XCEL Federal Credit Union Reviews
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Shane Hatcher5I've been banking with Xcel since 2010 and have financed three cars, several personal/home improvement loans and a credit card so far. I've always gotten good rates. The service is slower than .com banks and the big banks and credit unions. But the rates are lower and you aren't just a credit score. They talk with you and explain if you need to pay something off to get approved and they don't just send a dear john letter. They will even encourage you to take a lesser term and pay less interest if you can. Xcel is small and it will take them a day to process something. They aren't a sign and drive kinda place, but the rates are simply awesome. I'm sorry, but for me waiting 24-48 hours is worth saving a few thousand $ in interest.
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Jennifer Saldado1This place is terrible and it’s only gotten worse since Covid. Shame on me for listening to my employer to sign up! the accounting department is incompetent, upper management is a joke !! Do yourself a favor and go to a real bank!
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Ashleigh Handley1If I could've left them 0 stars, I would have. Rude, rude, RUDE!
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FAQs
1. What Can I Do to Get in Touch With XCEL Federal Credit Union?
You may contact them at the phone number +1 973-275-9235. You may also check out their website and provide your basic information.3. How Do I Apply for A Loan at XCEL Federal Credit Union?
Simply provide your basic information on their website. If you feel like learning about more financial options, take a look at online installment loans provided through a trusted online broker.5. What Am I Supposed to Do if I Can't Repay My Loan?
Reach the Lender and work out favorable terms for both parties in advance. You should know, however, if it"s a title loan, the vehicle will be kept by the lender when you default.
2. What Is the Address of XCEL Federal Credit Union? How Can Find It?
The address of XCEL Federal Credit Union is 1460 Broad St, Bloomfield, NJ 07003, United States. Open the map app on your phone for directions.4. Is XCEL Federal Credit Union an Agency or a Lender?
XCEL Federal Credit Union is a Credit union that gives different kinds of loans. Visit our website to learn about various types of loans including high-approval-rate personal loans.6. Can I Obtain a Loan From XCEL Federal Credit Union With A Poor Credit Rating?
Yes, you can. But carefully go through the offers as there can be predatory terms when it comes to bad credit loans.