Swift Financial Silverside Rd, Wilmington

Swift Financial Reviews

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  Mary Darby
  1

  RUN FAR AWAY FROM THI COMPANY! They are a predatory lender. Will approve you for a small business loan at extremely high interest with really high monthly payments. They will force you to pay everythign up front of you hit a snag and then will sick their attorneys on you. My small loan ended up costing me double and a tremmndous amount o stress. I am still paying on this loan. I wih there was a class action lawsuit against them

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  Don M
  1

  Will not stop with the junk mail. My business was dissolved and closed several years ago, but they won't stop hounding me.

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  Dario Fuenmayor
  1

  Worst financial company ever. They sent my PPP loan forgiveness application for signing and there's an error on the form. Have been calling them everyday since and all I get is their voice mail and they never return calls. Wish I have gone with another institution rather than PayPal for my PPP loan

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  Monica Wilhelm
  1

  BEWARE! Terrible experience! They tell you they are waiving interest when you take out a second loan and close out another loan, but they sneak in a lump sum "interest fee" they do not disclose interest rates or APR's as they claim they do not need to. We had a natural disaster here in Houston and they do not bother to work with you! They are rude and refuse to return calls and supervisors are never available!

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  Wayne McCarl
  1

  They wouldn’t approve the loan because I wouldn’t give underwriting copies of my customer’s canceled checks. I told them that was not legal. I couldn’t do that because of the USA Patriot Act doesn’t allow it without consent from the customer. They wouldn’t respond and canceled the loan request. Very shady business.

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  John French
  1

  I dont even know who this company is but they stole 3,k out of my bank account They have my banking info somehow. Be careful people.Thank God my bank is going to reverse it.

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  Rob Oley
  1

  Please beware!!! Fraudsters and liars!! I am a small business owner in CT. I pulled the trigger on a loan with swift about 2 years ago. Now mind you I never missed a single payment or was a single day late. Well my 1st loan is getting to the end and they sell me on another loan. To be fair Kurt B. who sold me the loan is an nice and honest dude I feel who is with the wrong bunch of people... during my initial loan with Swift I must have received, No lie like 25 offers for cash advance in that 10 month period....But I actually liked Kurt and trusted him so I got a 2nd loan and paid it off like clockwork for the 2nd time. Not a day late or a dollar short. I'm thinking I'm building a nice relationship with this company. Yes rates are through the nose but its helping me. So to cut to the chase I get a 3rd loan and 6 weeks into the loan a see a bump in the road coming. So what do I do? I am proactive and call them letting them know my situation in advance. Telling them the people who purchased the flooring that I sold were not sending me my bank wire right away...but would anytime. I spoke with Chris initially around the 5th of july. He said he had my account and seemed fine with everything. The end of that week my account was given to Omar. I spoke with Omar several times. On or around July 12th I spoke with Omar and showed him an email from the hotel ownership that I should be paid in full by august 1st. I then told him that swift would be caught up 100% by then. His response was " Great, just keep me posted". Well that Sunday July 15th i get an email from square my credit card processing company saying that a UCC-1 lien was placed on their account and all money owed needs to go to swift right away. I'm Livid. So on Monday the 16th I call Swift to speak with Omar. Hes not answering so I leave him a message. I then call another swift number,a female named Kara answered the phone and tells me she can help me(Extremely rude and condescending BTW). she tells me she has the account now and that liens not only have been placed with square but with all my accounts. Some customers I have had for 20 years. I asked her several questions, 1 big question was why was this trigger pulled on me so quickly when last Thursday i spoke with Omar and he sounded fine with everything. I then asked her a question on the legality of what they did. she said she needed to ask her supervisor in the legal department and put me on hold.This was approx 11am on Monday morning the 16th of July, 2018. 30 seconds later after listening to hold music the phone was ringing in my ear. the call went to Kara's Voicemail where I left a message asking her to call me back. I waited a half hour later and called again, no answer, an hour and called back no answer or return calls. Did this 6-7 times all day and nothing. By 6pm I was fuming!! 1st thing Tuesday Morning I called and Kara rudely answered and said she could not talk and that the account was turned over to a lawyer. Unreal!!! Folks Im a customer who paid off 2 loans and was never late. They must of made 30-50k minimum in interest alone off me. My honest opinion of this is that Swift inadvertently threw my account in with a bunch of bad apples and once the bell was rung they just went with it. Knowing what they did was unethical and illegal. The debt collections practices act has clear guidelines regarding both in notification and contact with business owners before the placement of a lien. I went from July 12th speaking great with Omar to July 15th liens being placed to Tuesday July 17th to my account being with a lawyer. Zero heads up of any kind!!!!!these people have embarrassed me in front of my customers and have obviously have no regard for my business or statutes in place...no wonder these loans are unregulated!! Please do yourself a favor and run the other direction!!!!

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  Justin P
  1

  Horrendous service and unethical actions. They bait and switch you and sneak in the lump sum interest fees. They all seemingly work in collusion and coerce customers into shady situations. They attitudes suck and their horrible attempts to give superficial customer service is some of the worst I have ever encountered.

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  Dynamic Resources
  1

  They will lie to you about pulling a soft inquiry on your credit. However it is a lie.... not the most honest people. It was done to me twice. lying to me and adding a hard inquiry to my credit report. and the guy was still trying to convince me with a lie. I hang up on him same guy

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  Mark Olson
  1

  These guys are CROOKS and treat their customers like dirt! Predatory payday lenders that target businesses. They promise the moon and stars but are no quicker or better than a bank but with interest rates at or above 50%. They are counting on your inability to do math. AVOID at all costs!