Unemployed Payday Loans

No American should be left stranded if one is facing an emergency! We are here to help you get the funds even if you are unemployed. You can easily get your things straight with 1-hour unemployed payday loans.

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Where Can I Get Loans If I Lose My Job?

It is extremely difficult to manage your bills if you lost your job, and getting a loan will help you make do until you get things straight again. The first thing you need to do is to try and check out with traditional institutions, be it a bank or a credit union.

But with the long application process and the piles of paperwork that need to be done and the long waiting time to get the loan, or if you tried already and got rejected, then you still have the chance to get a payday loan for unemployment online.

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Do 1-Hour Unemployment Payday Loans Really Exist?

1-hour unemployment payday loans for the unemployed are a real thing. With the current economic crisis that everyone is living through, you might really need to get a breather with some extra cash, especially if you are faced with an unexpected emergency and need to pay some money on the spot, money that we do not have.

It is even more difficult if you are unemployed, and this is how a 1-hour unemployment payday loan can come to the rescue.

1-hour payday loans are usually offered to employed people that have a steady income every month. But in case you are unemployed, instead of taking into account your monthly salary as an employed person, the lenders will take your unemployment paycheck into consideration and offer you a loan accordingly.

However, there are a few requirements in order for you to qualify for 1-hour unemployment payday loans.

How Do 1-Hour Unemployment Payday Loans Work?

You can find trusted online lenders via US Installment Loans that offer 1-hour payday loans for the unemployed, and all you need to do is first write down the required information on our website. Our service is free of charge and there are no hidden fees and your information is 100% secured. Once the first step is completed, you will instantly receive offers from different lenders.

Read thoroughly the terms of each one, and choose the one that you find most convenient for you. After getting approved, you will receive the funds with 1-hour unemployment payday loans in no time right into your account.

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What Are the Differences between 1-Hour Unemployment Payday Loans and Traditional Loans?

Getting a loan through a bank or a credit union will involve loads of paperwork. You need to have a good credit score and provide your taxes, as well as many other documents to go through and sign off. If you get approved, it will take around a month to finalize everything needed to get the funds.

On the other hand, a 1-hour payday loan for the unemployed takes almost an hour to complete, which serves borrowers best when they have an emergency and could really use the cash as soon as it is possible.

However, a 1-hour unemployed payday loan has usually a rather high-interest rate than most traditional loans, and the borrower needs to pay it back in full plus interest in a matter of a couple of weeks to a month.

Pros & Cons of 1 Hour Unemployment Payday Loans


  • Lenders do not do a hard credit check and the short-term loan won’t affect your credit score.
  • Borrowers can get the funds deposited into their accounts as soon as the following day, making it perfect for emergencies.
  • 1-hour unemployment payday loans have high approval rates even if the borrower has a bad credit score.


  • High APRs and interest for 1-hour unemployed payday loans.
  • Even if you repay the payday loan in full and on time it will not increase your score.
  • You might get caught up in a debt cycle if you request more than you can afford especially if you are unemployed.

Other Government Benefits & Programs for the Unemployed

If you are unemployed, the government offer programs specifically for your case to help you until you land a good job. Some of those include:

  • Supplemental Nutrition Assistance Program (SNAP) helps families and individuals cope with the cost of food so you don’t have to worry about putting food on the table.
  • Temporary Assistance for Needy Families (TANF) is for struggling families with children. TANF will assist them with paying for what the kids need and provide them with the essentials of everyday life.


Who is qualified to get 1-hour unemployment payday loans?

To qualify for a 1-hour unemployment payday loan you need to be an American citizen who is at least 18 years old. You should have a bank account under your own name as well and provide your social security number, your email address, and an ID. You also need to provide proof of your source of income which can be the benefits paycheck for the unemployed.

How to get the proof that shows I have a stable income?

If you are unemployed, then you should be receiving unemployment benefits that automatically get deposited into your bank account. So you need to provide a bank statement that shows you are regularly getting an income allowing you to pay back the loan.

Can I get the loan with bad credit?

Getting a 1-hour unemployment payday loan does not require that you have a good credit score because the lenders mostly rely on your paycheck to pay back the short-term loan and your credit score is only one factor they take into consideration.

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Apply For Payday Loans With US Installment Loans Instantly!

Apply easily online for a 1-hour payday loan for the unemployed today with US Installment Loans to solve any financial emergency you may be having. Get approved in one hour and receive your funds tomorrow.

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