Store Directory > Installment Loans Near Me > Illinois > Godfrey > 1st MidAmerica Credit Union
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Credit union

1st MidAmerica Credit Union Godfrey Rd, Godfrey

3.4
(10)
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Phone:

(618) 258-3168

Website:

https://www.1stmidamerica.org/

Address:

5301 Godfrey Rd, Godfrey, IL 62035

    1st MidAmerica Credit Union Reviews

    3.4
    10 Reviews
    • D

      Diane Ross
      2

      I was somewhat satisfied with 1st MidAmerica Credit Union when Olin Community Credit Union shifted their customers to them...not my personal choice. However, since there's been an issue with my Third Economic Impact payment winding up in the wrong account, I am extremely dismayed with the way THIS credit union has "handled" the situation. I will spare any readers of the minute details and just summarize. The 1st MidAmerica Credit Union representatives, except for 1 or 2 tellers, have been rude, unprofessional and even caught in their own lies in written communication to the Treasury Department. They've definitely made me feel like less than a valued customer. Whether I'll continue to do business with them is still a toss up.

    • s

      she buyhouses
      1

      This credit union needs to be audited. They offer NO loans to qualified minorities. If your white they will approve you with a 550 the same day. If you are black with a 700 they will have to call you back after 72 hours and still deny you. Their entire staff with multiple locations are whites only! This should be investigated.

      Response from the owner

      We would like to speak with you directly. Can you send a message with your contact information to our member service team at [email protected]?

    • K

      Kayla S.
      1

      Been banking with them for over 10 years and I have only dealt with one banker that was respectful and helpful. The rest of the staff I have dealt with here are utterly disrespectful and rude. When you reach out for help you expect help not “is there anything else I can do for you?” As I did not call to tell them my troubles, I called to RECEIVE HELP. I don’t recommend banking here, as a student or an adult.

    • a

      ayasha Linzey
      1

      Their overdraft fees are ridiculous. If your account is overdraft you get charged & your bill will not get paid . Oh wait but Luckily if you sign up for their overdraft “protection” they’ll still charge you. This bank is a complete joke !

    • s

      sherry murray
      5

      Best place for your banking needs. Great customer service.

      Response from the owner

      Thanks for the kind review! We aim to provide good service and love to hear from our happy members.

    • K

      Karla Bright
      4

      They have several locations and all the conveniences. The people in the loan department are very friendly, as are most tellers. Some areas where they could use some improvement: *You might not feel particularly appreciated by the folks who answer the customer support line. *If you try to escalate an issue to a manager, they might not call you back. I recently had an issue and felt I had no avenue to address it. I left a negative review on Google, AND GOT A CALL FROM THE REGIONAL MANAGER the next day. That definitely shows a willingness to improve.

    • W

      Wendy “Wendy B.” Bud
      1

      My experience with Fayetta Hollie has been HORRIBLE. How this “woman” works in the banking industry is beyond me. She is rude, disrespectful, cut me off, talked over me & interrupted me multiple times. Never apologized then hung up on me....once my car loan is paid off, I’m done with 1st Mid America. There are plenty of other banks that have much nicer associates. I’ll take my business elsewhere. Used to be a great Credit Union.

    • M

      Madukes It’s Real Over Here
      1

      Service was horrible and very unprofessional! And still no one could tell me why I was charged a over drafted fee and I had to funds in my account!

    • S

      Sarah Pruett
      1

      Ever since the Covid-19 has started the bank has had extremely slow service. If the inside is closed to the public why can’t they have at least three tellers at the drive thru? I probably spent 25 minutes at the bank this afternoon. It’s a little ridiculous if you ask me. It has been like this every time I come no matter what the time is.

    • m

      matt brasket
      1

      Worst "credit union" I've ever dealt with. Can't wait to close our account and go elsewhere. 830 credit score 20% DTI. Pre approved me for a small loan on a truck then after i paid deposit said it had too many miles when I was purchasing for 3500 under retail price. Made me sign a personal loan at 10% interest. Never again!!!

    FAQs

    • 1. What Can I Do to Get in Touch With 1st MidAmerica Credit Union?

      You can reach out to them on the phone number (618) 258-3168. You may also check out their website and submit your information.
    • 3. How Do I Apply for A Loan at 1st MidAmerica Credit Union?

      Simply submit your information on their website. If you feel like learning about other possible solutions, take a look at high-approval-rate installment loans provided through a popular loan platform.
    • 5. What Do I Do if I Fail to Pay Back My Loan?

      Reach out to the lender and reach an agreement in advance. You should know, however, if it"s an auto title loan, your car will be kept by the lender when you default.
    • 2. What Is the Address of 1st MidAmerica Credit Union? How Can Find It?

      The address of 1st MidAmerica Credit Union is 5301 Godfrey Rd, Godfrey, IL 62035. Open the map app on your phone to guide yourself there.
    • 4. Is 1st MidAmerica Credit Union an Agency or a Lender?

      1st MidAmerica Credit Union is a Credit union that gives different kinds of loans. Click here to learn about various types of loans including personal loans.
    • 6. Can I Obtain a Loan From 1st MidAmerica Credit Union With A Bad Credit Score?

      Yes, you can. But peruse the conditions and terms as there can be unfair conditions when it comes to bad credit loans.