Long Term Loans for Bad Credit

Do you want to get cash for emergencies but have a bad credit score that hinders your loan request? Try requesting long-term loans with US Installment Loans.

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  • Any Credit Score Considered
  • Swift Approval Decision
  • Safe & Secure

About Long Term Loans for Bad Credit

Long-term loans for bad credit might be a solution for you if you want to buy a house, renovate your house, or make a big purchase.

Do you have a bad credit score and are worried you won’t be able to get approved for long-term loans? Fret not; borrowers with bad credit scores can also request these loans.

The best thing about long-term loans for bad credit is the longer repayment duration. So, borrowers can repay the loan effortlessly in manageable monthly installments.

Who Are Qualified to Get Long-Term Loans for Bad Credit?

You must meet some particular requirements to qualify for long-term bad credit loans. Following are the prerequisites you should fulfill,

  • You must be over 18 years old.
  • You must have a stable source of income.
  • You must be a US citizen.
  • Also, you must have a social security number and an authentic email ID to qualify for long-term loans.

Besides these primary requirements, you do not need to complete any paperwork.

Loans for Everyone. Apply Now!

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Where Can I Request Long-Term Loans for Bad Credit?

Here are some of the best companies that can help you request a long-term loan for bad credit;

US Installment Loans

US Installment Loans can help you get in touch with a broad network of lenders. You are able to get multiple options from them. Choose the offer that works best for you.

You only need to fill out a simple form to submit your information when requesting loans through US Installment Loans. Once your application is approved and the agreement is done, you can receive the funds in your account as soon as one business day.


BadCreditLoans is another option for people facing financial setbacks. Similar to US Installment Loans, it also works as a bridge between reliable lenders and borrowers looking for loans.

The loan requesting process is super-convenient. All you need to do is provide your basic information, and the platform will connect you to numerous lenders.

The transparency of the platform is an amazing feature. It includes all the necessary information about the lenders. Also, the repayment duration of BadCreditLoans can be as long as five years, which consequently makes your monthly payments manageable.


Requesting loans becomes difficult when you don’t know where to find reliable lenders. However, with PersonalLoans, the process just gets easier. The ease of requesting a loan makes it an ideal choice.

Besides, soft credit checks make the overall experience hassle-free for borrowers. The soft credit check ensures the borrower’s credit score isn’t affected. Their customer support is also acclaimed, and they exhibit a significant number of positive reviews.

The best part about getting a loan via PersonalLoans is the manageable installments, which makes loan repayment effortless. In case of any unforeseen situation that hinders repayment, you can contact the customer support of PersonalLoans, or you can directly contact the lender.


CashAdavnce is one of the oldest lending platforms. It offers a convenient experience to borrowers. You can request loans by providing your basic information. Similar to other lending platforms, you will receive several offers from lenders minutes after submitting your information.

One of the best features of CashAdvance is confidentiality. Their enhanced encryption technology keeps your data safe and prevents you from scams.

How Does US Installment Loans Compare?

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How much do I qualify for?Up to $35000Competitive rates
What's the max loan length?Up to 36 monthsFast decisions
Do lenders check my credit?YesSoft credit checks
All credit levels accepted?YesBad credit doesn't matter
Chances of approvalGoodHigh approval rates
When am I allowed to apply?24/7 onlineEasy application
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How to Take out Long-Term Loans for Bad Credit?

Taking out long-term loans for bad credit with US Installment Loans is an effortless process. All you need to do is go through the following three hassle-free steps.

  1. Fill out an online form with all the necessary details.
  2. Once you submit your request, we will help you connect with various reputable lenders, and soon, you will receive offers from different lenders.
  3. Compare all options by thoroughly checking all the offers. Once you accept a particular offer and the process is completed, you will receive the money in your bank account within one business day.

How Much Do You Want?


Can I Get Long-Term Loans for Bad Credit with No Income?

The simple answer is NO. Lenders don’t accept loan requests from people who aren’t capable of repaying their loans. So, you have to provide proof of a reliable income source to qualify for a long-term loan for bad credit.

A common misconception is that the source of income is related to employment. However, unemployment benefits, social security income, government benefit checks, etc. can also help you qualify for the loan. All these documents show that you can repay the loan.

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Get Long-Term Loans for Bad Credit With US Installment Loans

Is your bad credit score limiting your options? Don’t worry; US Installment Loans provides an ultimate solution. We can partner you with a long list of lenders. So, you can enjoy the benefit of receiving cash within the next 24 hours of approval.

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