to do with your money, so again everyone around can hear your detailed balances .Makes feel vulnerable and uncomfortable

    • S

      Stephen Partney
      2

      I chose this credit union when I moved to Alton because of the number of branches, expecting convenience. However, I soon found out that this institution does not go out of its way for anyone. When I put my money into a bank or credit union, I expect them to help me in every reasonable way. Even when I offered to guarantee a two party check with my funds, and have the amount of the check held as well as the credit for the check itself, they would not process the check. The two parties were a major bank and an insurance company. I have changed to Laclede.

    • B

      Brenda Woods
      4

      The address you're needs. All of the cashiers are nice.

      Response from the owner

      Thank you! We're happy to hear our team is taking care of you!

    • K

      Kasey Provaznik
      1

      Their drive thru tellers are extremely rude. We sat in line for over 20 minutes.

    • C

      Chelsie Gratta
      5

      I have had first mid America for three years now after from switching from bank of America they are very nice, polite and professional! Overall great banking expierence

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    FAQs

    • 1. What Can I Do to Get in Touch With 1st MidAmerica Credit Union?

      You may contact them at the phone number +1 618-258-3168. You may also check out their website and submit your information.
    • 3. What Services Are Provided by 1st MidAmerica Credit Union?

      1st MidAmerica Credit Union has services including: '
      • loans
      • Checking accounts
      • savings
      • home loans
      • retirement planning
      ' If you have a consistent income, you may also get a payday loan.
    • 5. Is 1st MidAmerica Credit Union an Agency or a Lender?

      1st MidAmerica Credit Union is a Credit union that gives different kinds of loans including high-approval-rate personal loans.
    • 2. What Is the Location of 1st MidAmerica Credit Union? How to Go to Its Store?

      The address of 1st MidAmerica Credit Union is 3553 College Ave, Alton, IL 62002, United States. Get help from an online map to find the fastest route.
    • 4. How Do I Apply for A Loan at 1st MidAmerica Credit Union?

      You can submit your information on their website to apply for a loan. If you feel like learning about more financial options, take a look at US Installment Loans and dig deep.
    • 6. What Should I Do if I Fail to Pay Back My Loan?

      Reach out to the lender and work out favorable terms for both parties as soon as possible. You should know, however, if it"s a car title loan, your vehicle will be took by the lender when you default. Visit our website for more information on title loans.
    • 7. Can I Take Out a Loan From 1st MidAmerica Credit Union With A Bad Credit Score?

      Yes, you can. But peruse the conditions and terms as there can be unfavorable terms when it comes to bad credit loans.