10 Best Cash Advance Apps With No Credit Checks

These cash advance apps are easy to use, and they allow you to get instant cash with no credit checks.

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How Do Cash Advance Apps Work? 

A cash advance app could be the solution for you when you are low on cash, and a small loan could help you through to the next payday. You can easily install a cash advance app on your mobile to access online instant cash advance services. These apps are intuitive, secure, and user-friendly, and in most cases, you can already start using them right after installation. The borrowing limit for cash advances on the apps is generally lower than online loans, but the advantage is the fast transfer time of funds which can be as quick as a few hours of submission.

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10 Recommend Cash Advance Apps With No Credit Checks

1. Brigit

Brigit is among the most popular cash advance apps with over 3 million members. This app lets you borrow up to $250 with no credit check, no hidden fees, and no interest. With over 250,000 ratings on the Appstore and Google Play with an average star rating of 4.5, you can tell that it has many happy users.

2. Earnin

With the Earnin app, you can get a cash advance of between $100 and $500 from your paycheck per pay period with no penalties, no hidden fees, and no long waiting time. This app boasts a 0% interest rate, making it one of the best cash advance apps in the market.


Kora is an app promoted for college students, but non-student customers can also use it. It's being used by more than 250,000 students all over the country, with a 4.5-star rating in the App Store. With the Kora app, you can borrow up to $2,000 with the minimum documents needed for verification.

4. MoneyLion

With no monthly fees and zero interest rate, it's not a surprise why MoneyLion became a popular cash advance app. It allows you to borrow between $25 and $250, but you can increase your loan amount with consistent and higher deposits. To qualify for a loan, MoneyLion requires you to have a stable income, government benefits, or regular deposits.

5. Empower

Empower has a record of $100 million in cash advances in 2021! New users of the app can borrow up to $250 with no credit checks, no interest, and no late fees. They offer instant delivery of funds, which means that you don't have to wait too long before you can get the money to your bank account. If you want to borrow more, they also offer an account upgrade that lets you access up to a $1,000 line of credit.

6. Dave

Dave offers ExtraCash™ on their app, which allows you to get up to a $500 loan instantly with no credit check, no interest, and no late fees. This app has more than 5 million downloads and has received more than 1 million ratings, with an average rating of more than 4.5 stars.

7. Payactiv

Payactiv is a financial services app with more than 2 million users to date. If you use this app for business transactions, you'll be able to see your company's monthly earnings and expenses on the app, and any cash advance amount will appear as a deduction on your next paycheck. If your company isn't enrolled, you can also get a Payactiv Visa Card with almost the same major features as the app.

8. Branch

This app works as a free digital wallet that gives employees flexible and fast access to their paycheck. Branch offers on-demand pay, digital payouts, and cashless tips services. It is an excellent app for all industries, including those in trucking and logistics, franchise, restaurants, healthcare, retail, and gig workers.

9. Albert

Albert app lets you take out money of up to $300 with no credit checks against your upcoming paycheck. It does not charge interest or hidden fees, so you pay them the exact amount you get. However, it charges a small processing fee for instant loans; otherwise, you could also opt for the no-fee processing, which could take about 2-3 days to transfer.

10. Varo

Using the Varo app, you can take out a cash advance of up to $100 from your next paycheck. No credit checks and no minimum balance are required, plus you also enjoy a no-monthly fee service. Apart from providing cash advances, this app also offers free instant Varo to Varo transfers.

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Can I Actually Get Away With Getting Cash Advances Without Credit Checks?

A cash advance is basically a type of loan, and lenders still perform soft credit checks to help them assess your creditworthiness which tells them how risky you are as a borrower. But unlike hard credit checks, soft credit checks will not affect your credit score.

The best thing about no credit check loans (which in reality means no hard credit check loans) is that lenders will consider your application regardless of your credit score. Even if you have a low credit score, you can show proof of your steady income and employment history to increase the chance of getting your loan request approved.

US Installment Loans Can Help You With Your Financial Needs

At US Installment Loans, you can access multiple lenders in one go by submitting your information using our online form. You can get different types of loan services through US Installment Loans, including installment loans, bad credit payday loans, title loans, and personal loans without credit checks. The first two types of loans allow you to take out up to $5,000, while for personal loans, you can borrow as much as $35,000.

To get started in getting a loan, follow these simple steps:

  1. Submit the required information - Use the online form on the website to submit your information.
  2. Select offers - Once approved, compare offers from different lenders and pick one which you think is best.
  3. Review agreements - Review the agreements before making any commitments.
  4. Get funds - Receive the funds into your bank account as soon as the same day of approval.

How Does US Installment Loans Compare?

default imgWhy Us
How much do I qualify for?Up to $35000Competitive rates
What's the max loan length?Up to 36 monthsFast decisions
Do lenders check my credit?YesSoft credit checks
All credit levels accepted?YesBad credit doesn't matter
Chances of approvalGoodHigh approval rates
When am I allowed to apply?24/7 onlineEasy application
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Are There Any Alternatives Other Than Cash Advance?

The cash advance apps provide an instant and convenient borrowing experience. In most cases, these apps do not charge interest and other fees associated with taking out a loan from traditional lenders. However, one drawback of cash advance apps is the low borrowing limit which is generally less than $500. Aside from that, these apps could also promote bad spending habits. Because of the ease of securing the funds, some people tend to borrow money for things they don't need.

Considering the drawbacks of cash advance apps, you could also try alternative sources of funds, one of the most popular of which is payday loans, a type of loan allowing you to get a higher amount of instant cash compared to cash advance apps. You can also consider installment loans as installment loans reduce the pressure of paying the total amount all at once by allowing borrowers to perform monthly payments. Unlike short-term cash advances, installment loans can help build your credit score if you can make consistent repayments.

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Submit Your Information Now and Get Instant Cash Advances Through US Installment Loans!

Getting the urgent funds you need doesn't have to be difficult, and we at US Installment Loans are ready to help you find a lender with competitive rates!

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